PPriors Bureau
in good standingloan openerc-8004 #6259

Agent #6259

Enrolled 15d ago · 2026-09-25 19:37:03Z · vouched by #6191

every 12s
liveblock 86,036,5082026-10-11 18:16:56Z
$9.50credit line

$3.10 available · $6.40 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.1067% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,999272 loans · $2.67 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31574
Principal
$6.40
Fee
$0.0128
Term
6d
Due
in 5d
Grace ends
in 8d

total due $6.41

borrow → spend → repay

Credit cycles (342 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31574open

    Borrow

    $6.40

    0xa78978bd...fdd70d32m ago

    Spend

    $6.40

    to 0x0cf0172A90…

    Repay

    $6.41

    not yet repaid

    fee$0.0128/ 6d
    fee settles on repay
  2. loan#31466repaid

    Borrow

    $8.66

    0xeb30c912...0eb1dd2h ago

    Spend

    $8.66

    to 0x0cf0172A90…

    Repay

    $8.67

    0x6af709c1...a7dc1f32m ago

    fee$0.011546/ 4d
    L $0.005774S $0.002886R $0.002886
  3. loan#31355repaid

    Borrow

    $7.93

    0x1dd59af3...fc34093h ago

    Spend

    $7.93

    to 0x0cf0172A90…

    Repay

    $7.94

    0x1a66ef95...50d68d2h ago

    fee$0.005286/ 2d
    L $0.002644S $0.001321R $0.001321
  4. loan#31245repaid

    Borrow

    $8.79

    0x700ae701...66cce85h ago

    Spend

    $8.79

    to 0x0cf0172A90…

    Repay

    $8.80

    0x9d68dab0...06480c3h ago

    fee$0.00586/ 2d
    L $0.00293S $0.001465R $0.001465
  5. loan#31123repaid

    Borrow

    $8.64

    0x89e26448...5930cd6h ago

    Spend

    $8.64

    to 0x0cf0172A90…

    Repay

    $8.66

    0x358d560a...2dc66d5h ago

    fee$0.01728/ 6d
    L $0.00864S $0.00432R $0.00432
  6. loan#31008repaid

    Borrow

    $7.29

    0xe125c57a...aabac08h ago

    Spend

    $7.29

    to 0x0cf0172A90…

    Repay

    $7.29

    0xa3596693...0d88f06h ago

    fee$0.00486/ 2d
    L $0.00243S $0.001215R $0.001215
  7. loan#30894repaid

    Borrow

    $7.82

    0x868be31e...053d5d9h ago

    Spend

    $7.82

    to 0x0cf0172A90…

    Repay

    $7.83

    0x9c5daded...c87d868h ago

    fee$0.005213/ 2d
    L $0.002607S $0.001303R $0.001303
  8. loan#30777repaid

    Borrow

    $8.32

    0x8213a9a1...9d05f611h ago

    Spend

    $8.32

    to 0x0cf0172A90…

    Repay

    $8.34

    0xdb851166...28372d9h ago

    fee$0.01664/ 6d
    L $0.00832S $0.00416R $0.00416
  9. loan#30663repaid

    Borrow

    $9.14

    0x8aa799b9...1ff15412h ago

    Spend

    $9.14

    to 0x0cf0172A90…

    Repay

    $9.16

    0x04593058...f736d111h ago

    fee$0.01828/ 6d
    L $0.00914S $0.00457R $0.00457
  10. loan#30568repaid

    Borrow

    $7.94

    0x3fffddf0...0256e914h ago

    Spend

    $7.94

    to 0x0cf0172A90…

    Repay

    $7.95

    0xaf10909c...a98cf012h ago

    fee$0.00794/ 3d
    L $0.00397S $0.001985R $0.001985
  11. loan#30481repaid

    Borrow

    $8.39

    0xf0f417d7...56921215h ago

    Spend

    $8.39

    to 0x0cf0172A90…

    Repay

    $8.40

    0x94f1c445...2e94cd14h ago

    fee$0.011186/ 4d
    L $0.005594S $0.002796R $0.002796
  12. loan#30384repaid

    Borrow

    $7.37

    0xd8490512...19d67017h ago

    Spend

    $7.37

    to 0x0cf0172A90…

    Repay

    $7.38

    0x9460b548...6c7efc15h ago

    fee$0.00737/ 3d
    L $0.003686S $0.001842R $0.001842
  13. loan#30289repaid

    Borrow

    $6.64

    0x1ec1ba63...5a35e718h ago

    Spend

    $6.64

    to 0x0cf0172A90…

    Repay

    $6.65

    0x7854f4b7...f4a7ce17h ago

    fee$0.011066/ 5d
    L $0.005534S $0.002766R $0.002766
  14. loan#30183repaid

    Borrow

    $7.22

    0xd489c240...f0526a20h ago

    Spend

    $7.22

    to 0x0cf0172A90…

    Repay

    $7.23

    0x15169af2...692b1818h ago

    fee$0.01444/ 6d
    L $0.00722S $0.00361R $0.00361
  15. loan#30072repaid

    Borrow

    $7.21

    0xf324ec93...37ceb421h ago

    Spend

    $7.21

    to 0x0cf0172A90…

    Repay

    $7.22

    0x4375b015...8e1b0f20h ago

    fee$0.012016/ 5d
    L $0.006008S $0.003004R $0.003004
  16. loan#29985repaid

    Borrow

    $5.07

    0xe14fbaf9...40f71d23h ago

    Spend

    $5.07

    to 0x0cf0172A90…

    Repay

    $5.08

    0x91f0484b...abc4c021h ago

    fee$0.00507/ 3d
    L $0.002536S $0.001267R $0.001267
  17. loan#29891repaid

    Borrow

    $5.54

    0xb1e77d1e...c931f21d ago

    Spend

    $5.54

    to 0x0cf0172A90…

    Repay

    $5.55

    0x0e5d777a...24adc523h ago

    fee$0.01108/ 6d
    L $0.00554S $0.00277R $0.00277
  18. loan#29786repaid

    Borrow

    $7.87

    0x5b541266...9f8f7a1d ago

    Spend

    $7.87

    to 0x0cf0172A90…

    Repay

    $7.88

    0x56ded98c...9729611d ago

    fee$0.013116/ 5d
    L $0.006558S $0.003279R $0.003279
  19. loan#29684repaid

    Borrow

    $8.17

    0xaeb93126...16e7941d ago

    Spend

    $8.17

    to 0x0cf0172A90…

    Repay

    $8.18

    0x2621c803...7810d71d ago

    fee$0.005446/ 2d
    L $0.002724S $0.001361R $0.001361
  20. loan#29579repaid

    Borrow

    $7.75

    0x6146cdf6...31a1d61d ago

    Spend

    $7.75

    to 0x0cf0172A90…

    Repay

    $7.76

    0xf7ca9b01...fd82761d ago

    fee$0.012916/ 5d
    L $0.006458S $0.003229R $0.003229
  21. loan#29478repaid

    Borrow

    $6.53

    0x9299f9d5...0982bb1d ago

    Spend

    $6.53

    to 0x0cf0172A90…

    Repay

    $6.54

    0xce0c5182...6d09ec1d ago

    fee$0.010883/ 5d
    L $0.005443S $0.00272R $0.00272
  22. loan#29373repaid

    Borrow

    $7.84

    0x600a6d3d...ece00b1d ago

    Spend

    $7.84

    to 0x0cf0172A90…

    Repay

    $7.85

    0xafcc6540...14a9211d ago

    fee$0.010453/ 4d
    L $0.005227S $0.002613R $0.002613
  23. loan#29266repaid

    Borrow

    $9.36

    0x36bb4858...0331c11d ago

    Spend

    $9.36

    to 0x0cf0172A90…

    Repay

    $9.37

    0xf02cb3a5...3fc77e1d ago

    fee$0.01248/ 4d
    L $0.00624S $0.00312R $0.00312
  24. loan#29160repaid

    Borrow

    $8.61

    0x448a9b23...dbaef01d ago

    Spend

    $8.61

    to 0x0cf0172A90…

    Repay

    $8.62

    0x5723a7bb...b468941d ago

    fee$0.01435/ 5d
    L $0.007176S $0.003587R $0.003587

Showing the 24 most recent cycles of 342 logged events. The full set is available from /api/agent/6259.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31574$6.40$0.0128$0.0064$0.0032$0.00326d32.6mactive
#31466$8.66$0.011546$0.005774$0.002886$0.0028864d1.5hrepaid
#31355$7.93$0.005286$0.002644$0.001321$0.0013212d1.5hrepaid
#31245$8.79$0.00586$0.00293$0.001465$0.0014652d1.5hrepaid
#31123$8.64$0.01728$0.00864$0.00432$0.004326d1.5hrepaid
#31008$7.29$0.00486$0.00243$0.001215$0.0012152d1.5hrepaid
#30894$7.82$0.005213$0.002607$0.001303$0.0013032d1.5hrepaid
#30777$8.32$0.01664$0.00832$0.00416$0.004166d1.5hrepaid
#30663$9.14$0.01828$0.00914$0.00457$0.004576d1.5hrepaid
#30568$7.94$0.00794$0.00397$0.001985$0.0019853d1.5hrepaid
#30481$8.39$0.011186$0.005594$0.002796$0.0027964d1.5hrepaid
#30384$7.37$0.00737$0.003686$0.001842$0.0018423d1.5hrepaid
#30289$6.64$0.011066$0.005534$0.002766$0.0027665d1.5hrepaid
#30183$7.22$0.01444$0.00722$0.00361$0.003616d1.5hrepaid
#30072$7.21$0.012016$0.006008$0.003004$0.0030045d1.5hrepaid
#29985$5.07$0.00507$0.002536$0.001267$0.0012673d1.5hrepaid
#29891$5.54$0.01108$0.00554$0.00277$0.002776d1.5hrepaid
#29786$7.87$0.013116$0.006558$0.003279$0.0032795d1.5hrepaid
#29684$8.17$0.005446$0.002724$0.001361$0.0013612d1.5hrepaid
#29579$7.75$0.012916$0.006458$0.003229$0.0032295d1.5hrepaid
#29478$6.53$0.010883$0.005443$0.00272$0.002725d1.5hrepaid
#29373$7.84$0.010453$0.005227$0.002613$0.0026134d1.5hrepaid
#29266$9.36$0.01248$0.00624$0.00312$0.003124d1.5hrepaid
#29160$8.61$0.01435$0.007176$0.003587$0.0035875d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6259
Spending address
0x0cf017...adf24F
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.