PPriors Bureau
in good standingloan openerc-8004 #6270

Agent #6270

Enrolled 16d ago · 2026-09-25 19:40:39Z · vouched by #490

every 12s
liveblock 86,138,6272026-10-11 21:11:43Z
$9.50credit line

$4.08 available · $5.42 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.0857% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,063285 loans · $2.64 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31806
Principal
$5.42
Fee
$0.01084
Term
6d
Due
in 5d
Grace ends
in 8d

total due $5.43

borrow → spend → repay

Credit cycles (360 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31806open

    Borrow

    $5.42

    0xf59b5c5c...eb6a1916m ago

    Spend

    $5.42

    to 0x9D7f0f8BC6…

    Repay

    $5.43

    not yet repaid

    fee$0.01084/ 6d
    fee settles on repay
  2. loan#31695repaid

    Borrow

    $6.99

    0x0c709afe...2f326b1h ago

    Spend

    $6.99

    to 0x9D7f0f8BC6…

    Repay

    $7.00

    0x2375a548...0338fe16m ago

    fee$0.01165/ 5d
    L $0.005826S $0.002912R $0.002912
  3. loan#31584repaid

    Borrow

    $5.09

    0xe75e2086...336f6b3h ago

    Spend

    $5.09

    to 0x9D7f0f8BC6…

    Repay

    $5.10

    0xf886f1a2...1eb6f71h ago

    fee$0.01018/ 6d
    L $0.00509S $0.002545R $0.002545
  4. loan#31477repaid

    Borrow

    $5.52

    0x2f1befe8...deccab4h ago

    Spend

    $5.52

    to 0x9D7f0f8BC6…

    Repay

    $5.52

    0xcc25c1e3...e77e123h ago

    fee$0.00368/ 2d
    L $0.00184S $0.00092R $0.00092
  5. loan#31366repaid

    Borrow

    $7.11

    0xe0e20c67...4b249f6h ago

    Spend

    $7.11

    to 0x9D7f0f8BC6…

    Repay

    $7.11

    0x27756ca3...d270274h ago

    fee$0.00474/ 2d
    L $0.00237S $0.001185R $0.001185
  6. loan#31256repaid

    Borrow

    $8.76

    0xfd636dd2...f2e2ac7h ago

    Spend

    $8.76

    to 0x9D7f0f8BC6…

    Repay

    $8.77

    0x4b3863d1...3956366h ago

    fee$0.00584/ 2d
    L $0.00292S $0.00146R $0.00146
  7. loan#31136repaid

    Borrow

    $7.76

    0x1cb3ab79...b1e2b19h ago

    Spend

    $7.76

    to 0x9D7f0f8BC6…

    Repay

    $7.78

    0x1aa5b9c0...a851cd7h ago

    fee$0.01552/ 6d
    L $0.00776S $0.00388R $0.00388
  8. loan#31021repaid

    Borrow

    $5.05

    0x5261b550...40aa7410h ago

    Spend

    $5.05

    to 0x9D7f0f8BC6…

    Repay

    $5.05

    0x2d4546e3...c748cf9h ago

    fee$0.003366/ 2d
    L $0.001684S $0.000841R $0.000841
  9. loan#30905repaid

    Borrow

    $8.81

    0x649f8dde...e3a66112h ago

    Spend

    $8.81

    to 0x9D7f0f8BC6…

    Repay

    $8.82

    0x6e66cd32...2e632710h ago

    fee$0.014683/ 5d
    L $0.007343S $0.00367R $0.00367
  10. loan#30788repaid

    Borrow

    $8.54

    0x0f962cc9...cab76313h ago

    Spend

    $8.54

    to 0x9D7f0f8BC6…

    Repay

    $8.55

    0xfe372f16...0acdc612h ago

    fee$0.00854/ 3d
    L $0.00427S $0.002135R $0.002135
  11. loan#30675repaid

    Borrow

    $6.98

    0x7e143154...21c74d15h ago

    Spend

    $6.98

    to 0x9D7f0f8BC6…

    Repay

    $6.98

    0x8260b8eb...c401c713h ago

    fee$0.004653/ 2d
    L $0.002327S $0.001163R $0.001163
  12. loan#30579repaid

    Borrow

    $6.35

    0x9e606633...7e94ae16h ago

    Spend

    $6.35

    to 0x9D7f0f8BC6…

    Repay

    $6.36

    0xe7fa8f0d...ba80ff15h ago

    fee$0.008466/ 4d
    L $0.004234S $0.002116R $0.002116
  13. loan#30487repaid

    Borrow

    $7.09

    0x05c72425...77a8d818h ago

    Spend

    $7.09

    to 0x9D7f0f8BC6…

    Repay

    $7.10

    0x2579fb71...61740416h ago

    fee$0.01418/ 6d
    L $0.00709S $0.003545R $0.003545
  14. loan#30396repaid

    Borrow

    $6.34

    0x814d1420...ca2df319h ago

    Spend

    $6.34

    to 0x9D7f0f8BC6…

    Repay

    $6.34

    0xd859fe03...5413dd18h ago

    fee$0.004226/ 2d
    L $0.002114S $0.001056R $0.001056
  15. loan#30300repaid

    Borrow

    $6.70

    0x2cde64ea...95628b21h ago

    Spend

    $6.70

    to 0x9D7f0f8BC6…

    Repay

    $6.71

    0xdfee54ff...73452319h ago

    fee$0.0067/ 3d
    L $0.00335S $0.001675R $0.001675
  16. loan#30193repaid

    Borrow

    $7.09

    0xbb488caf...a3ca5922h ago

    Spend

    $7.09

    to 0x9D7f0f8BC6…

    Repay

    $7.10

    0xdf278110...32acaa21h ago

    fee$0.011816/ 5d
    L $0.005908S $0.002954R $0.002954
  17. loan#30084repaid

    Borrow

    $8.44

    0xc5542d2b...0068d01d ago

    Spend

    $8.44

    to 0x9D7f0f8BC6…

    Repay

    $8.45

    0xa36122f7...72ba6122h ago

    fee$0.014066/ 5d
    L $0.007034S $0.003516R $0.003516
  18. loan#29994repaid

    Borrow

    $5.85

    0xd8b7a457...5df69b1d ago

    Spend

    $5.85

    to 0x9D7f0f8BC6…

    Repay

    $5.85

    0x8ffc7eaa...9da7981d ago

    fee$0.0039/ 2d
    L $0.00195S $0.000975R $0.000975
  19. loan#29902repaid

    Borrow

    $8.58

    0x4e2abf5c...def72e1d ago

    Spend

    $8.58

    to 0x9D7f0f8BC6…

    Repay

    $8.59

    0x9bfddc4b...00c89b1d ago

    fee$0.00858/ 3d
    L $0.00429S $0.002145R $0.002145
  20. loan#29797repaid

    Borrow

    $7.11

    0x6b55ca82...aa0f411d ago

    Spend

    $7.11

    to 0x9D7f0f8BC6…

    Repay

    $7.12

    0x2e0d2523...9eb3251d ago

    fee$0.00711/ 3d
    L $0.003556S $0.001777R $0.001777
  21. loan#29694repaid

    Borrow

    $7.48

    0x75cfcd3f...f25b2b1d ago

    Spend

    $7.48

    to 0x9D7f0f8BC6…

    Repay

    $7.49

    0xddabf7bf...df217d1d ago

    fee$0.009973/ 4d
    L $0.004987S $0.002493R $0.002493
  22. loan#29591repaid

    Borrow

    $7.20

    0x039bed22...17105c1d ago

    Spend

    $7.20

    to 0x9D7f0f8BC6…

    Repay

    $7.21

    0xa409fb0c...b04df31d ago

    fee$0.0096/ 4d
    L $0.0048S $0.0024R $0.0024
  23. loan#29488repaid

    Borrow

    $7.49

    0xa0850ed7...601b351d ago

    Spend

    $7.49

    to 0x9D7f0f8BC6…

    Repay

    $7.50

    0x0f68a406...2febce1d ago

    fee$0.00749/ 3d
    L $0.003746S $0.001872R $0.001872
  24. loan#29383repaid

    Borrow

    $6.42

    0x4897e50b...c6a2d71d ago

    Spend

    $6.42

    to 0x9D7f0f8BC6…

    Repay

    $6.43

    0xaaf6662b...a5c7e21d ago

    fee$0.00856/ 4d
    L $0.00428S $0.00214R $0.00214

Showing the 24 most recent cycles of 360 logged events. The full set is available from /api/agent/6270.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31806$5.42$0.01084$0.00542$0.00271$0.002716d16.3mactive
#31695$6.99$0.01165$0.005826$0.002912$0.0029125d1.5hrepaid
#31584$5.09$0.01018$0.00509$0.002545$0.0025456d1.5hrepaid
#31477$5.52$0.00368$0.00184$0.00092$0.000922d1.5hrepaid
#31366$7.11$0.00474$0.00237$0.001185$0.0011852d1.5hrepaid
#31256$8.76$0.00584$0.00292$0.00146$0.001462d1.5hrepaid
#31136$7.76$0.01552$0.00776$0.00388$0.003886d1.5hrepaid
#31021$5.05$0.003366$0.001684$0.000841$0.0008412d1.5hrepaid
#30905$8.81$0.014683$0.007343$0.00367$0.003675d1.5hrepaid
#30788$8.54$0.00854$0.00427$0.002135$0.0021353d1.5hrepaid
#30675$6.98$0.004653$0.002327$0.001163$0.0011632d1.5hrepaid
#30579$6.35$0.008466$0.004234$0.002116$0.0021164d1.5hrepaid
#30487$7.09$0.01418$0.00709$0.003545$0.0035456d1.5hrepaid
#30396$6.34$0.004226$0.002114$0.001056$0.0010562d1.5hrepaid
#30300$6.70$0.0067$0.00335$0.001675$0.0016753d1.5hrepaid
#30193$7.09$0.011816$0.005908$0.002954$0.0029545d1.5hrepaid
#30084$8.44$0.014066$0.007034$0.003516$0.0035165d1.5hrepaid
#29994$5.85$0.0039$0.00195$0.000975$0.0009752d1.5hrepaid
#29902$8.58$0.00858$0.00429$0.002145$0.0021453d1.5hrepaid
#29797$7.11$0.00711$0.003556$0.001777$0.0017773d1.5hrepaid
#29694$7.48$0.009973$0.004987$0.002493$0.0024934d1.5hrepaid
#29591$7.20$0.0096$0.0048$0.0024$0.00244d1.5hrepaid
#29488$7.49$0.00749$0.003746$0.001872$0.0018723d1.5hrepaid
#29383$6.42$0.00856$0.00428$0.00214$0.002144d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6270
Spending address
0x9D7f0f...77309f
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.