PPriors Bureau
in good standingloan openerc-8004 #6273

Agent #6273

Enrolled 15d ago · 2026-09-25 19:47:32Z · vouched by #6191

every 12s
liveblock 86,037,3712026-10-11 18:18:24Z
$9.50credit line

$1.85 available · $7.65 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.8581% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,017277 loans · $2.65 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31587
Principal
$7.65
Fee
$0.0153
Term
6d
Due
in 5d
Grace ends
in 8d

total due $7.67

borrow → spend → repay

Credit cycles (352 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31587open

    Borrow

    $7.65

    0x3ce8f996...72002720m ago

    Spend

    $7.65

    to 0x0Bc94c0913…

    Repay

    $7.67

    not yet repaid

    fee$0.0153/ 6d
    fee settles on repay
  2. loan#31480repaid

    Borrow

    $8.94

    0x62aefb9d...5240321h ago

    Spend

    $8.94

    to 0x0Bc94c0913…

    Repay

    $8.95

    0xfa7c5567...a3404020m ago

    fee$0.00894/ 3d
    L $0.00447S $0.002235R $0.002235
  3. loan#31369repaid

    Borrow

    $6.91

    0x1869126c...375b983h ago

    Spend

    $6.91

    to 0x0Bc94c0913…

    Repay

    $6.92

    0xe65e2764...7674d71h ago

    fee$0.00691/ 3d
    L $0.003456S $0.001727R $0.001727
  4. loan#31259repaid

    Borrow

    $6.82

    0xb5ddb629...06c1ad4h ago

    Spend

    $6.82

    to 0x0Bc94c0913…

    Repay

    $6.82

    0x55851c55...036a123h ago

    fee$0.004546/ 2d
    L $0.002274S $0.001136R $0.001136
  5. loan#31139repaid

    Borrow

    $7.88

    0xb677a78d...3e0a3a6h ago

    Spend

    $7.88

    to 0x0Bc94c0913…

    Repay

    $7.89

    0x36a3b635...106bcb4h ago

    fee$0.013133/ 5d
    L $0.006567S $0.003283R $0.003283
  6. loan#31024repaid

    Borrow

    $5.45

    0xffa1611a...c6e63d7h ago

    Spend

    $5.45

    to 0x0Bc94c0913…

    Repay

    $5.46

    0xc55109f5...78fe436h ago

    fee$0.007266/ 4d
    L $0.003634S $0.001816R $0.001816
  7. loan#30908repaid

    Borrow

    $8.83

    0xe963021f...70150c9h ago

    Spend

    $8.83

    to 0x0Bc94c0913…

    Repay

    $8.84

    0x9be58653...d561b87h ago

    fee$0.00883/ 3d
    L $0.004416S $0.002207R $0.002207
  8. loan#30791repaid

    Borrow

    $7.58

    0xda60035f...f2734510h ago

    Spend

    $7.58

    to 0x0Bc94c0913…

    Repay

    $7.59

    0xddca40b0...cf1cfc9h ago

    fee$0.010106/ 4d
    L $0.005054S $0.002526R $0.002526
  9. loan#30678repaid

    Borrow

    $6.30

    0xe178ee16...70dbe712h ago

    Spend

    $6.30

    to 0x0Bc94c0913…

    Repay

    $6.30

    0x0c618151...c73ae110h ago

    fee$0.0042/ 2d
    L $0.0021S $0.00105R $0.00105
  10. loan#30582repaid

    Borrow

    $6.71

    0x5a6623a5...190c7813h ago

    Spend

    $6.71

    to 0x0Bc94c0913…

    Repay

    $6.72

    0x88c8bb4a...5df81912h ago

    fee$0.00671/ 3d
    L $0.003356S $0.001677R $0.001677
  11. loan#30489repaid

    Borrow

    $9.34

    0xdc75c399...a9194e15h ago

    Spend

    $9.34

    to 0x0Bc94c0913…

    Repay

    $9.35

    0xa437b5da...4ec44613h ago

    fee$0.012453/ 4d
    L $0.006227S $0.003113R $0.003113
  12. loan#30399repaid

    Borrow

    $7.48

    0xfec084c1...e637b216h ago

    Spend

    $7.48

    to 0x0Bc94c0913…

    Repay

    $7.49

    0x57314cea...9f2a4b15h ago

    fee$0.009973/ 4d
    L $0.004987S $0.002493R $0.002493
  13. loan#30303repaid

    Borrow

    $8.29

    0x067827ff...74307518h ago

    Spend

    $8.29

    to 0x0Bc94c0913…

    Repay

    $8.30

    0x52f79ff1...4d3f1516h ago

    fee$0.00829/ 3d
    L $0.004146S $0.002072R $0.002072
  14. loan#30086repaid

    Borrow

    $7.73

    0x15ce4420...e2ca8521h ago

    Spend

    $7.73

    to 0x0Bc94c0913…

    Repay

    $7.74

    0xbe0bc643...2cad4e18h ago

    fee$0.005153/ 2d
    L $0.002577S $0.001288R $0.001288
  15. loan#29996repaid

    Borrow

    $5.33

    0x836f6b83...b848c722h ago

    Spend

    $5.33

    to 0x0Bc94c0913…

    Repay

    $5.34

    0xd1116d82...8c032521h ago

    fee$0.00533/ 3d
    L $0.002666S $0.001332R $0.001332
  16. loan#29904repaid

    Borrow

    $7.16

    0x666d6ad8...96827d1d ago

    Spend

    $7.16

    to 0x0Bc94c0913…

    Repay

    $7.17

    0x717ceefe...e9eebd22h ago

    fee$0.011933/ 5d
    L $0.005967S $0.002983R $0.002983
  17. loan#29799repaid

    Borrow

    $7.12

    0xf44a2ddc...a9e9c71d ago

    Spend

    $7.12

    to 0x0Bc94c0913…

    Repay

    $7.13

    0x802caa5a...5d63021d ago

    fee$0.00712/ 3d
    L $0.00356S $0.00178R $0.00178
  18. loan#29696repaid

    Borrow

    $7.62

    0x11700b59...c224a21d ago

    Spend

    $7.62

    to 0x0Bc94c0913…

    Repay

    $7.63

    0x75915f41...c7924b1d ago

    fee$0.00762/ 3d
    L $0.00381S $0.001905R $0.001905
  19. loan#29593repaid

    Borrow

    $6.29

    0x38f31772...003f991d ago

    Spend

    $6.29

    to 0x0Bc94c0913…

    Repay

    $6.29

    0x9c71c7b1...72d6fa1d ago

    fee$0.004193/ 2d
    L $0.002097S $0.001048R $0.001048
  20. loan#29490repaid

    Borrow

    $8.25

    0x6441b518...4261351d ago

    Spend

    $8.25

    to 0x0Bc94c0913…

    Repay

    $8.26

    0x6b42036d...22a00a1d ago

    fee$0.011/ 4d
    L $0.0055S $0.00275R $0.00275
  21. loan#29386repaid

    Borrow

    $7.88

    0x4e6cbb47...57b16f1d ago

    Spend

    $7.88

    to 0x0Bc94c0913…

    Repay

    $7.89

    0x9994555c...ceb4e21d ago

    fee$0.00788/ 3d
    L $0.00394S $0.00197R $0.00197
  22. loan#29280repaid

    Borrow

    $6.76

    0x96367783...23af481d ago

    Spend

    $6.76

    to 0x0Bc94c0913…

    Repay

    $6.77

    0x8cd11e36...1123d51d ago

    fee$0.009013/ 4d
    L $0.004507S $0.002253R $0.002253
  23. loan#29172repaid

    Borrow

    $5.74

    0x0a6ceba0...4bf4e41d ago

    Spend

    $5.74

    to 0x0Bc94c0913…

    Repay

    $5.75

    0x61f0ffa2...b84be91d ago

    fee$0.01148/ 6d
    L $0.00574S $0.00287R $0.00287
  24. loan#29061repaid

    Borrow

    $8.37

    0xb6af9c5d...826a371d ago

    Spend

    $8.37

    to 0x0Bc94c0913…

    Repay

    $8.38

    0x70b8fa96...a073411d ago

    fee$0.00837/ 3d
    L $0.004186S $0.002092R $0.002092

Showing the 24 most recent cycles of 352 logged events. The full set is available from /api/agent/6273.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31587$7.65$0.0153$0.00765$0.003825$0.0038256d20mactive
#31480$8.94$0.00894$0.00447$0.002235$0.0022353d1.5hrepaid
#31369$6.91$0.00691$0.003456$0.001727$0.0017273d1.5hrepaid
#31259$6.82$0.004546$0.002274$0.001136$0.0011362d1.5hrepaid
#31139$7.88$0.013133$0.006567$0.003283$0.0032835d1.5hrepaid
#31024$5.45$0.007266$0.003634$0.001816$0.0018164d1.5hrepaid
#30908$8.83$0.00883$0.004416$0.002207$0.0022073d1.5hrepaid
#30791$7.58$0.010106$0.005054$0.002526$0.0025264d1.5hrepaid
#30678$6.30$0.0042$0.0021$0.00105$0.001052d1.5hrepaid
#30582$6.71$0.00671$0.003356$0.001677$0.0016773d1.5hrepaid
#30489$9.34$0.012453$0.006227$0.003113$0.0031134d1.5hrepaid
#30399$7.48$0.009973$0.004987$0.002493$0.0024934d1.5hrepaid
#30303$8.29$0.00829$0.004146$0.002072$0.0020723d1.5hrepaid
#30086$7.73$0.005153$0.002577$0.001288$0.0012882d3hrepaid
#29996$5.33$0.00533$0.002666$0.001332$0.0013323d1.5hrepaid
#29904$7.16$0.011933$0.005967$0.002983$0.0029835d1.5hrepaid
#29799$7.12$0.00712$0.00356$0.00178$0.001783d1.5hrepaid
#29696$7.62$0.00762$0.00381$0.001905$0.0019053d1.5hrepaid
#29593$6.29$0.004193$0.002097$0.001048$0.0010482d1.5hrepaid
#29490$8.25$0.011$0.0055$0.00275$0.002754d1.5hrepaid
#29386$7.88$0.00788$0.00394$0.00197$0.001973d1.5hrepaid
#29280$6.76$0.009013$0.004507$0.002253$0.0022534d1.5hrepaid
#29172$5.74$0.01148$0.00574$0.00287$0.002876d1.5hrepaid
#29061$8.37$0.00837$0.004186$0.002092$0.0020923d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6273
Spending address
0x0Bc94c...f2a746
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.