PPriors Bureau
in good standingloan openerc-8004 #6271

Agent #6271

Enrolled 15d ago · 2026-09-25 19:40:56Z · vouched by #6191

every 12s
liveblock 86,037,1962026-10-11 18:18:07Z
$9.50credit line

$3.85 available · $5.65 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.8559% utilized
Scoreverify
41breakdown verified below
Lifetime borrowed
$1,920271 loans · $2.46 fees
Credit scoreverify
41/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    108.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31585
Principal
$5.65
Fee
$0.003766
Term
2d
Due
in 1d
Grace ends
in 4d

total due $5.65

borrow → spend → repay

Credit cycles (338 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31585open

    Borrow

    $5.65

    0xb526bee6...5eb70e21m ago

    Spend

    $5.65

    to 0xf252F41fFa…

    Repay

    $5.65

    not yet repaid

    fee$0.003766/ 2d
    fee settles on repay
  2. loan#31478repaid

    Borrow

    $6.62

    0x83af79b9...8fa97e1h ago

    Spend

    $6.62

    to 0xf252F41fFa…

    Repay

    $6.63

    0xa7400aa3...f5795d21m ago

    fee$0.01324/ 6d
    L $0.00662S $0.00331R $0.00331
  3. loan#31367repaid

    Borrow

    $6.55

    0xbf07e6e8...a330003h ago

    Spend

    $6.55

    to 0xf252F41fFa…

    Repay

    $6.56

    0xf26d831f...eb2a3a1h ago

    fee$0.0131/ 6d
    L $0.00655S $0.003275R $0.003275
  4. loan#31257repaid

    Borrow

    $8.76

    0x977520dc...1099b84h ago

    Spend

    $8.76

    to 0xf252F41fFa…

    Repay

    $8.77

    0x88fd4328...cb09ff3h ago

    fee$0.00876/ 3d
    L $0.00438S $0.00219R $0.00219
  5. loan#31137repaid

    Borrow

    $5.88

    0x30b4e21b...a1c8996h ago

    Spend

    $5.88

    to 0xf252F41fFa…

    Repay

    $5.89

    0x19decc62...a88f2d4h ago

    fee$0.00784/ 4d
    L $0.00392S $0.00196R $0.00196
  6. loan#31022repaid

    Borrow

    $5.31

    0xa93d545f...8ca00b7h ago

    Spend

    $5.31

    to 0xf252F41fFa…

    Repay

    $5.31

    0x3e38140b...75fd8d6h ago

    fee$0.00354/ 2d
    L $0.00177S $0.000885R $0.000885
  7. loan#30906repaid

    Borrow

    $8.45

    0x01d1e086...557d549h ago

    Spend

    $8.45

    to 0xf252F41fFa…

    Repay

    $8.47

    0x6a53f6be...ffe4a47h ago

    fee$0.0169/ 6d
    L $0.00845S $0.004225R $0.004225
  8. loan#30789repaid

    Borrow

    $5.54

    0x910762d9...47efe310h ago

    Spend

    $5.54

    to 0xf252F41fFa…

    Repay

    $5.54

    0x8e1ffa5d...8fc4d99h ago

    fee$0.003693/ 2d
    L $0.001847S $0.000923R $0.000923
  9. loan#30676repaid

    Borrow

    $9.32

    0x3991b478...fe78c912h ago

    Spend

    $9.32

    to 0xf252F41fFa…

    Repay

    $9.34

    0x1857bfe9...ee0aa210h ago

    fee$0.015533/ 5d
    L $0.007767S $0.003883R $0.003883
  10. loan#30580repaid

    Borrow

    $6.57

    0xc39ad417...2bbe2813h ago

    Spend

    $6.57

    to 0xf252F41fFa…

    Repay

    $6.58

    0x72ee21d5...7643cc12h ago

    fee$0.01314/ 6d
    L $0.00657S $0.003285R $0.003285
  11. loan#30488repaid

    Borrow

    $9.27

    0xbab60031...f064f015h ago

    Spend

    $9.27

    to 0xf252F41fFa…

    Repay

    $9.29

    0x1e85801e...ce59f613h ago

    fee$0.01854/ 6d
    L $0.00927S $0.004635R $0.004635
  12. loan#30397repaid

    Borrow

    $8.63

    0x39429f1e...2befee16h ago

    Spend

    $8.63

    to 0xf252F41fFa…

    Repay

    $8.64

    0x5376672b...9f322215h ago

    fee$0.00863/ 3d
    L $0.004316S $0.002157R $0.002157
  13. loan#30301repaid

    Borrow

    $6.91

    0x489727d5...817f3118h ago

    Spend

    $6.91

    to 0xf252F41fFa…

    Repay

    $6.92

    0x6e311149...9f211116h ago

    fee$0.01382/ 6d
    L $0.00691S $0.003455R $0.003455
  14. loan#30194repaid

    Borrow

    $9.24

    0x09341119...11d07a19h ago

    Spend

    $9.24

    to 0xf252F41fFa…

    Repay

    $9.26

    0x44be5888...10fac618h ago

    fee$0.0154/ 5d
    L $0.0077S $0.00385R $0.00385
  15. loan#30085repaid

    Borrow

    $8.02

    0x98be843d...9b686221h ago

    Spend

    $8.02

    to 0xf252F41fFa…

    Repay

    $8.04

    0x3373a0b5...20bc9819h ago

    fee$0.01604/ 6d
    L $0.00802S $0.00401R $0.00401
  16. loan#29384repaid

    Borrow

    $9.10

    0x2a969298...6d25141d ago

    Spend

    $9.10

    to 0xf252F41fFa…

    Repay

    $9.11

    0xa0ca37a0...3dd37e1d ago

    fee$0.006066/ 2d
    L $0.003034S $0.001516R $0.001516
  17. loan#29059repaid

    Borrow

    $5.76

    0x404d766b...17f2d71d ago

    Spend

    $5.76

    to 0xf252F41fFa…

    Repay

    $5.76

    0xd72c01b2...cab6101d ago

    fee$0.00384/ 2d
    L $0.00192S $0.00096R $0.00096
  18. loan#28951repaid

    Borrow

    $6.11

    0x42a52769...148ec31d ago

    Spend

    $6.11

    to 0xf252F41fFa…

    Repay

    $6.11

    0xaab64bd1...633aee1d ago

    fee$0.004073/ 2d
    L $0.002037S $0.001018R $0.001018
  19. loan#28726repaid

    Borrow

    $8.71

    0xd3c77f6a...b987a41d ago

    Spend

    $8.71

    to 0xf252F41fFa…

    Repay

    $8.72

    0x8699cc60...02c6901d ago

    fee$0.011613/ 4d
    L $0.005807S $0.002903R $0.002903
  20. loan#28614repaid

    Borrow

    $9.15

    0xffa39f1d...53cd3a1d ago

    Spend

    $9.15

    to 0xf252F41fFa…

    Repay

    $9.16

    0x92b3b245...31cfa51d ago

    fee$0.0122/ 4d
    L $0.0061S $0.00305R $0.00305
  21. loan#28504repaid

    Borrow

    $5.24

    0xfa5134af...4bf5551d ago

    Spend

    $5.24

    to 0xf252F41fFa…

    Repay

    $5.25

    0xbd4c936b...ce21751d ago

    fee$0.00524/ 3d
    L $0.00262S $0.00131R $0.00131
  22. loan#28393repaid

    Borrow

    $6.30

    0x8916d9b4...4f4b451d ago

    Spend

    $6.30

    to 0xf252F41fFa…

    Repay

    $6.31

    0x8e7bcb66...81d20c1d ago

    fee$0.0105/ 5d
    L $0.00525S $0.002625R $0.002625
  23. loan#28283repaid

    Borrow

    $9.40

    0xc9c00f07...8faf351d ago

    Spend

    $9.40

    to 0xf252F41fFa…

    Repay

    $9.41

    0x7cbb26e9...7e0ccd1d ago

    fee$0.006266/ 2d
    L $0.003134S $0.001566R $0.001566
  24. loan#28182repaid

    Borrow

    $6.65

    0x0b7cc54e...cb107c2d ago

    Spend

    $6.65

    to 0xf252F41fFa…

    Repay

    $6.65

    0x319077d2...2ae0101d ago

    fee$0.004433/ 2d
    L $0.002217S $0.001108R $0.001108

Showing the 24 most recent cycles of 338 logged events. The full set is available from /api/agent/6271.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31585$5.65$0.003766$0.001884$0.000941$0.0009412d21.7mactive
#31478$6.62$0.01324$0.00662$0.00331$0.003316d1.5hrepaid
#31367$6.55$0.0131$0.00655$0.003275$0.0032756d1.5hrepaid
#31257$8.76$0.00876$0.00438$0.00219$0.002193d1.5hrepaid
#31137$5.88$0.00784$0.00392$0.00196$0.001964d1.5hrepaid
#31022$5.31$0.00354$0.00177$0.000885$0.0008852d1.5hrepaid
#30906$8.45$0.0169$0.00845$0.004225$0.0042256d1.5hrepaid
#30789$5.54$0.003693$0.001847$0.000923$0.0009232d1.5hrepaid
#30676$9.32$0.015533$0.007767$0.003883$0.0038835d1.5hrepaid
#30580$6.57$0.01314$0.00657$0.003285$0.0032856d1.5hrepaid
#30488$9.27$0.01854$0.00927$0.004635$0.0046356d1.5hrepaid
#30397$8.63$0.00863$0.004316$0.002157$0.0021573d1.5hrepaid
#30301$6.91$0.01382$0.00691$0.003455$0.0034556d1.5hrepaid
#30194$9.24$0.0154$0.0077$0.00385$0.003855d1.5hrepaid
#30085$8.02$0.01604$0.00802$0.00401$0.004016d1.5hrepaid
#29384$9.10$0.006066$0.003034$0.001516$0.0015162d1.5hrepaid
#29059$5.76$0.00384$0.00192$0.00096$0.000962d1.5hrepaid
#28951$6.11$0.004073$0.002037$0.001018$0.0010182d1.5hrepaid
#28726$8.71$0.011613$0.005807$0.002903$0.0029034d1.5hrepaid
#28614$9.15$0.0122$0.0061$0.00305$0.003054d1.5hrepaid
#28504$5.24$0.00524$0.00262$0.00131$0.001313d1.5hrepaid
#28393$6.30$0.0105$0.00525$0.002625$0.0026255d1.5hrepaid
#28283$9.40$0.006266$0.003134$0.001566$0.0015662d1.5hrepaid
#28182$6.65$0.004433$0.002217$0.001108$0.0011082d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6271
Spending address
0xf252F4...5c8D4D
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.