PPriors Bureau
in good standingloan openerc-8004 #6260

Agent #6260

Enrolled 15d ago · 2026-09-25 19:37:20Z · vouched by #490

every 12s
liveblock 86,037,6972026-10-11 18:18:57Z
$9.50credit line

$3.94 available · $5.56 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.9459% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,026281 loans · $2.68 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31575
Principal
$5.56
Fee
$0.003706
Term
2d
Due
in 1d
Grace ends
in 4d

total due $5.56

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31575open

    Borrow

    $5.56

    0xe6f17c9f...4279fc33m ago

    Spend

    $5.56

    to 0x888124C20D…

    Repay

    $5.56

    not yet repaid

    fee$0.003706/ 2d
    fee settles on repay
  2. loan#31467repaid

    Borrow

    $9.25

    0x2b311171...893cfb2h ago

    Spend

    $9.25

    to 0x888124C20D…

    Repay

    $9.27

    0x179400f7...91651733m ago

    fee$0.0185/ 6d
    L $0.00925S $0.004625R $0.004625
  3. loan#31356repaid

    Borrow

    $5.96

    0x72e66329...bdd9293h ago

    Spend

    $5.96

    to 0x888124C20D…

    Repay

    $5.97

    0xcc8b4991...da8d2e2h ago

    fee$0.00596/ 3d
    L $0.00298S $0.00149R $0.00149
  4. loan#31246repaid

    Borrow

    $5.29

    0x9292de19...9f30795h ago

    Spend

    $5.29

    to 0x888124C20D…

    Repay

    $5.30

    0xfc404634...d2371a3h ago

    fee$0.007053/ 4d
    L $0.003527S $0.001763R $0.001763
  5. loan#31124repaid

    Borrow

    $6.45

    0xfc238a0d...998ac16h ago

    Spend

    $6.45

    to 0x888124C20D…

    Repay

    $6.46

    0xca1c9745...a991865h ago

    fee$0.0086/ 4d
    L $0.0043S $0.00215R $0.00215
  6. loan#31010repaid

    Borrow

    $5.70

    0x92a5967e...5f4ec88h ago

    Spend

    $5.70

    to 0x888124C20D…

    Repay

    $5.70

    0x3d796c6c...67a3fb6h ago

    fee$0.0038/ 2d
    L $0.0019S $0.00095R $0.00095
  7. loan#30895repaid

    Borrow

    $5.27

    0xedb22672...738dba9h ago

    Spend

    $5.27

    to 0x888124C20D…

    Repay

    $5.28

    0x105299c8...3f53048h ago

    fee$0.00527/ 3d
    L $0.002636S $0.001317R $0.001317
  8. loan#30778repaid

    Borrow

    $5.36

    0x54cac31a...5c663b11h ago

    Spend

    $5.36

    to 0x888124C20D…

    Repay

    $5.37

    0x1c9081e0...9fb63b9h ago

    fee$0.007146/ 4d
    L $0.003574S $0.001786R $0.001786
  9. loan#30665repaid

    Borrow

    $8.16

    0x81ac6655...0590b812h ago

    Spend

    $8.16

    to 0x888124C20D…

    Repay

    $8.17

    0x8634e040...eed22511h ago

    fee$0.00816/ 3d
    L $0.00408S $0.00204R $0.00204
  10. loan#30569repaid

    Borrow

    $9.42

    0xfcb340f1...9f15cb14h ago

    Spend

    $9.42

    to 0x888124C20D…

    Repay

    $9.43

    0x89904ebb...3fad1212h ago

    fee$0.01256/ 4d
    L $0.00628S $0.00314R $0.00314
  11. loan#30385repaid

    Borrow

    $8.07

    0x1b530fbd...dfc44317h ago

    Spend

    $8.07

    to 0x888124C20D…

    Repay

    $8.08

    0xc08f043a...c30f7b14h ago

    fee$0.01076/ 4d
    L $0.00538S $0.00269R $0.00269
  12. loan#30290repaid

    Borrow

    $7.34

    0x2c510d3b...94e6bc18h ago

    Spend

    $7.34

    to 0x888124C20D…

    Repay

    $7.35

    0x82ae1315...0271cf17h ago

    fee$0.01468/ 6d
    L $0.00734S $0.00367R $0.00367
  13. loan#30184repaid

    Borrow

    $5.04

    0x13f76b31...1f205a20h ago

    Spend

    $5.04

    to 0x888124C20D…

    Repay

    $5.05

    0xad60074a...a930a318h ago

    fee$0.0084/ 5d
    L $0.0042S $0.0021R $0.0021
  14. loan#30073repaid

    Borrow

    $5.91

    0xb0553460...3c03e721h ago

    Spend

    $5.91

    to 0x888124C20D…

    Repay

    $5.92

    0x86b82bd7...0c77ac20h ago

    fee$0.00985/ 5d
    L $0.004926S $0.002462R $0.002462
  15. loan#29986repaid

    Borrow

    $5.54

    0x38590860...3e1fb923h ago

    Spend

    $5.54

    to 0x888124C20D…

    Repay

    $5.54

    0xb023ab97...b5ab2321h ago

    fee$0.003693/ 2d
    L $0.001847S $0.000923R $0.000923
  16. loan#29892repaid

    Borrow

    $6.22

    0x6043c49f...c29b031d ago

    Spend

    $6.22

    to 0x888124C20D…

    Repay

    $6.22

    0x3caf09e3...e8ab0d23h ago

    fee$0.004146/ 2d
    L $0.002074S $0.001036R $0.001036
  17. loan#29788repaid

    Borrow

    $7.11

    0xf1e6b31f...3616ff1d ago

    Spend

    $7.11

    to 0x888124C20D…

    Repay

    $7.12

    0xd2865caa...0d2c401d ago

    fee$0.00711/ 3d
    L $0.003556S $0.001777R $0.001777
  18. loan#29685repaid

    Borrow

    $9.35

    0x3d454b1b...5fdeff1d ago

    Spend

    $9.35

    to 0x888124C20D…

    Repay

    $9.36

    0x33879615...fc35f31d ago

    fee$0.00935/ 3d
    L $0.004676S $0.002337R $0.002337
  19. loan#29580repaid

    Borrow

    $6.42

    0x65481258...0db8d31d ago

    Spend

    $6.42

    to 0x888124C20D…

    Repay

    $6.43

    0x2cce96c4...b543af1d ago

    fee$0.01284/ 6d
    L $0.00642S $0.00321R $0.00321
  20. loan#29479repaid

    Borrow

    $6.76

    0xc5153363...6e164c1d ago

    Spend

    $6.76

    to 0x888124C20D…

    Repay

    $6.77

    0x8932e53b...e31a371d ago

    fee$0.009013/ 4d
    L $0.004507S $0.002253R $0.002253
  21. loan#29374repaid

    Borrow

    $9.47

    0xbf572094...dee6d51d ago

    Spend

    $9.47

    to 0x888124C20D…

    Repay

    $9.49

    0x9d75ac52...aedfdf1d ago

    fee$0.01894/ 6d
    L $0.00947S $0.004735R $0.004735
  22. loan#29267repaid

    Borrow

    $7.97

    0xe1630502...d575351d ago

    Spend

    $7.97

    to 0x888124C20D…

    Repay

    $7.98

    0x6ff74ea6...c5a9151d ago

    fee$0.010626/ 4d
    L $0.005314S $0.002656R $0.002656
  23. loan#29161repaid

    Borrow

    $7.32

    0xa8de592a...5419af1d ago

    Spend

    $7.32

    to 0x888124C20D…

    Repay

    $7.32

    0xc4ac2b85...c7ef0b1d ago

    fee$0.00488/ 2d
    L $0.00244S $0.00122R $0.00122
  24. loan#29048repaid

    Borrow

    $7.99

    0xce6638c7...db93631d ago

    Spend

    $7.99

    to 0x888124C20D…

    Repay

    $8.00

    0x5dc56339...9f0ada1d ago

    fee$0.00799/ 3d
    L $0.003996S $0.001997R $0.001997

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6260.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31575$5.56$0.003706$0.001854$0.000926$0.0009262d33.5mactive
#31467$9.25$0.0185$0.00925$0.004625$0.0046256d1.5hrepaid
#31356$5.96$0.00596$0.00298$0.00149$0.001493d1.5hrepaid
#31246$5.29$0.007053$0.003527$0.001763$0.0017634d1.5hrepaid
#31124$6.45$0.0086$0.0043$0.00215$0.002154d1.5hrepaid
#31010$5.70$0.0038$0.0019$0.00095$0.000952d1.5hrepaid
#30895$5.27$0.00527$0.002636$0.001317$0.0013173d1.5hrepaid
#30778$5.36$0.007146$0.003574$0.001786$0.0017864d1.5hrepaid
#30665$8.16$0.00816$0.00408$0.00204$0.002043d1.5hrepaid
#30569$9.42$0.01256$0.00628$0.00314$0.003144d1.5hrepaid
#30385$8.07$0.01076$0.00538$0.00269$0.002694d3hrepaid
#30290$7.34$0.01468$0.00734$0.00367$0.003676d1.5hrepaid
#30184$5.04$0.0084$0.0042$0.0021$0.00215d1.5hrepaid
#30073$5.91$0.00985$0.004926$0.002462$0.0024625d1.5hrepaid
#29986$5.54$0.003693$0.001847$0.000923$0.0009232d1.5hrepaid
#29892$6.22$0.004146$0.002074$0.001036$0.0010362d1.5hrepaid
#29788$7.11$0.00711$0.003556$0.001777$0.0017773d1.5hrepaid
#29685$9.35$0.00935$0.004676$0.002337$0.0023373d1.5hrepaid
#29580$6.42$0.01284$0.00642$0.00321$0.003216d1.5hrepaid
#29479$6.76$0.009013$0.004507$0.002253$0.0022534d1.5hrepaid
#29374$9.47$0.01894$0.00947$0.004735$0.0047356d1.5hrepaid
#29267$7.97$0.010626$0.005314$0.002656$0.0026564d1.5hrepaid
#29161$7.32$0.00488$0.00244$0.00122$0.001222d1.5hrepaid
#29048$7.99$0.00799$0.003996$0.001997$0.0019973d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6260
Spending address
0x888124...7F044e
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.