PPriors Bureau
in good standingloan openerc-8004 #6272

Agent #6272

Enrolled 16d ago · 2026-09-25 19:47:08Z · vouched by #490

every 12s
liveblock 86,105,3262026-10-11 20:14:51Z
$9.50credit line

$0.14 available · $9.36 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.1499% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,030280 loans · $2.66 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.6 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31697
Principal
$9.36
Fee
$0.00624
Term
2d
Due
in 1d
Grace ends
in 4d

total due $9.37

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31697open

    Borrow

    $9.36

    0x37a55013...23ac9347m ago

    Spend

    $9.36

    to 0x8ad972A8cA…

    Repay

    $9.37

    not yet repaid

    fee$0.00624/ 2d
    fee settles on repay
  2. loan#31586repaid

    Borrow

    $8.76

    0x6516f20f...a6429a2h ago

    Spend

    $8.76

    to 0x8ad972A8cA…

    Repay

    $8.78

    0x339aa0e8...87d51447m ago

    fee$0.01752/ 6d
    L $0.00876S $0.00438R $0.00438
  3. loan#31479repaid

    Borrow

    $6.99

    0xe3175a19...044a383h ago

    Spend

    $6.99

    to 0x8ad972A8cA…

    Repay

    $7.00

    0x0f22af6c...cf71362h ago

    fee$0.00932/ 4d
    L $0.00466S $0.00233R $0.00233
  4. loan#31368repaid

    Borrow

    $9.34

    0x6185ae14...eb494a5h ago

    Spend

    $9.34

    to 0x8ad972A8cA…

    Repay

    $9.36

    0x1a37d29f...e451b93h ago

    fee$0.01868/ 6d
    L $0.00934S $0.00467R $0.00467
  5. loan#31258repaid

    Borrow

    $7.63

    0xb060f1e3...91d9946h ago

    Spend

    $7.63

    to 0x8ad972A8cA…

    Repay

    $7.64

    0x092024ee...4523955h ago

    fee$0.005086/ 2d
    L $0.002544S $0.001271R $0.001271
  6. loan#31138repaid

    Borrow

    $7.75

    0x219e1920...aa0f558h ago

    Spend

    $7.75

    to 0x8ad972A8cA…

    Repay

    $7.76

    0x05c2c32f...2b6ce06h ago

    fee$0.012916/ 5d
    L $0.006458S $0.003229R $0.003229
  7. loan#31023repaid

    Borrow

    $5.16

    0xc218b596...6090b49h ago

    Spend

    $5.16

    to 0x8ad972A8cA…

    Repay

    $5.17

    0x8b9fa261...2698088h ago

    fee$0.00688/ 4d
    L $0.00344S $0.00172R $0.00172
  8. loan#30907repaid

    Borrow

    $9.06

    0x336657f9...61ec6511h ago

    Spend

    $9.06

    to 0x8ad972A8cA…

    Repay

    $9.07

    0x00589597...24be3a9h ago

    fee$0.00906/ 3d
    L $0.00453S $0.002265R $0.002265
  9. loan#30790repaid

    Borrow

    $6.93

    0x0fe3758c...b054b912h ago

    Spend

    $6.93

    to 0x8ad972A8cA…

    Repay

    $6.94

    0x42df31bc...b6f72511h ago

    fee$0.00693/ 3d
    L $0.003466S $0.001732R $0.001732
  10. loan#30677repaid

    Borrow

    $6.60

    0x171d9635...3ca98e14h ago

    Spend

    $6.60

    to 0x8ad972A8cA…

    Repay

    $6.61

    0x7e5522cb...b0693012h ago

    fee$0.011/ 5d
    L $0.0055S $0.00275R $0.00275
  11. loan#30581repaid

    Borrow

    $9.45

    0x840cc2d4...a452cf15h ago

    Spend

    $9.45

    to 0x8ad972A8cA…

    Repay

    $9.46

    0xd53e7bac...394a9e14h ago

    fee$0.0126/ 4d
    L $0.0063S $0.00315R $0.00315
  12. loan#30398repaid

    Borrow

    $5.82

    0x7e74eaae...8b02b318h ago

    Spend

    $5.82

    to 0x8ad972A8cA…

    Repay

    $5.83

    0x8ae20162...40904815h ago

    fee$0.00582/ 3d
    L $0.00291S $0.001455R $0.001455
  13. loan#30302repaid

    Borrow

    $5.02

    0x241e4ce6...911d4520h ago

    Spend

    $5.02

    to 0x8ad972A8cA…

    Repay

    $5.03

    0x32d893ac...a8886118h ago

    fee$0.01004/ 6d
    L $0.00502S $0.00251R $0.00251
  14. loan#30195repaid

    Borrow

    $7.26

    0x6ba05059...bd292a21h ago

    Spend

    $7.26

    to 0x8ad972A8cA…

    Repay

    $7.27

    0xd374e39d...1ff37420h ago

    fee$0.00968/ 4d
    L $0.00484S $0.00242R $0.00242
  15. loan#29995repaid

    Borrow

    $8.13

    0x8089d928...2a14d81d ago

    Spend

    $8.13

    to 0x8ad972A8cA…

    Repay

    $8.14

    0x27013ca0...35a04023h ago

    fee$0.00542/ 2d
    L $0.00271S $0.001355R $0.001355
  16. loan#29903repaid

    Borrow

    $5.05

    0xbb87f821...f861af1d ago

    Spend

    $5.05

    to 0x8ad972A8cA…

    Repay

    $5.06

    0xc8137aca...45ef561d ago

    fee$0.008416/ 5d
    L $0.004208S $0.002104R $0.002104
  17. loan#29798repaid

    Borrow

    $5.27

    0x747d9e64...ff14c21d ago

    Spend

    $5.27

    to 0x8ad972A8cA…

    Repay

    $5.28

    0x93fb4c5c...dfbe461d ago

    fee$0.01054/ 6d
    L $0.00527S $0.002635R $0.002635
  18. loan#29695repaid

    Borrow

    $8.99

    0x5cecfbea...b8aa2e1d ago

    Spend

    $8.99

    to 0x8ad972A8cA…

    Repay

    $9.00

    0x157c4030...1a67111d ago

    fee$0.00899/ 3d
    L $0.004496S $0.002247R $0.002247
  19. loan#29592repaid

    Borrow

    $7.87

    0x3832f960...b5fb981d ago

    Spend

    $7.87

    to 0x8ad972A8cA…

    Repay

    $7.88

    0xc2739863...3484061d ago

    fee$0.013116/ 5d
    L $0.006558S $0.003279R $0.003279
  20. loan#29489repaid

    Borrow

    $8.01

    0xad9893b3...84494d1d ago

    Spend

    $8.01

    to 0x8ad972A8cA…

    Repay

    $8.02

    0x4ad46e94...b0384e1d ago

    fee$0.00534/ 2d
    L $0.00267S $0.001335R $0.001335
  21. loan#29385repaid

    Borrow

    $5.65

    0x4560fecc...de407a1d ago

    Spend

    $5.65

    to 0x8ad972A8cA…

    Repay

    $5.65

    0x1337a719...6d93cc1d ago

    fee$0.003766/ 2d
    L $0.001884S $0.000941R $0.000941
  22. loan#29279repaid

    Borrow

    $8.67

    0x5a1eabad...4a82d51d ago

    Spend

    $8.67

    to 0x8ad972A8cA…

    Repay

    $8.69

    0xd0d712ef...5e0ecd1d ago

    fee$0.01734/ 6d
    L $0.00867S $0.004335R $0.004335
  23. loan#29171repaid

    Borrow

    $5.05

    0x7f4ba5d2...ed2a631d ago

    Spend

    $5.05

    to 0x8ad972A8cA…

    Repay

    $5.06

    0xe704ca2e...a644291d ago

    fee$0.006733/ 4d
    L $0.003367S $0.001683R $0.001683
  24. loan#29060repaid

    Borrow

    $5.53

    0x283731da...0160421d ago

    Spend

    $5.53

    to 0x8ad972A8cA…

    Repay

    $5.54

    0x0cd35425...a508421d ago

    fee$0.01106/ 6d
    L $0.00553S $0.002765R $0.002765

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6272.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31697$9.36$0.00624$0.00312$0.00156$0.001562d47.5mactive
#31586$8.76$0.01752$0.00876$0.00438$0.004386d1.5hrepaid
#31479$6.99$0.00932$0.00466$0.00233$0.002334d1.5hrepaid
#31368$9.34$0.01868$0.00934$0.00467$0.004676d1.5hrepaid
#31258$7.63$0.005086$0.002544$0.001271$0.0012712d1.5hrepaid
#31138$7.75$0.012916$0.006458$0.003229$0.0032295d1.5hrepaid
#31023$5.16$0.00688$0.00344$0.00172$0.001724d1.5hrepaid
#30907$9.06$0.00906$0.00453$0.002265$0.0022653d1.5hrepaid
#30790$6.93$0.00693$0.003466$0.001732$0.0017323d1.5hrepaid
#30677$6.60$0.011$0.0055$0.00275$0.002755d1.5hrepaid
#30581$9.45$0.0126$0.0063$0.00315$0.003154d1.5hrepaid
#30398$5.82$0.00582$0.00291$0.001455$0.0014553d3hrepaid
#30302$5.02$0.01004$0.00502$0.00251$0.002516d1.5hrepaid
#30195$7.26$0.00968$0.00484$0.00242$0.002424d1.5hrepaid
#29995$8.13$0.00542$0.00271$0.001355$0.0013552d1.5hrepaid
#29903$5.05$0.008416$0.004208$0.002104$0.0021045d1.5hrepaid
#29798$5.27$0.01054$0.00527$0.002635$0.0026356d1.5hrepaid
#29695$8.99$0.00899$0.004496$0.002247$0.0022473d1.5hrepaid
#29592$7.87$0.013116$0.006558$0.003279$0.0032795d1.5hrepaid
#29489$8.01$0.00534$0.00267$0.001335$0.0013352d1.5hrepaid
#29385$5.65$0.003766$0.001884$0.000941$0.0009412d1.5hrepaid
#29279$8.67$0.01734$0.00867$0.004335$0.0043356d1.5hrepaid
#29171$5.05$0.006733$0.003367$0.001683$0.0016834d1.5hrepaid
#29060$5.53$0.01106$0.00553$0.002765$0.0027656d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6272
Spending address
0x8ad972...F108F9
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.