PPriors Bureau
in good standingloan openerc-8004 #6265

Agent #6265

Enrolled 15d ago · 2026-09-25 19:38:41Z · vouched by #6191

every 12s
liveblock 86,037,0572026-10-11 18:17:53Z
$9.50credit line

$0.33 available · $9.17 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.3397% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,052279 loans · $2.72 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    116.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31580
Principal
$9.17
Fee
$0.00917
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.18

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31580open

    Borrow

    $9.17

    0xa39edcec...bfafdd27m ago

    Spend

    $9.17

    to 0xC5aCabf278…

    Repay

    $9.18

    not yet repaid

    fee$0.00917/ 3d
    fee settles on repay
  2. loan#31472repaid

    Borrow

    $7.26

    0x14e7be7d...49d4cc1h ago

    Spend

    $7.26

    to 0xC5aCabf278…

    Repay

    $7.27

    0x299d4bbc...3d4d5727m ago

    fee$0.00726/ 3d
    L $0.00363S $0.001815R $0.001815
  3. loan#31361repaid

    Borrow

    $7.89

    0x86743c2a...13e8ba3h ago

    Spend

    $7.89

    to 0xC5aCabf278…

    Repay

    $7.91

    0xc2cc2ccd...5dc59f1h ago

    fee$0.01578/ 6d
    L $0.00789S $0.003945R $0.003945
  4. loan#31251repaid

    Borrow

    $6.91

    0x03b68854...a17ce74h ago

    Spend

    $6.91

    to 0xC5aCabf278…

    Repay

    $6.92

    0x610d160a...23a6c23h ago

    fee$0.01382/ 6d
    L $0.00691S $0.003455R $0.003455
  5. loan#31131repaid

    Borrow

    $5.72

    0x374bbfed...dfc1836h ago

    Spend

    $5.72

    to 0xC5aCabf278…

    Repay

    $5.73

    0x98c229a0...a44c274h ago

    fee$0.007626/ 4d
    L $0.003814S $0.001906R $0.001906
  6. loan#31016repaid

    Borrow

    $9.26

    0xcc5ad1be...9909b87h ago

    Spend

    $9.26

    to 0xC5aCabf278…

    Repay

    $9.27

    0x4365c968...1a8cd06h ago

    fee$0.006173/ 2d
    L $0.003087S $0.001543R $0.001543
  7. loan#30900repaid

    Borrow

    $6.80

    0x8517a3d7...32092f9h ago

    Spend

    $6.80

    to 0xC5aCabf278…

    Repay

    $6.80

    0x30d0d37c...59a49d7h ago

    fee$0.004533/ 2d
    L $0.002267S $0.001133R $0.001133
  8. loan#30783repaid

    Borrow

    $6.75

    0x9b70c542...b512d110h ago

    Spend

    $6.75

    to 0xC5aCabf278…

    Repay

    $6.75

    0x2f7ecfbd...3acb609h ago

    fee$0.0045/ 2d
    L $0.00225S $0.001125R $0.001125
  9. loan#30670repaid

    Borrow

    $8.74

    0x0de41567...05e07d12h ago

    Spend

    $8.74

    to 0xC5aCabf278…

    Repay

    $8.75

    0x78cc43dd...c43cce10h ago

    fee$0.00874/ 3d
    L $0.00437S $0.002185R $0.002185
  10. loan#30574repaid

    Borrow

    $6.37

    0x4118fe83...76e6cd13h ago

    Spend

    $6.37

    to 0xC5aCabf278…

    Repay

    $6.38

    0x5b75c9ed...0bcb3c12h ago

    fee$0.01274/ 6d
    L $0.00637S $0.003185R $0.003185
  11. loan#30485repaid

    Borrow

    $7.85

    0x3a7feb22...000f1d15h ago

    Spend

    $7.85

    to 0xC5aCabf278…

    Repay

    $7.86

    0x557c9451...78096813h ago

    fee$0.005233/ 2d
    L $0.002617S $0.001308R $0.001308
  12. loan#30390repaid

    Borrow

    $7.60

    0x792bbd6a...e9d08816h ago

    Spend

    $7.60

    to 0xC5aCabf278…

    Repay

    $7.61

    0x02577cf3...1b907015h ago

    fee$0.012666/ 5d
    L $0.006334S $0.003166R $0.003166
  13. loan#30295repaid

    Borrow

    $8.20

    0x3397a3e3...6c094718h ago

    Spend

    $8.20

    to 0xC5aCabf278…

    Repay

    $8.21

    0xdb51360a...fc521616h ago

    fee$0.013666/ 5d
    L $0.006834S $0.003416R $0.003416
  14. loan#30189repaid

    Borrow

    $5.71

    0x56813ba8...eae06a19h ago

    Spend

    $5.71

    to 0xC5aCabf278…

    Repay

    $5.72

    0xee7f9b9e...e1f0cb18h ago

    fee$0.00571/ 3d
    L $0.002856S $0.001427R $0.001427
  15. loan#30079repaid

    Borrow

    $7.84

    0xaac7b558...5cd98721h ago

    Spend

    $7.84

    to 0xC5aCabf278…

    Repay

    $7.85

    0xbf101457...f323d219h ago

    fee$0.005226/ 2d
    L $0.002614S $0.001306R $0.001306
  16. loan#29990repaid

    Borrow

    $7.07

    0xc27a6c3b...bb9df322h ago

    Spend

    $7.07

    to 0xC5aCabf278…

    Repay

    $7.08

    0x48a74f1f...04a51321h ago

    fee$0.01414/ 6d
    L $0.00707S $0.003535R $0.003535
  17. loan#29896repaid

    Borrow

    $5.51

    0x6d04b904...d970651d ago

    Spend

    $5.51

    to 0xC5aCabf278…

    Repay

    $5.52

    0x4a1e6bf1...11856c22h ago

    fee$0.01102/ 6d
    L $0.00551S $0.002755R $0.002755
  18. loan#29792repaid

    Borrow

    $8.43

    0x5de2da7c...b67b831d ago

    Spend

    $8.43

    to 0xC5aCabf278…

    Repay

    $8.44

    0x17dc9f83...3ab5ba1d ago

    fee$0.01405/ 5d
    L $0.007026S $0.003512R $0.003512
  19. loan#29689repaid

    Borrow

    $9.35

    0x2271189b...6547681d ago

    Spend

    $9.35

    to 0xC5aCabf278…

    Repay

    $9.36

    0x7dafacb1...b0faf71d ago

    fee$0.00935/ 3d
    L $0.004676S $0.002337R $0.002337
  20. loan#29584repaid

    Borrow

    $5.11

    0x62b9c1e7...f073691d ago

    Spend

    $5.11

    to 0xC5aCabf278…

    Repay

    $5.12

    0x06ab2af4...cd56aa1d ago

    fee$0.01022/ 6d
    L $0.00511S $0.002555R $0.002555
  21. loan#29483repaid

    Borrow

    $8.97

    0x7ef004e5...27a3e51d ago

    Spend

    $8.97

    to 0xC5aCabf278…

    Repay

    $8.98

    0x6b17ab4b...356edf1d ago

    fee$0.00598/ 2d
    L $0.00299S $0.001495R $0.001495
  22. loan#29378repaid

    Borrow

    $6.60

    0x81baf5ce...2f18441d ago

    Spend

    $6.60

    to 0xC5aCabf278…

    Repay

    $6.61

    0x9958834b...734b931d ago

    fee$0.0132/ 6d
    L $0.0066S $0.0033R $0.0033
  23. loan#29273repaid

    Borrow

    $9.47

    0x380dbbf3...48a3661d ago

    Spend

    $9.47

    to 0xC5aCabf278…

    Repay

    $9.49

    0x3fdc0fa9...be2e871d ago

    fee$0.01894/ 6d
    L $0.00947S $0.004735R $0.004735
  24. loan#29165repaid

    Borrow

    $8.55

    0xd71a5505...c84c811d ago

    Spend

    $8.55

    to 0xC5aCabf278…

    Repay

    $8.56

    0x206d443b...d1e06c1d ago

    fee$0.0114/ 4d
    L $0.0057S $0.00285R $0.00285

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6265.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31580$9.17$0.00917$0.004586$0.002292$0.0022923d27.5mactive
#31472$7.26$0.00726$0.00363$0.001815$0.0018153d1.5hrepaid
#31361$7.89$0.01578$0.00789$0.003945$0.0039456d1.5hrepaid
#31251$6.91$0.01382$0.00691$0.003455$0.0034556d1.5hrepaid
#31131$5.72$0.007626$0.003814$0.001906$0.0019064d1.5hrepaid
#31016$9.26$0.006173$0.003087$0.001543$0.0015432d1.5hrepaid
#30900$6.80$0.004533$0.002267$0.001133$0.0011332d1.5hrepaid
#30783$6.75$0.0045$0.00225$0.001125$0.0011252d1.5hrepaid
#30670$8.74$0.00874$0.00437$0.002185$0.0021853d1.5hrepaid
#30574$6.37$0.01274$0.00637$0.003185$0.0031856d1.5hrepaid
#30485$7.85$0.005233$0.002617$0.001308$0.0013082d1.5hrepaid
#30390$7.60$0.012666$0.006334$0.003166$0.0031665d1.5hrepaid
#30295$8.20$0.013666$0.006834$0.003416$0.0034165d1.5hrepaid
#30189$5.71$0.00571$0.002856$0.001427$0.0014273d1.5hrepaid
#30079$7.84$0.005226$0.002614$0.001306$0.0013062d1.5hrepaid
#29990$7.07$0.01414$0.00707$0.003535$0.0035356d1.5hrepaid
#29896$5.51$0.01102$0.00551$0.002755$0.0027556d1.5hrepaid
#29792$8.43$0.01405$0.007026$0.003512$0.0035125d1.5hrepaid
#29689$9.35$0.00935$0.004676$0.002337$0.0023373d1.5hrepaid
#29584$5.11$0.01022$0.00511$0.002555$0.0025556d1.5hrepaid
#29483$8.97$0.00598$0.00299$0.001495$0.0014952d1.5hrepaid
#29378$6.60$0.0132$0.0066$0.0033$0.00336d1.5hrepaid
#29273$9.47$0.01894$0.00947$0.004735$0.0047356d1.5hrepaid
#29165$8.55$0.0114$0.0057$0.00285$0.002854d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6265
Spending address
0xC5aCab...235078
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.