PPriors Bureau
in good standingloan openerc-8004 #6263

Agent #6263

Enrolled 15d ago · 2026-09-25 19:38:03Z · vouched by #6191

every 12s
liveblock 86,035,7822026-10-11 18:15:41Z
$9.50credit line

$2.72 available · $6.78 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.7271% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,043279 loans · $2.75 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31578
Principal
$6.78
Fee
$0.00452
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.78

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31578open

    Borrow

    $6.78

    0x0f969a94...6d482e27m ago

    Spend

    $6.78

    to 0x3f726C9922…

    Repay

    $6.78

    not yet repaid

    fee$0.00452/ 2d
    fee settles on repay
  2. loan#31470repaid

    Borrow

    $7.67

    0xc7dbf71d...ed29d51h ago

    Spend

    $7.67

    to 0x3f726C9922…

    Repay

    $7.68

    0xf173674a...1a900427m ago

    fee$0.00767/ 3d
    L $0.003836S $0.001917R $0.001917
  3. loan#31359repaid

    Borrow

    $8.03

    0xec5e9d7a...8f01f63h ago

    Spend

    $8.03

    to 0x3f726C9922…

    Repay

    $8.04

    0x0b8540e0...306fc41h ago

    fee$0.013383/ 5d
    L $0.006693S $0.003345R $0.003345
  4. loan#31249repaid

    Borrow

    $9.41

    0xdca3250a...0fe0624h ago

    Spend

    $9.41

    to 0x3f726C9922…

    Repay

    $9.42

    0x1247ec44...76cd2f3h ago

    fee$0.006273/ 2d
    L $0.003137S $0.001568R $0.001568
  5. loan#31127repaid

    Borrow

    $5.95

    0x60e50ab9...6e4eb46h ago

    Spend

    $5.95

    to 0x3f726C9922…

    Repay

    $5.96

    0x3ff759b4...80ad3e4h ago

    fee$0.00595/ 3d
    L $0.002976S $0.001487R $0.001487
  6. loan#31013repaid

    Borrow

    $8.61

    0x19b78bd5...6000627h ago

    Spend

    $8.61

    to 0x3f726C9922…

    Repay

    $8.62

    0x680bd86c...29d9056h ago

    fee$0.01435/ 5d
    L $0.007176S $0.003587R $0.003587
  7. loan#30898repaid

    Borrow

    $8.42

    0x63e3f9ee...cd617e9h ago

    Spend

    $8.42

    to 0x3f726C9922…

    Repay

    $8.44

    0x65c3007e...6af9c87h ago

    fee$0.01684/ 6d
    L $0.00842S $0.00421R $0.00421
  8. loan#30781repaid

    Borrow

    $7.69

    0x8408d532...64d16510h ago

    Spend

    $7.69

    to 0x3f726C9922…

    Repay

    $7.70

    0x51670918...0b24729h ago

    fee$0.012816/ 5d
    L $0.006408S $0.003204R $0.003204
  9. loan#30668repaid

    Borrow

    $7.16

    0x554f58ed...ea887112h ago

    Spend

    $7.16

    to 0x3f726C9922…

    Repay

    $7.17

    0xf3d4bcf6...869d8f10h ago

    fee$0.00716/ 3d
    L $0.00358S $0.00179R $0.00179
  10. loan#30572repaid

    Borrow

    $8.17

    0x7dd3a0d5...3f4be113h ago

    Spend

    $8.17

    to 0x3f726C9922…

    Repay

    $8.19

    0x1de8d699...32f09812h ago

    fee$0.01634/ 6d
    L $0.00817S $0.004085R $0.004085
  11. loan#30483repaid

    Borrow

    $7.04

    0xcfcfbb8c...912fa615h ago

    Spend

    $7.04

    to 0x3f726C9922…

    Repay

    $7.05

    0x8eeced62...2fff5913h ago

    fee$0.00704/ 3d
    L $0.00352S $0.00176R $0.00176
  12. loan#30388repaid

    Borrow

    $8.15

    0x1529a823...6a370e16h ago

    Spend

    $8.15

    to 0x3f726C9922…

    Repay

    $8.16

    0x76ba2197...a335aa15h ago

    fee$0.010866/ 4d
    L $0.005434S $0.002716R $0.002716
  13. loan#30293repaid

    Borrow

    $7.62

    0x23a7359e...3fd2df18h ago

    Spend

    $7.62

    to 0x3f726C9922…

    Repay

    $7.64

    0x2d2ca8b0...70dd6d16h ago

    fee$0.01524/ 6d
    L $0.00762S $0.00381R $0.00381
  14. loan#30187repaid

    Borrow

    $9.21

    0xa20a80c6...b41aec19h ago

    Spend

    $9.21

    to 0x3f726C9922…

    Repay

    $9.22

    0x8bc749eb...4d4d7718h ago

    fee$0.00614/ 2d
    L $0.00307S $0.001535R $0.001535
  15. loan#30076repaid

    Borrow

    $5.55

    0xd8d0612b...f65f2f21h ago

    Spend

    $5.55

    to 0x3f726C9922…

    Repay

    $5.56

    0xa60c9878...65d37919h ago

    fee$0.00555/ 3d
    L $0.002776S $0.001387R $0.001387
  16. loan#29988repaid

    Borrow

    $7.34

    0x6361295d...e1127922h ago

    Spend

    $7.34

    to 0x3f726C9922…

    Repay

    $7.35

    0x4abf3038...a5157621h ago

    fee$0.012233/ 5d
    L $0.006117S $0.003058R $0.003058
  17. loan#29894repaid

    Borrow

    $5.81

    0x1c692032...42e0ee1d ago

    Spend

    $5.81

    to 0x3f726C9922…

    Repay

    $5.82

    0x415f4bd9...4afa1922h ago

    fee$0.007746/ 4d
    L $0.003874S $0.001936R $0.001936
  18. loan#29790repaid

    Borrow

    $6.30

    0x71d62247...26fd491d ago

    Spend

    $6.30

    to 0x3f726C9922…

    Repay

    $6.30

    0x1330932c...06b4d51d ago

    fee$0.0042/ 2d
    L $0.0021S $0.00105R $0.00105
  19. loan#29687repaid

    Borrow

    $5.38

    0x087dfc86...f5ab581d ago

    Spend

    $5.38

    to 0x3f726C9922…

    Repay

    $5.39

    0xc8dfc054...80bf441d ago

    fee$0.01076/ 6d
    L $0.00538S $0.00269R $0.00269
  20. loan#29582repaid

    Borrow

    $9.01

    0x6b974064...737e551d ago

    Spend

    $9.01

    to 0x3f726C9922…

    Repay

    $9.03

    0xab687eb2...50081b1d ago

    fee$0.015016/ 5d
    L $0.007508S $0.003754R $0.003754
  21. loan#29481repaid

    Borrow

    $5.74

    0xa37a414f...c2ad4e1d ago

    Spend

    $5.74

    to 0x3f726C9922…

    Repay

    $5.75

    0x586ba8a2...e4236f1d ago

    fee$0.009566/ 5d
    L $0.004784S $0.002391R $0.002391
  22. loan#29376repaid

    Borrow

    $7.78

    0xf1df191d...157b261d ago

    Spend

    $7.78

    to 0x3f726C9922…

    Repay

    $7.79

    0xc5cd3c42...caed481d ago

    fee$0.005186/ 2d
    L $0.002594S $0.001296R $0.001296
  23. loan#29270repaid

    Borrow

    $6.21

    0xda3f92a9...0c27f01d ago

    Spend

    $6.21

    to 0x3f726C9922…

    Repay

    $6.22

    0x19d77c54...b3bf441d ago

    fee$0.01242/ 6d
    L $0.00621S $0.003105R $0.003105
  24. loan#29163repaid

    Borrow

    $8.90

    0x15e780a5...f9089c1d ago

    Spend

    $8.90

    to 0x3f726C9922…

    Repay

    $8.92

    0x7ea501ba...4ee4d81d ago

    fee$0.0178/ 6d
    L $0.0089S $0.00445R $0.00445

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6263.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31578$6.78$0.00452$0.00226$0.00113$0.001132d27.3mactive
#31470$7.67$0.00767$0.003836$0.001917$0.0019173d1.5hrepaid
#31359$8.03$0.013383$0.006693$0.003345$0.0033455d1.5hrepaid
#31249$9.41$0.006273$0.003137$0.001568$0.0015682d1.5hrepaid
#31127$5.95$0.00595$0.002976$0.001487$0.0014873d1.5hrepaid
#31013$8.61$0.01435$0.007176$0.003587$0.0035875d1.5hrepaid
#30898$8.42$0.01684$0.00842$0.00421$0.004216d1.5hrepaid
#30781$7.69$0.012816$0.006408$0.003204$0.0032045d1.5hrepaid
#30668$7.16$0.00716$0.00358$0.00179$0.001793d1.5hrepaid
#30572$8.17$0.01634$0.00817$0.004085$0.0040856d1.5hrepaid
#30483$7.04$0.00704$0.00352$0.00176$0.001763d1.5hrepaid
#30388$8.15$0.010866$0.005434$0.002716$0.0027164d1.5hrepaid
#30293$7.62$0.01524$0.00762$0.00381$0.003816d1.5hrepaid
#30187$9.21$0.00614$0.00307$0.001535$0.0015352d1.5hrepaid
#30076$5.55$0.00555$0.002776$0.001387$0.0013873d1.5hrepaid
#29988$7.34$0.012233$0.006117$0.003058$0.0030585d1.5hrepaid
#29894$5.81$0.007746$0.003874$0.001936$0.0019364d1.5hrepaid
#29790$6.30$0.0042$0.0021$0.00105$0.001052d1.5hrepaid
#29687$5.38$0.01076$0.00538$0.00269$0.002696d1.5hrepaid
#29582$9.01$0.015016$0.007508$0.003754$0.0037545d1.5hrepaid
#29481$5.74$0.009566$0.004784$0.002391$0.0023915d1.5hrepaid
#29376$7.78$0.005186$0.002594$0.001296$0.0012962d1.5hrepaid
#29270$6.21$0.01242$0.00621$0.003105$0.0031056d1.5hrepaid
#29163$8.90$0.0178$0.0089$0.00445$0.004456d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6263
Spending address
0x3f726C...48bD6F
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.