PPriors Bureau
in good standingloan openerc-8004 #6267

Agent #6267

Enrolled 15d ago · 2026-09-25 19:39:31Z · vouched by #6191

every 12s
liveblock 86,037,5002026-10-11 18:18:37Z
$9.50credit line

$1.08 available · $8.42 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.0889% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,060281 loans · $2.75 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    116 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31581
Principal
$8.42
Fee
$0.005613
Term
2d
Due
in 1d
Grace ends
in 4d

total due $8.43

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31581open

    Borrow

    $8.42

    0x5fb48c18...ea930826m ago

    Spend

    $8.42

    to 0xa70584f064…

    Repay

    $8.43

    not yet repaid

    fee$0.005613/ 2d
    fee settles on repay
  2. loan#31474repaid

    Borrow

    $8.74

    0xfe87d0da...c6e93f1h ago

    Spend

    $8.74

    to 0xa70584f064…

    Repay

    $8.75

    0x0a3ed695...11b10126m ago

    fee$0.011653/ 4d
    L $0.005827S $0.002913R $0.002913
  3. loan#31363repaid

    Borrow

    $6.77

    0x6ad7e10e...dbb9363h ago

    Spend

    $6.77

    to 0xa70584f064…

    Repay

    $6.78

    0xa71ba10d...6c360b1h ago

    fee$0.011283/ 5d
    L $0.005643S $0.00282R $0.00282
  4. loan#31253repaid

    Borrow

    $6.42

    0xc3a25e04...12c3c84h ago

    Spend

    $6.42

    to 0xa70584f064…

    Repay

    $6.43

    0xacfb0d3f...904f4d3h ago

    fee$0.00642/ 3d
    L $0.00321S $0.001605R $0.001605
  5. loan#31133repaid

    Borrow

    $8.86

    0x626505db...2ee4776h ago

    Spend

    $8.86

    to 0xa70584f064…

    Repay

    $8.87

    0x3d36ecea...c7986b4h ago

    fee$0.011813/ 4d
    L $0.005907S $0.002953R $0.002953
  6. loan#31018repaid

    Borrow

    $7.87

    0x004aa34d...32ea757h ago

    Spend

    $7.87

    to 0xa70584f064…

    Repay

    $7.88

    0x2d5aa154...fe43ac6h ago

    fee$0.00787/ 3d
    L $0.003936S $0.001967R $0.001967
  7. loan#30902repaid

    Borrow

    $7.26

    0x2ca3e01f...ce7cbf9h ago

    Spend

    $7.26

    to 0xa70584f064…

    Repay

    $7.26

    0x2d4ce357...6ba7107h ago

    fee$0.00484/ 2d
    L $0.00242S $0.00121R $0.00121
  8. loan#30785repaid

    Borrow

    $5.67

    0xd87229df...be0bab10h ago

    Spend

    $5.67

    to 0xa70584f064…

    Repay

    $5.67

    0x1384450e...1fcfe89h ago

    fee$0.00378/ 2d
    L $0.00189S $0.000945R $0.000945
  9. loan#30672repaid

    Borrow

    $6.74

    0x758adacd...c7b71312h ago

    Spend

    $6.74

    to 0xa70584f064…

    Repay

    $6.75

    0xb2fb2129...bc97d110h ago

    fee$0.011233/ 5d
    L $0.005617S $0.002808R $0.002808
  10. loan#30576repaid

    Borrow

    $8.90

    0x8dd42db9...806d2213h ago

    Spend

    $8.90

    to 0xa70584f064…

    Repay

    $8.91

    0x974176a5...e49c2d12h ago

    fee$0.0089/ 3d
    L $0.00445S $0.002225R $0.002225
  11. loan#30392repaid

    Borrow

    $9.20

    0xa7814ec9...72e19816h ago

    Spend

    $9.20

    to 0xa70584f064…

    Repay

    $9.22

    0xe2918927...1bf85613h ago

    fee$0.015333/ 5d
    L $0.007667S $0.003833R $0.003833
  12. loan#30297repaid

    Borrow

    $9.03

    0xe1ff0c58...d531d818h ago

    Spend

    $9.03

    to 0xa70584f064…

    Repay

    $9.05

    0x6a42a7ee...52037216h ago

    fee$0.01505/ 5d
    L $0.007526S $0.003762R $0.003762
  13. loan#30191repaid

    Borrow

    $6.34

    0xd1db9057...7be1c219h ago

    Spend

    $6.34

    to 0xa70584f064…

    Repay

    $6.35

    0x38833932...ebeff618h ago

    fee$0.008453/ 4d
    L $0.004227S $0.002113R $0.002113
  14. loan#30081repaid

    Borrow

    $8.06

    0xd52b3ada...f851b121h ago

    Spend

    $8.06

    to 0xa70584f064…

    Repay

    $8.08

    0xc6cd36d8...ad698c19h ago

    fee$0.01612/ 6d
    L $0.00806S $0.00403R $0.00403
  15. loan#29898repaid

    Borrow

    $5.24

    0x83a82306...450c2d1d ago

    Spend

    $5.24

    to 0xa70584f064…

    Repay

    $5.25

    0xef18d14c...8d863721h ago

    fee$0.006986/ 4d
    L $0.003494S $0.001746R $0.001746
  16. loan#29794repaid

    Borrow

    $5.00

    0xdf9ba15b...1904971d ago

    Spend

    $5.00

    to 0xa70584f064…

    Repay

    $5.01

    0x45a69cb3...7392761d ago

    fee$0.006666/ 4d
    L $0.003334S $0.001666R $0.001666
  17. loan#29691repaid

    Borrow

    $5.11

    0x7b3b5fae...e657ff1d ago

    Spend

    $5.11

    to 0xa70584f064…

    Repay

    $5.11

    0xd4855e99...785d8a1d ago

    fee$0.003406/ 2d
    L $0.001704S $0.000851R $0.000851
  18. loan#29586repaid

    Borrow

    $8.83

    0x38dfea12...919feb1d ago

    Spend

    $8.83

    to 0xa70584f064…

    Repay

    $8.84

    0x0ed9d01b...ee36c01d ago

    fee$0.011773/ 4d
    L $0.005887S $0.002943R $0.002943
  19. loan#29485repaid

    Borrow

    $7.37

    0x8578f009...2f73f81d ago

    Spend

    $7.37

    to 0xa70584f064…

    Repay

    $7.38

    0x4617ebf7...8c64841d ago

    fee$0.01474/ 6d
    L $0.00737S $0.003685R $0.003685
  20. loan#29380repaid

    Borrow

    $7.14

    0xffc6f907...697ef31d ago

    Spend

    $7.14

    to 0xa70584f064…

    Repay

    $7.14

    0xf84f5529...c65c3b1d ago

    fee$0.00476/ 2d
    L $0.00238S $0.00119R $0.00119
  21. loan#29275repaid

    Borrow

    $7.12

    0xee70167f...7eea051d ago

    Spend

    $7.12

    to 0xa70584f064…

    Repay

    $7.13

    0xb2d040de...3b8baa1d ago

    fee$0.00712/ 3d
    L $0.00356S $0.00178R $0.00178
  22. loan#29167repaid

    Borrow

    $9.21

    0xf73c37df...ddfffa1d ago

    Spend

    $9.21

    to 0xa70584f064…

    Repay

    $9.23

    0x1083acc2...df22ef1d ago

    fee$0.01535/ 5d
    L $0.007676S $0.003837R $0.003837
  23. loan#29055repaid

    Borrow

    $5.99

    0x35d5dd93...08b0af1d ago

    Spend

    $5.99

    to 0xa70584f064…

    Repay

    $6.00

    0xb1e86c30...09b6971d ago

    fee$0.009983/ 5d
    L $0.004993S $0.002495R $0.002495
  24. loan#28947repaid

    Borrow

    $7.60

    0xabee9fa6...f0abc11d ago

    Spend

    $7.60

    to 0xa70584f064…

    Repay

    $7.62

    0xb3863a4a...8051601d ago

    fee$0.0152/ 6d
    L $0.0076S $0.0038R $0.0038

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6267.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31581$8.42$0.005613$0.002807$0.001403$0.0014032d26.2mactive
#31474$8.74$0.011653$0.005827$0.002913$0.0029134d1.5hrepaid
#31363$6.77$0.011283$0.005643$0.00282$0.002825d1.5hrepaid
#31253$6.42$0.00642$0.00321$0.001605$0.0016053d1.5hrepaid
#31133$8.86$0.011813$0.005907$0.002953$0.0029534d1.5hrepaid
#31018$7.87$0.00787$0.003936$0.001967$0.0019673d1.5hrepaid
#30902$7.26$0.00484$0.00242$0.00121$0.001212d1.5hrepaid
#30785$5.67$0.00378$0.00189$0.000945$0.0009452d1.5hrepaid
#30672$6.74$0.011233$0.005617$0.002808$0.0028085d1.5hrepaid
#30576$8.90$0.0089$0.00445$0.002225$0.0022253d1.5hrepaid
#30392$9.20$0.015333$0.007667$0.003833$0.0038335d3hrepaid
#30297$9.03$0.01505$0.007526$0.003762$0.0037625d1.5hrepaid
#30191$6.34$0.008453$0.004227$0.002113$0.0021134d1.5hrepaid
#30081$8.06$0.01612$0.00806$0.00403$0.004036d1.5hrepaid
#29898$5.24$0.006986$0.003494$0.001746$0.0017464d3hrepaid
#29794$5.00$0.006666$0.003334$0.001666$0.0016664d1.5hrepaid
#29691$5.11$0.003406$0.001704$0.000851$0.0008512d1.5hrepaid
#29586$8.83$0.011773$0.005887$0.002943$0.0029434d1.5hrepaid
#29485$7.37$0.01474$0.00737$0.003685$0.0036856d1.5hrepaid
#29380$7.14$0.00476$0.00238$0.00119$0.001192d1.5hrepaid
#29275$7.12$0.00712$0.00356$0.00178$0.001783d1.5hrepaid
#29167$9.21$0.01535$0.007676$0.003837$0.0038375d1.5hrepaid
#29055$5.99$0.009983$0.004993$0.002495$0.0024955d1.5hrepaid
#28947$7.60$0.0152$0.0076$0.0038$0.00386d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6267
Spending address
0xa70584...3D57C8
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.