PPriors Bureau
in good standingloan openerc-8004 #6261

Agent #6261

Enrolled 16d ago · 2026-09-25 19:37:33Z · vouched by #6191

every 12s
liveblock 86,104,5942026-10-11 20:13:36Z
$9.50credit line

$4.00 available · $5.50 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.0058% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,018276 loans · $2.69 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.6 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31686
Principal
$5.50
Fee
$0.011
Term
6d
Due
in 5d
Grace ends
in 8d

total due $5.51

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31686open

    Borrow

    $5.50

    0xee9b0c5e...f8f78857m ago

    Spend

    $5.50

    to 0x708b649250…

    Repay

    $5.51

    not yet repaid

    fee$0.011/ 6d
    fee settles on repay
  2. loan#31576repaid

    Borrow

    $8.25

    0x58a01253...74841f2h ago

    Spend

    $8.25

    to 0x708b649250…

    Repay

    $8.26

    0x21f4afbf...a4e36657m ago

    fee$0.0055/ 2d
    L $0.00275S $0.001375R $0.001375
  3. loan#31468repaid

    Borrow

    $8.13

    0x90e59941...c7df633h ago

    Spend

    $8.13

    to 0x708b649250…

    Repay

    $8.14

    0xe9131269...0e9d5e2h ago

    fee$0.00542/ 2d
    L $0.00271S $0.001355R $0.001355
  4. loan#31357repaid

    Borrow

    $7.32

    0x917f25f4...4fb4885h ago

    Spend

    $7.32

    to 0x708b649250…

    Repay

    $7.33

    0xf1745b57...fe962b3h ago

    fee$0.00976/ 4d
    L $0.00488S $0.00244R $0.00244
  5. loan#31247repaid

    Borrow

    $5.25

    0xa1cd6b85...f05f756h ago

    Spend

    $5.25

    to 0x708b649250…

    Repay

    $5.25

    0x7a4ff515...43a52e5h ago

    fee$0.0035/ 2d
    L $0.00175S $0.000875R $0.000875
  6. loan#31125repaid

    Borrow

    $5.86

    0x0c2fadc9...644bf28h ago

    Spend

    $5.86

    to 0x708b649250…

    Repay

    $5.87

    0x9cc596fa...112da06h ago

    fee$0.01172/ 6d
    L $0.00586S $0.00293R $0.00293
  7. loan#31011repaid

    Borrow

    $5.05

    0xb68286dc...4fdef19h ago

    Spend

    $5.05

    to 0x708b649250…

    Repay

    $5.05

    0xd34db35b...ea73b68h ago

    fee$0.003366/ 2d
    L $0.001684S $0.000841R $0.000841
  8. loan#30896repaid

    Borrow

    $5.14

    0xaa293f22...dce40211h ago

    Spend

    $5.14

    to 0x708b649250…

    Repay

    $5.15

    0xc172473c...9f01df9h ago

    fee$0.006853/ 4d
    L $0.003427S $0.001713R $0.001713
  9. loan#30779repaid

    Borrow

    $7.54

    0x8b564ff7...eac63b12h ago

    Spend

    $7.54

    to 0x708b649250…

    Repay

    $7.55

    0x2a7bf369...60455a11h ago

    fee$0.012566/ 5d
    L $0.006284S $0.003141R $0.003141
  10. loan#30666repaid

    Borrow

    $8.30

    0x9e8b00a6...47bc7914h ago

    Spend

    $8.30

    to 0x708b649250…

    Repay

    $8.32

    0x3b5be6a8...ef225c12h ago

    fee$0.0166/ 6d
    L $0.0083S $0.00415R $0.00415
  11. loan#30570repaid

    Borrow

    $9.00

    0x14344d86...13a42115h ago

    Spend

    $9.00

    to 0x708b649250…

    Repay

    $9.01

    0x5d70c371...2674b814h ago

    fee$0.006/ 2d
    L $0.003S $0.0015R $0.0015
  12. loan#30482repaid

    Borrow

    $6.08

    0x49efd0c3...c1b97717h ago

    Spend

    $6.08

    to 0x708b649250…

    Repay

    $6.09

    0xbb33a049...44ccd015h ago

    fee$0.00608/ 3d
    L $0.00304S $0.00152R $0.00152
  13. loan#30386repaid

    Borrow

    $5.92

    0x0ccf26b6...e1a25f18h ago

    Spend

    $5.92

    to 0x708b649250…

    Repay

    $5.92

    0x87e65af4...c6dc8717h ago

    fee$0.003946/ 2d
    L $0.001974S $0.000986R $0.000986
  14. loan#30291repaid

    Borrow

    $6.81

    0x8ba84180...00855d20h ago

    Spend

    $6.81

    to 0x708b649250…

    Repay

    $6.82

    0x719566c3...90c52418h ago

    fee$0.00681/ 3d
    L $0.003406S $0.001702R $0.001702
  15. loan#30185repaid

    Borrow

    $7.74

    0x4b1e6294...5315dc21h ago

    Spend

    $7.74

    to 0x708b649250…

    Repay

    $7.75

    0xb0af57a5...23fadd20h ago

    fee$0.00516/ 2d
    L $0.00258S $0.00129R $0.00129
  16. loan#30074repaid

    Borrow

    $6.83

    0x02c8ffbc...5bff1e23h ago

    Spend

    $6.83

    to 0x708b649250…

    Repay

    $6.84

    0x7cd1ee77...f1b88c21h ago

    fee$0.00683/ 3d
    L $0.003416S $0.001707R $0.001707
  17. loan#29987repaid

    Borrow

    $7.94

    0x41f80482...4099731d ago

    Spend

    $7.94

    to 0x708b649250…

    Repay

    $7.95

    0x8275f5b8...57843523h ago

    fee$0.00794/ 3d
    L $0.00397S $0.001985R $0.001985
  18. loan#29893repaid

    Borrow

    $5.27

    0x8a5d42d9...f178fc1d ago

    Spend

    $5.27

    to 0x708b649250…

    Repay

    $5.28

    0x526c7989...dd96d61d ago

    fee$0.01054/ 6d
    L $0.00527S $0.002635R $0.002635
  19. loan#29789repaid

    Borrow

    $8.73

    0xe9b527ce...90ff661d ago

    Spend

    $8.73

    to 0x708b649250…

    Repay

    $8.74

    0xbe5d1623...e2c2ea1d ago

    fee$0.00582/ 2d
    L $0.00291S $0.001455R $0.001455
  20. loan#29686repaid

    Borrow

    $9.13

    0x4e0b22ea...9270481d ago

    Spend

    $9.13

    to 0x708b649250…

    Repay

    $9.15

    0xed0a93b6...35ef371d ago

    fee$0.01826/ 6d
    L $0.00913S $0.004565R $0.004565
  21. loan#29581repaid

    Borrow

    $7.97

    0x6d4af36e...d66e5c1d ago

    Spend

    $7.97

    to 0x708b649250…

    Repay

    $7.98

    0xf4f3c633...e81d081d ago

    fee$0.00797/ 3d
    L $0.003986S $0.001992R $0.001992
  22. loan#29480repaid

    Borrow

    $7.45

    0xa39ddcbc...fb7f0b1d ago

    Spend

    $7.45

    to 0x708b649250…

    Repay

    $7.46

    0xc0dde2d2...73c0de1d ago

    fee$0.00745/ 3d
    L $0.003726S $0.001862R $0.001862
  23. loan#29375repaid

    Borrow

    $6.43

    0x3118543a...56f9b11d ago

    Spend

    $6.43

    to 0x708b649250…

    Repay

    $6.43

    0x5d6d85aa...3657691d ago

    fee$0.004286/ 2d
    L $0.002144S $0.001071R $0.001071
  24. loan#29268repaid

    Borrow

    $5.89

    0xdb65ffd4...3d70171d ago

    Spend

    $5.89

    to 0x708b649250…

    Repay

    $5.90

    0x5d3f3fc5...c919b21d ago

    fee$0.009816/ 5d
    L $0.004908S $0.002454R $0.002454

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6261.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31686$5.50$0.011$0.0055$0.00275$0.002756d57.2mactive
#31576$8.25$0.0055$0.00275$0.001375$0.0013752d1.5hrepaid
#31468$8.13$0.00542$0.00271$0.001355$0.0013552d1.5hrepaid
#31357$7.32$0.00976$0.00488$0.00244$0.002444d1.5hrepaid
#31247$5.25$0.0035$0.00175$0.000875$0.0008752d1.5hrepaid
#31125$5.86$0.01172$0.00586$0.00293$0.002936d1.5hrepaid
#31011$5.05$0.003366$0.001684$0.000841$0.0008412d1.5hrepaid
#30896$5.14$0.006853$0.003427$0.001713$0.0017134d1.5hrepaid
#30779$7.54$0.012566$0.006284$0.003141$0.0031415d1.5hrepaid
#30666$8.30$0.0166$0.0083$0.00415$0.004156d1.5hrepaid
#30570$9.00$0.006$0.003$0.0015$0.00152d1.5hrepaid
#30482$6.08$0.00608$0.00304$0.00152$0.001523d1.5hrepaid
#30386$5.92$0.003946$0.001974$0.000986$0.0009862d1.5hrepaid
#30291$6.81$0.00681$0.003406$0.001702$0.0017023d1.5hrepaid
#30185$7.74$0.00516$0.00258$0.00129$0.001292d1.5hrepaid
#30074$6.83$0.00683$0.003416$0.001707$0.0017073d1.5hrepaid
#29987$7.94$0.00794$0.00397$0.001985$0.0019853d1.5hrepaid
#29893$5.27$0.01054$0.00527$0.002635$0.0026356d1.5hrepaid
#29789$8.73$0.00582$0.00291$0.001455$0.0014552d1.5hrepaid
#29686$9.13$0.01826$0.00913$0.004565$0.0045656d1.5hrepaid
#29581$7.97$0.00797$0.003986$0.001992$0.0019923d1.5hrepaid
#29480$7.45$0.00745$0.003726$0.001862$0.0018623d1.5hrepaid
#29375$6.43$0.004286$0.002144$0.001071$0.0010712d1.5hrepaid
#29268$5.89$0.009816$0.004908$0.002454$0.0024545d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6261
Spending address
0x708b64...f45D33
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.