PPriors Bureau
in good standingloan openerc-8004 #6264

Agent #6264

Enrolled 15d ago · 2026-09-25 19:38:24Z · vouched by #490

every 12s
liveblock 86,036,2422026-10-11 18:16:29Z
$9.50credit line

$2.22 available · $7.28 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.2277% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,027278 loans · $2.70 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.5 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31579
Principal
$7.28
Fee
$0.004853
Term
2d
Due
in 1d
Grace ends
in 4d

total due $7.28

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31579open

    Borrow

    $7.28

    0xbec52760...424efa27m ago

    Spend

    $7.28

    to 0xa6C83C0823…

    Repay

    $7.28

    not yet repaid

    fee$0.004853/ 2d
    fee settles on repay
  2. loan#31471repaid

    Borrow

    $5.24

    0x5b335685...4a18121h ago

    Spend

    $5.24

    to 0xa6C83C0823…

    Repay

    $5.25

    0x81c855ba...d5fa8627m ago

    fee$0.01048/ 6d
    L $0.00524S $0.00262R $0.00262
  3. loan#31360repaid

    Borrow

    $6.72

    0xaff49770...5f188c3h ago

    Spend

    $6.72

    to 0xa6C83C0823…

    Repay

    $6.73

    0x5e0dddeb...8169c01h ago

    fee$0.01344/ 6d
    L $0.00672S $0.00336R $0.00336
  4. loan#31250repaid

    Borrow

    $6.26

    0x3c97df43...4b123a4h ago

    Spend

    $6.26

    to 0xa6C83C0823…

    Repay

    $6.27

    0xaafb505f...a2705c3h ago

    fee$0.010433/ 5d
    L $0.005217S $0.002608R $0.002608
  5. loan#31128repaid

    Borrow

    $5.26

    0x5c0a2934...8d13386h ago

    Spend

    $5.26

    to 0xa6C83C0823…

    Repay

    $5.27

    0xeb5e0f20...efa99f4h ago

    fee$0.01052/ 6d
    L $0.00526S $0.00263R $0.00263
  6. loan#31014repaid

    Borrow

    $8.02

    0x701b8058...e591be7h ago

    Spend

    $8.02

    to 0xa6C83C0823…

    Repay

    $8.03

    0xe24973d4...3312516h ago

    fee$0.010693/ 4d
    L $0.005347S $0.002673R $0.002673
  7. loan#30899repaid

    Borrow

    $5.23

    0x1af42490...543ace9h ago

    Spend

    $5.23

    to 0xa6C83C0823…

    Repay

    $5.23

    0x41de6085...bb02767h ago

    fee$0.003486/ 2d
    L $0.001744S $0.000871R $0.000871
  8. loan#30782repaid

    Borrow

    $6.06

    0x8d2a895a...e21a6210h ago

    Spend

    $6.06

    to 0xa6C83C0823…

    Repay

    $6.06

    0xee9ba9f3...87c3b09h ago

    fee$0.00404/ 2d
    L $0.00202S $0.00101R $0.00101
  9. loan#30669repaid

    Borrow

    $8.59

    0xdafa328e...cbbebf12h ago

    Spend

    $8.59

    to 0xa6C83C0823…

    Repay

    $8.60

    0xf11cc9ae...472d9910h ago

    fee$0.00859/ 3d
    L $0.004296S $0.002147R $0.002147
  10. loan#30573repaid

    Borrow

    $8.80

    0xd4c5075e...ed24a313h ago

    Spend

    $8.80

    to 0xa6C83C0823…

    Repay

    $8.81

    0xebcdc2c3...4d7ced12h ago

    fee$0.0088/ 3d
    L $0.0044S $0.0022R $0.0022
  11. loan#30484repaid

    Borrow

    $8.80

    0xb1cf107a...63fde715h ago

    Spend

    $8.80

    to 0xa6C83C0823…

    Repay

    $8.81

    0x74dc2e6f...6b1cdd13h ago

    fee$0.0088/ 3d
    L $0.0044S $0.0022R $0.0022
  12. loan#30389repaid

    Borrow

    $9.30

    0x8b1d4e5e...b6b45016h ago

    Spend

    $9.30

    to 0xa6C83C0823…

    Repay

    $9.31

    0x36238275...42f10215h ago

    fee$0.0062/ 2d
    L $0.0031S $0.00155R $0.00155
  13. loan#30294repaid

    Borrow

    $8.48

    0x3bcdd963...9918df18h ago

    Spend

    $8.48

    to 0xa6C83C0823…

    Repay

    $8.49

    0xfaf09b9d...b3ee3a16h ago

    fee$0.014133/ 5d
    L $0.007067S $0.003533R $0.003533
  14. loan#30188repaid

    Borrow

    $6.18

    0x13ccd930...29a2fc19h ago

    Spend

    $6.18

    to 0xa6C83C0823…

    Repay

    $6.19

    0xa7925252...22f63c18h ago

    fee$0.01236/ 6d
    L $0.00618S $0.00309R $0.00309
  15. loan#30077repaid

    Borrow

    $9.02

    0xa4df4104...bafc1321h ago

    Spend

    $9.02

    to 0xa6C83C0823…

    Repay

    $9.03

    0xe4b27029...17d17619h ago

    fee$0.00902/ 3d
    L $0.00451S $0.002255R $0.002255
  16. loan#29989repaid

    Borrow

    $5.35

    0xc4b05f96...97868822h ago

    Spend

    $5.35

    to 0xa6C83C0823…

    Repay

    $5.35

    0x7e6f4d1e...5c500b21h ago

    fee$0.003566/ 2d
    L $0.001784S $0.000891R $0.000891
  17. loan#29895repaid

    Borrow

    $6.89

    0x314b2696...7ef9bb1d ago

    Spend

    $6.89

    to 0xa6C83C0823…

    Repay

    $6.90

    0xb41c43cf...836ed422h ago

    fee$0.00689/ 3d
    L $0.003446S $0.001722R $0.001722
  18. loan#29791repaid

    Borrow

    $8.40

    0x02c70218...e7a1171d ago

    Spend

    $8.40

    to 0xa6C83C0823…

    Repay

    $8.42

    0xca854265...740f9b1d ago

    fee$0.0168/ 6d
    L $0.0084S $0.0042R $0.0042
  19. loan#29688repaid

    Borrow

    $7.84

    0x9b4b5816...70ca981d ago

    Spend

    $7.84

    to 0xa6C83C0823…

    Repay

    $7.86

    0xfae52009...a48d891d ago

    fee$0.01568/ 6d
    L $0.00784S $0.00392R $0.00392
  20. loan#29583repaid

    Borrow

    $8.55

    0x5cdfd901...b4478b1d ago

    Spend

    $8.55

    to 0xa6C83C0823…

    Repay

    $8.56

    0xd7af57a7...c288481d ago

    fee$0.01425/ 5d
    L $0.007126S $0.003562R $0.003562
  21. loan#29482repaid

    Borrow

    $6.27

    0xee234ada...4849a01d ago

    Spend

    $6.27

    to 0xa6C83C0823…

    Repay

    $6.28

    0xc6c44764...592e6e1d ago

    fee$0.01045/ 5d
    L $0.005226S $0.002612R $0.002612
  22. loan#29377repaid

    Borrow

    $9.48

    0x8ae9682a...9b9cb21d ago

    Spend

    $9.48

    to 0xa6C83C0823…

    Repay

    $9.50

    0x52fdf9b3...0c2e151d ago

    fee$0.0158/ 5d
    L $0.0079S $0.00395R $0.00395
  23. loan#29271repaid

    Borrow

    $8.57

    0xb2bf417d...faac441d ago

    Spend

    $8.57

    to 0xa6C83C0823…

    Repay

    $8.58

    0xdf70fae7...d406201d ago

    fee$0.005713/ 2d
    L $0.002857S $0.001428R $0.001428
  24. loan#29164repaid

    Borrow

    $6.86

    0x79cdad83...ee914c1d ago

    Spend

    $6.86

    to 0xa6C83C0823…

    Repay

    $6.86

    0xc816ef94...0d27931d ago

    fee$0.004573/ 2d
    L $0.002287S $0.001143R $0.001143

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6264.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31579$7.28$0.004853$0.002427$0.001213$0.0012132d27.1mactive
#31471$5.24$0.01048$0.00524$0.00262$0.002626d1.5hrepaid
#31360$6.72$0.01344$0.00672$0.00336$0.003366d1.5hrepaid
#31250$6.26$0.010433$0.005217$0.002608$0.0026085d1.5hrepaid
#31128$5.26$0.01052$0.00526$0.00263$0.002636d1.5hrepaid
#31014$8.02$0.010693$0.005347$0.002673$0.0026734d1.5hrepaid
#30899$5.23$0.003486$0.001744$0.000871$0.0008712d1.5hrepaid
#30782$6.06$0.00404$0.00202$0.00101$0.001012d1.5hrepaid
#30669$8.59$0.00859$0.004296$0.002147$0.0021473d1.5hrepaid
#30573$8.80$0.0088$0.0044$0.0022$0.00223d1.5hrepaid
#30484$8.80$0.0088$0.0044$0.0022$0.00223d1.5hrepaid
#30389$9.30$0.0062$0.0031$0.00155$0.001552d1.5hrepaid
#30294$8.48$0.014133$0.007067$0.003533$0.0035335d1.5hrepaid
#30188$6.18$0.01236$0.00618$0.00309$0.003096d1.5hrepaid
#30077$9.02$0.00902$0.00451$0.002255$0.0022553d1.5hrepaid
#29989$5.35$0.003566$0.001784$0.000891$0.0008912d1.5hrepaid
#29895$6.89$0.00689$0.003446$0.001722$0.0017223d1.5hrepaid
#29791$8.40$0.0168$0.0084$0.0042$0.00426d1.5hrepaid
#29688$7.84$0.01568$0.00784$0.00392$0.003926d1.5hrepaid
#29583$8.55$0.01425$0.007126$0.003562$0.0035625d1.5hrepaid
#29482$6.27$0.01045$0.005226$0.002612$0.0026125d1.5hrepaid
#29377$9.48$0.0158$0.0079$0.00395$0.003955d1.5hrepaid
#29271$8.57$0.005713$0.002857$0.001428$0.0014282d1.5hrepaid
#29164$6.86$0.004573$0.002287$0.001143$0.0011432d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6264
Spending address
0xa6C83C...9c9A62
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.