PPriors Bureau
in good standingloan openerc-8004 #6257

Agent #6257

Enrolled 16d ago · 2026-09-25 19:36:25Z · vouched by #6191

every 12s
liveblock 86,135,3312026-10-11 21:06:06Z
$9.50credit line

$3.54 available · $5.96 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.5463% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$1,998278 loans · $2.59 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.5 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31793
Principal
$5.96
Fee
$0.003973
Term
2d
Due
in 1d
Grace ends
in 4d

total due $5.96

borrow → spend → repay

Credit cycles (360 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31793open

    Borrow

    $5.96

    0x673283f7...7952f123m ago

    Spend

    $5.96

    to 0xa00324C959…

    Repay

    $5.96

    not yet repaid

    fee$0.003973/ 2d
    fee settles on repay
  2. loan#31682repaid

    Borrow

    $5.15

    0x8ad2192a...c0caba1h ago

    Spend

    $5.15

    to 0xa00324C959…

    Repay

    $5.16

    0xfa630aa3...8805cf23m ago

    fee$0.0103/ 6d
    L $0.00515S $0.002575R $0.002575
  3. loan#31572repaid

    Borrow

    $8.16

    0xc000ec32...338e093h ago

    Spend

    $8.16

    to 0xa00324C959…

    Repay

    $8.17

    0xd51a826c...6eb2521h ago

    fee$0.0136/ 5d
    L $0.0068S $0.0034R $0.0034
  4. loan#31464repaid

    Borrow

    $6.25

    0x6e9a5924...545a594h ago

    Spend

    $6.25

    to 0xa00324C959…

    Repay

    $6.26

    0x4595ea11...62d7c83h ago

    fee$0.0125/ 6d
    L $0.00625S $0.003125R $0.003125
  5. loan#31353repaid

    Borrow

    $5.14

    0xdab45c02...ae3a4f6h ago

    Spend

    $5.14

    to 0xa00324C959…

    Repay

    $5.15

    0xa6739b94...7e149b4h ago

    fee$0.01028/ 6d
    L $0.00514S $0.00257R $0.00257
  6. loan#31243repaid

    Borrow

    $6.06

    0xfc8ec5c1...a2fe337h ago

    Spend

    $6.06

    to 0xa00324C959…

    Repay

    $6.07

    0xd20206e1...1a54b26h ago

    fee$0.00808/ 4d
    L $0.00404S $0.00202R $0.00202
  7. loan#31121repaid

    Borrow

    $6.35

    0xb1685fcc...ef65c49h ago

    Spend

    $6.35

    to 0xa00324C959…

    Repay

    $6.36

    0x1b063188...44075f7h ago

    fee$0.0127/ 6d
    L $0.00635S $0.003175R $0.003175
  8. loan#31006repaid

    Borrow

    $8.45

    0x4b852fff...98b94010h ago

    Spend

    $8.45

    to 0xa00324C959…

    Repay

    $8.46

    0xf7a58e92...15e6219h ago

    fee$0.014083/ 5d
    L $0.007043S $0.00352R $0.00352
  9. loan#30892repaid

    Borrow

    $6.61

    0x479fcf1a...79e73b12h ago

    Spend

    $6.61

    to 0xa00324C959…

    Repay

    $6.62

    0x34b73a5c...55165710h ago

    fee$0.00661/ 3d
    L $0.003306S $0.001652R $0.001652
  10. loan#30775repaid

    Borrow

    $8.33

    0x27a2dc6c...2885a513h ago

    Spend

    $8.33

    to 0xa00324C959…

    Repay

    $8.34

    0xe600dc3a...6a17e812h ago

    fee$0.00833/ 3d
    L $0.004166S $0.002082R $0.002082
  11. loan#30661repaid

    Borrow

    $8.60

    0x8ac1192b...79dfe615h ago

    Spend

    $8.60

    to 0xa00324C959…

    Repay

    $8.61

    0xc4409efe...07dfd813h ago

    fee$0.011466/ 4d
    L $0.005734S $0.002866R $0.002866
  12. loan#30566repaid

    Borrow

    $8.71

    0xf17cf119...564de016h ago

    Spend

    $8.71

    to 0xa00324C959…

    Repay

    $8.73

    0xdd03e8ff...a7db3915h ago

    fee$0.01742/ 6d
    L $0.00871S $0.004355R $0.004355
  13. loan#30480repaid

    Borrow

    $6.75

    0xddde6e98...75216918h ago

    Spend

    $6.75

    to 0xa00324C959…

    Repay

    $6.76

    0x8f63a781...b5bad716h ago

    fee$0.00675/ 3d
    L $0.003376S $0.001687R $0.001687
  14. loan#30382repaid

    Borrow

    $5.35

    0x4d67420f...2f7cb219h ago

    Spend

    $5.35

    to 0xa00324C959…

    Repay

    $5.36

    0x3e734c9d...2f969018h ago

    fee$0.007133/ 4d
    L $0.003567S $0.001783R $0.001783
  15. loan#30287repaid

    Borrow

    $7.39

    0xa81441d7...87948221h ago

    Spend

    $7.39

    to 0xa00324C959…

    Repay

    $7.40

    0x794453f9...7f6aeb19h ago

    fee$0.012316/ 5d
    L $0.006158S $0.003079R $0.003079
  16. loan#30181repaid

    Borrow

    $7.75

    0xdfcc7ae4...68c9c122h ago

    Spend

    $7.75

    to 0xa00324C959…

    Repay

    $7.76

    0x1f286fef...45735d21h ago

    fee$0.00775/ 3d
    L $0.003876S $0.001937R $0.001937
  17. loan#30070repaid

    Borrow

    $9.08

    0x4be28de6...9c202a1d ago

    Spend

    $9.08

    to 0xa00324C959…

    Repay

    $9.09

    0x586ab5e4...32bd6722h ago

    fee$0.00908/ 3d
    L $0.00454S $0.00227R $0.00227
  18. loan#29983repaid

    Borrow

    $5.63

    0xab3b52e1...556ffe1d ago

    Spend

    $5.63

    to 0xa00324C959…

    Repay

    $5.64

    0x0e77d3de...254c2e1d ago

    fee$0.01126/ 6d
    L $0.00563S $0.002815R $0.002815
  19. loan#29889repaid

    Borrow

    $8.23

    0x76f29edc...898c291d ago

    Spend

    $8.23

    to 0xa00324C959…

    Repay

    $8.24

    0x712de390...c178681d ago

    fee$0.010973/ 4d
    L $0.005487S $0.002743R $0.002743
  20. loan#29784repaid

    Borrow

    $7.16

    0xc48a3f0e...7ff1c51d ago

    Spend

    $7.16

    to 0xa00324C959…

    Repay

    $7.16

    0x5c43dd5b...a6816e1d ago

    fee$0.004773/ 2d
    L $0.002387S $0.001193R $0.001193
  21. loan#29682repaid

    Borrow

    $6.99

    0xff01cf19...8270251d ago

    Spend

    $6.99

    to 0xa00324C959…

    Repay

    $7.00

    0x718baaca...15b2c01d ago

    fee$0.01398/ 6d
    L $0.00699S $0.003495R $0.003495
  22. loan#29577repaid

    Borrow

    $5.11

    0x255ce38b...36f4e01d ago

    Spend

    $5.11

    to 0xa00324C959…

    Repay

    $5.12

    0x8755319b...33e2011d ago

    fee$0.01022/ 6d
    L $0.00511S $0.002555R $0.002555
  23. loan#29476repaid

    Borrow

    $7.33

    0xfc2ea94e...ace8891d ago

    Spend

    $7.33

    to 0xa00324C959…

    Repay

    $7.34

    0x9a12b811...818f081d ago

    fee$0.00733/ 3d
    L $0.003666S $0.001832R $0.001832
  24. loan#29371repaid

    Borrow

    $8.05

    0xf8040819...4712951d ago

    Spend

    $8.05

    to 0xa00324C959…

    Repay

    $8.06

    0xb3c07d39...7d12c81d ago

    fee$0.010733/ 4d
    L $0.005367S $0.002683R $0.002683

Showing the 24 most recent cycles of 360 logged events. The full set is available from /api/agent/6257.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31793$5.96$0.003973$0.001987$0.000993$0.0009932d23.7mactive
#31682$5.15$0.0103$0.00515$0.002575$0.0025756d1.5hrepaid
#31572$8.16$0.0136$0.0068$0.0034$0.00345d1.5hrepaid
#31464$6.25$0.0125$0.00625$0.003125$0.0031256d1.5hrepaid
#31353$5.14$0.01028$0.00514$0.00257$0.002576d1.5hrepaid
#31243$6.06$0.00808$0.00404$0.00202$0.002024d1.5hrepaid
#31121$6.35$0.0127$0.00635$0.003175$0.0031756d1.5hrepaid
#31006$8.45$0.014083$0.007043$0.00352$0.003525d1.5hrepaid
#30892$6.61$0.00661$0.003306$0.001652$0.0016523d1.5hrepaid
#30775$8.33$0.00833$0.004166$0.002082$0.0020823d1.5hrepaid
#30661$8.60$0.011466$0.005734$0.002866$0.0028664d1.5hrepaid
#30566$8.71$0.01742$0.00871$0.004355$0.0043556d1.5hrepaid
#30480$6.75$0.00675$0.003376$0.001687$0.0016873d1.5hrepaid
#30382$5.35$0.007133$0.003567$0.001783$0.0017834d1.5hrepaid
#30287$7.39$0.012316$0.006158$0.003079$0.0030795d1.5hrepaid
#30181$7.75$0.00775$0.003876$0.001937$0.0019373d1.5hrepaid
#30070$9.08$0.00908$0.00454$0.00227$0.002273d1.5hrepaid
#29983$5.63$0.01126$0.00563$0.002815$0.0028156d1.5hrepaid
#29889$8.23$0.010973$0.005487$0.002743$0.0027434d1.5hrepaid
#29784$7.16$0.004773$0.002387$0.001193$0.0011932d1.5hrepaid
#29682$6.99$0.01398$0.00699$0.003495$0.0034956d1.5hrepaid
#29577$5.11$0.01022$0.00511$0.002555$0.0025556d1.5hrepaid
#29476$7.33$0.00733$0.003666$0.001832$0.0018323d1.5hrepaid
#29371$8.05$0.010733$0.005367$0.002683$0.0026834d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6257
Spending address
0xa00324...29b5Ca
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.