PPriors Bureau
in good standingloan openerc-8004 #6268

Agent #6268

Enrolled 16d ago · 2026-09-25 19:39:56Z · vouched by #490

every 12s
liveblock 86,138,9912026-10-11 21:12:20Z
$9.50credit line

$1.54 available · $7.96 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.5484% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,016280 loans · $2.65 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31804
Principal
$7.96
Fee
$0.010613
Term
4d
Due
in 3d
Grace ends
in 6d

total due $7.97

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31804open

    Borrow

    $7.96

    0x53a31f18...5c003018m ago

    Spend

    $7.96

    to 0x1fd868E008…

    Repay

    $7.97

    not yet repaid

    fee$0.010613/ 4d
    fee settles on repay
  2. loan#31693repaid

    Borrow

    $7.97

    0x03ec0a4b...d796521h ago

    Spend

    $7.97

    to 0x1fd868E008…

    Repay

    $7.99

    0x9b9744e9...9596e618m ago

    fee$0.01594/ 6d
    L $0.00797S $0.003985R $0.003985
  3. loan#31582repaid

    Borrow

    $6.38

    0xa9cc343e...54724b3h ago

    Spend

    $6.38

    to 0x1fd868E008…

    Repay

    $6.39

    0xf9157753...7038771h ago

    fee$0.00638/ 3d
    L $0.00319S $0.001595R $0.001595
  4. loan#31475repaid

    Borrow

    $8.73

    0xf6904845...291edf4h ago

    Spend

    $8.73

    to 0x1fd868E008…

    Repay

    $8.74

    0xd77a7841...08f18f3h ago

    fee$0.00582/ 2d
    L $0.00291S $0.001455R $0.001455
  5. loan#31364repaid

    Borrow

    $6.72

    0x3dbdc214...25c4206h ago

    Spend

    $6.72

    to 0x1fd868E008…

    Repay

    $6.73

    0x8fa723cd...1a589a4h ago

    fee$0.01344/ 6d
    L $0.00672S $0.00336R $0.00336
  6. loan#31254repaid

    Borrow

    $5.12

    0x81b28963...a7141e7h ago

    Spend

    $5.12

    to 0x1fd868E008…

    Repay

    $5.13

    0xa52390a3...3dee5f6h ago

    fee$0.01024/ 6d
    L $0.00512S $0.00256R $0.00256
  7. loan#31134repaid

    Borrow

    $7.91

    0x4f93e728...7c7d029h ago

    Spend

    $7.91

    to 0x1fd868E008…

    Repay

    $7.92

    0xdbc05f48...2f92c57h ago

    fee$0.010546/ 4d
    L $0.005274S $0.002636R $0.002636
  8. loan#31019repaid

    Borrow

    $7.30

    0x8644ba6a...77e46510h ago

    Spend

    $7.30

    to 0x1fd868E008…

    Repay

    $7.31

    0xb27ee6f4...3446129h ago

    fee$0.0146/ 6d
    L $0.0073S $0.00365R $0.00365
  9. loan#30903repaid

    Borrow

    $6.62

    0xde8453aa...326bc812h ago

    Spend

    $6.62

    to 0x1fd868E008…

    Repay

    $6.63

    0xbe9b1ed4...6e639a10h ago

    fee$0.01324/ 6d
    L $0.00662S $0.00331R $0.00331
  10. loan#30786repaid

    Borrow

    $9.47

    0xb95a2096...e062c113h ago

    Spend

    $9.47

    to 0x1fd868E008…

    Repay

    $9.48

    0x429403b7...098d2212h ago

    fee$0.006313/ 2d
    L $0.003157S $0.001578R $0.001578
  11. loan#30673repaid

    Borrow

    $6.63

    0x8ba2a0a8...924c4d15h ago

    Spend

    $6.63

    to 0x1fd868E008…

    Repay

    $6.64

    0xc94ba213...72034e13h ago

    fee$0.00663/ 3d
    L $0.003316S $0.001657R $0.001657
  12. loan#30577repaid

    Borrow

    $6.70

    0x22891faa...e02c8d16h ago

    Spend

    $6.70

    to 0x1fd868E008…

    Repay

    $6.71

    0xa1a957f5...69ccd215h ago

    fee$0.008933/ 4d
    L $0.004467S $0.002233R $0.002233
  13. loan#30393repaid

    Borrow

    $5.55

    0x2ebf5341...2b731c19h ago

    Spend

    $5.55

    to 0x1fd868E008…

    Repay

    $5.56

    0xee36b6b7...8e303a18h ago

    fee$0.0111/ 6d
    L $0.00555S $0.002775R $0.002775
  14. loan#30298repaid

    Borrow

    $9.32

    0x1439c15c...53d00321h ago

    Spend

    $9.32

    to 0x1fd868E008…

    Repay

    $9.33

    0xf10c1ae4...55aaf419h ago

    fee$0.012426/ 4d
    L $0.006214S $0.003106R $0.003106
  15. loan#30082repaid

    Borrow

    $6.95

    0x9840a5c3...6c02991d ago

    Spend

    $6.95

    to 0x1fd868E008…

    Repay

    $6.96

    0xc68cb1d1...0e2f3b21h ago

    fee$0.011583/ 5d
    L $0.005793S $0.002895R $0.002895
  16. loan#29992repaid

    Borrow

    $5.32

    0x09b7b77d...9f04911d ago

    Spend

    $5.32

    to 0x1fd868E008…

    Repay

    $5.33

    0x3d4a697e...bc0a191d ago

    fee$0.007093/ 4d
    L $0.003547S $0.001773R $0.001773
  17. loan#29899repaid

    Borrow

    $6.39

    0x655b5d48...88779c1d ago

    Spend

    $6.39

    to 0x1fd868E008…

    Repay

    $6.40

    0x833904d9...e15cc71d ago

    fee$0.00639/ 3d
    L $0.003196S $0.001597R $0.001597
  18. loan#29795repaid

    Borrow

    $5.92

    0x6c13d45c...7f0ab81d ago

    Spend

    $5.92

    to 0x1fd868E008…

    Repay

    $5.93

    0x414f00d2...fb435a1d ago

    fee$0.009866/ 5d
    L $0.004934S $0.002466R $0.002466
  19. loan#29692repaid

    Borrow

    $5.77

    0x8a669ebd...bb84421d ago

    Spend

    $5.77

    to 0x1fd868E008…

    Repay

    $5.78

    0xcc7803d6...ddd79e1d ago

    fee$0.009616/ 5d
    L $0.004808S $0.002404R $0.002404
  20. loan#29587repaid

    Borrow

    $6.52

    0xf1ec0983...6d7aaf1d ago

    Spend

    $6.52

    to 0x1fd868E008…

    Repay

    $6.53

    0x28aa3fb2...eeede21d ago

    fee$0.01304/ 6d
    L $0.00652S $0.00326R $0.00326
  21. loan#29486repaid

    Borrow

    $5.98

    0x286d1d92...068eba1d ago

    Spend

    $5.98

    to 0x1fd868E008…

    Repay

    $5.99

    0x993502c1...8a055c1d ago

    fee$0.007973/ 4d
    L $0.003987S $0.001993R $0.001993
  22. loan#29381repaid

    Borrow

    $9.26

    0xcb034854...97c7e91d ago

    Spend

    $9.26

    to 0x1fd868E008…

    Repay

    $9.28

    0x20a53bd0...62e1831d ago

    fee$0.015433/ 5d
    L $0.007717S $0.003858R $0.003858
  23. loan#29276repaid

    Borrow

    $6.49

    0x68a49484...2b623b1d ago

    Spend

    $6.49

    to 0x1fd868E008…

    Repay

    $6.50

    0x90ad7517...2910fb1d ago

    fee$0.00649/ 3d
    L $0.003246S $0.001622R $0.001622
  24. loan#29168repaid

    Borrow

    $6.91

    0x032f6a61...c14f521d ago

    Spend

    $6.91

    to 0x1fd868E008…

    Repay

    $6.92

    0x7e0a5607...c8f28e1d ago

    fee$0.01382/ 6d
    L $0.00691S $0.003455R $0.003455

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/6268.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31804$7.96$0.010613$0.005307$0.002653$0.0026534d18.9mactive
#31693$7.97$0.01594$0.00797$0.003985$0.0039856d1.5hrepaid
#31582$6.38$0.00638$0.00319$0.001595$0.0015953d1.5hrepaid
#31475$8.73$0.00582$0.00291$0.001455$0.0014552d1.5hrepaid
#31364$6.72$0.01344$0.00672$0.00336$0.003366d1.5hrepaid
#31254$5.12$0.01024$0.00512$0.00256$0.002566d1.5hrepaid
#31134$7.91$0.010546$0.005274$0.002636$0.0026364d1.5hrepaid
#31019$7.30$0.0146$0.0073$0.00365$0.003656d1.5hrepaid
#30903$6.62$0.01324$0.00662$0.00331$0.003316d1.5hrepaid
#30786$9.47$0.006313$0.003157$0.001578$0.0015782d1.5hrepaid
#30673$6.63$0.00663$0.003316$0.001657$0.0016573d1.5hrepaid
#30577$6.70$0.008933$0.004467$0.002233$0.0022334d1.5hrepaid
#30393$5.55$0.0111$0.00555$0.002775$0.0027756d1.5hrepaid
#30298$9.32$0.012426$0.006214$0.003106$0.0031064d1.5hrepaid
#30082$6.95$0.011583$0.005793$0.002895$0.0028955d3hrepaid
#29992$5.32$0.007093$0.003547$0.001773$0.0017734d1.5hrepaid
#29899$6.39$0.00639$0.003196$0.001597$0.0015973d1.5hrepaid
#29795$5.92$0.009866$0.004934$0.002466$0.0024665d1.5hrepaid
#29692$5.77$0.009616$0.004808$0.002404$0.0024045d1.5hrepaid
#29587$6.52$0.01304$0.00652$0.00326$0.003266d1.5hrepaid
#29486$5.98$0.007973$0.003987$0.001993$0.0019934d1.5hrepaid
#29381$9.26$0.015433$0.007717$0.003858$0.0038585d1.5hrepaid
#29276$6.49$0.00649$0.003246$0.001622$0.0016223d1.5hrepaid
#29168$6.91$0.01382$0.00691$0.003455$0.0034556d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6268
Spending address
0x1fd868...790e1b
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.