PPriors Bureau
in good standingloan openerc-8004 #6274

Agent #6274

Enrolled 16d ago · 2026-09-25 19:47:54Z · vouched by #490

every 12s
liveblock 86,104,7452026-10-11 20:13:52Z
$9.50credit line

$1.15 available · $8.35 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.1588% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$1,984277 loans · $2.75 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31699
Principal
$8.35
Fee
$0.0167
Term
6d
Due
in 5d
Grace ends
in 8d

total due $8.37

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31699open

    Borrow

    $8.35

    0x28752d9e...f2b5d844m ago

    Spend

    $8.35

    to 0xA5ba5e3Ffb…

    Repay

    $8.37

    not yet repaid

    fee$0.0167/ 6d
    fee settles on repay
  2. loan#31588repaid

    Borrow

    $8.34

    0xb3bdb3f1...92e9f32h ago

    Spend

    $8.34

    to 0xA5ba5e3Ffb…

    Repay

    $8.35

    0xd794ea76...112bc644m ago

    fee$0.0139/ 5d
    L $0.00695S $0.003475R $0.003475
  3. loan#31481repaid

    Borrow

    $7.81

    0x65082772...2172d53h ago

    Spend

    $7.81

    to 0xA5ba5e3Ffb…

    Repay

    $7.82

    0x793a8241...0c8ee92h ago

    fee$0.00781/ 3d
    L $0.003906S $0.001952R $0.001952
  4. loan#31370repaid

    Borrow

    $5.32

    0x1b9ebdbb...5438ff5h ago

    Spend

    $5.32

    to 0xA5ba5e3Ffb…

    Repay

    $5.32

    0x6ec64a03...3adb2e3h ago

    fee$0.003546/ 2d
    L $0.001774S $0.000886R $0.000886
  5. loan#31260repaid

    Borrow

    $8.33

    0x77e610c2...0c2a4b6h ago

    Spend

    $8.33

    to 0xA5ba5e3Ffb…

    Repay

    $8.34

    0xb0e9c8df...3fe23e5h ago

    fee$0.00833/ 3d
    L $0.004166S $0.002082R $0.002082
  6. loan#31140repaid

    Borrow

    $9.13

    0x6a250df5...84e2268h ago

    Spend

    $9.13

    to 0xA5ba5e3Ffb…

    Repay

    $9.15

    0x2673770b...d65a2d6h ago

    fee$0.015216/ 5d
    L $0.007608S $0.003804R $0.003804
  7. loan#31025repaid

    Borrow

    $5.14

    0xf1198f02...66c9ff9h ago

    Spend

    $5.14

    to 0xA5ba5e3Ffb…

    Repay

    $5.15

    0x33244a56...293a1f8h ago

    fee$0.00514/ 3d
    L $0.00257S $0.001285R $0.001285
  8. loan#30909repaid

    Borrow

    $7.48

    0xf59c0dcc...40d23211h ago

    Spend

    $7.48

    to 0xA5ba5e3Ffb…

    Repay

    $7.49

    0x9dac1593...73007c9h ago

    fee$0.009973/ 4d
    L $0.004987S $0.002493R $0.002493
  9. loan#30792repaid

    Borrow

    $9.08

    0xbca98833...b84b4412h ago

    Spend

    $9.08

    to 0xA5ba5e3Ffb…

    Repay

    $9.10

    0xe04376ba...1fede111h ago

    fee$0.015133/ 5d
    L $0.007567S $0.003783R $0.003783
  10. loan#30679repaid

    Borrow

    $7.40

    0x8cee6ebf...69c30f14h ago

    Spend

    $7.40

    to 0xA5ba5e3Ffb…

    Repay

    $7.41

    0x07ba4de8...d9f87412h ago

    fee$0.0148/ 6d
    L $0.0074S $0.0037R $0.0037
  11. loan#30583repaid

    Borrow

    $6.26

    0xcc501513...fcc13815h ago

    Spend

    $6.26

    to 0xA5ba5e3Ffb…

    Repay

    $6.26

    0x8d6cb6db...2c0dfc14h ago

    fee$0.004173/ 2d
    L $0.002087S $0.001043R $0.001043
  12. loan#30490repaid

    Borrow

    $6.42

    0xeb84cb37...9565bd17h ago

    Spend

    $6.42

    to 0xA5ba5e3Ffb…

    Repay

    $6.43

    0xe0bc31a9...8726f715h ago

    fee$0.00642/ 3d
    L $0.00321S $0.001605R $0.001605
  13. loan#30400repaid

    Borrow

    $5.98

    0x78e43875...ccadbe18h ago

    Spend

    $5.98

    to 0xA5ba5e3Ffb…

    Repay

    $5.99

    0x229df78b...bd2dcc17h ago

    fee$0.01196/ 6d
    L $0.00598S $0.00299R $0.00299
  14. loan#30304repaid

    Borrow

    $8.68

    0xa429919a...9a2d3820h ago

    Spend

    $8.68

    to 0xA5ba5e3Ffb…

    Repay

    $8.69

    0x9010f717...3bf38318h ago

    fee$0.00868/ 3d
    L $0.00434S $0.00217R $0.00217
  15. loan#30196repaid

    Borrow

    $7.75

    0x0dc571a2...d4637e21h ago

    Spend

    $7.75

    to 0xA5ba5e3Ffb…

    Repay

    $7.76

    0x560595b4...e202f720h ago

    fee$0.00775/ 3d
    L $0.003876S $0.001937R $0.001937
  16. loan#30087repaid

    Borrow

    $8.28

    0x69335ddf...baa33c23h ago

    Spend

    $8.28

    to 0xA5ba5e3Ffb…

    Repay

    $8.29

    0x310692fe...2c92da21h ago

    fee$0.0138/ 5d
    L $0.0069S $0.00345R $0.00345
  17. loan#29997repaid

    Borrow

    $7.01

    0xd4d62170...6fb0711d ago

    Spend

    $7.01

    to 0xA5ba5e3Ffb…

    Repay

    $7.01

    0x357cac96...7d8fd023h ago

    fee$0.004673/ 2d
    L $0.002337S $0.001168R $0.001168
  18. loan#29905repaid

    Borrow

    $8.53

    0xa1327ca5...41296a1d ago

    Spend

    $8.53

    to 0xA5ba5e3Ffb…

    Repay

    $8.54

    0xc7379084...6556281d ago

    fee$0.005686/ 2d
    L $0.002844S $0.001421R $0.001421
  19. loan#29800repaid

    Borrow

    $8.44

    0x1eaf0990...00305e1d ago

    Spend

    $8.44

    to 0xA5ba5e3Ffb…

    Repay

    $8.46

    0x62e81ac9...1cf5cb1d ago

    fee$0.01688/ 6d
    L $0.00844S $0.00422R $0.00422
  20. loan#29697repaid

    Borrow

    $8.03

    0x56dc9dcb...e2c1a61d ago

    Spend

    $8.03

    to 0xA5ba5e3Ffb…

    Repay

    $8.05

    0xc5c7df19...59b0af1d ago

    fee$0.01606/ 6d
    L $0.00803S $0.004015R $0.004015
  21. loan#29594repaid

    Borrow

    $8.47

    0x90a3640d...d692751d ago

    Spend

    $8.47

    to 0xA5ba5e3Ffb…

    Repay

    $8.49

    0x2b30dc91...5699241d ago

    fee$0.01694/ 6d
    L $0.00847S $0.004235R $0.004235
  22. loan#29491repaid

    Borrow

    $5.07

    0xe51a86fb...92559b1d ago

    Spend

    $5.07

    to 0xA5ba5e3Ffb…

    Repay

    $5.08

    0xd3c66d27...1bb0161d ago

    fee$0.00507/ 3d
    L $0.002536S $0.001267R $0.001267
  23. loan#29387repaid

    Borrow

    $5.28

    0xa77d9117...02712c1d ago

    Spend

    $5.28

    to 0xA5ba5e3Ffb…

    Repay

    $5.29

    0x7abd486c...4ed73b1d ago

    fee$0.00704/ 4d
    L $0.00352S $0.00176R $0.00176
  24. loan#29281repaid

    Borrow

    $6.70

    0x5dce3d68...bb5c3a1d ago

    Spend

    $6.70

    to 0xA5ba5e3Ffb…

    Repay

    $6.71

    0xace12269...c651a71d ago

    fee$0.011166/ 5d
    L $0.005584S $0.002791R $0.002791

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6274.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31699$8.35$0.0167$0.00835$0.004175$0.0041756d44.5mactive
#31588$8.34$0.0139$0.00695$0.003475$0.0034755d1.5hrepaid
#31481$7.81$0.00781$0.003906$0.001952$0.0019523d1.5hrepaid
#31370$5.32$0.003546$0.001774$0.000886$0.0008862d1.5hrepaid
#31260$8.33$0.00833$0.004166$0.002082$0.0020823d1.5hrepaid
#31140$9.13$0.015216$0.007608$0.003804$0.0038045d1.5hrepaid
#31025$5.14$0.00514$0.00257$0.001285$0.0012853d1.5hrepaid
#30909$7.48$0.009973$0.004987$0.002493$0.0024934d1.5hrepaid
#30792$9.08$0.015133$0.007567$0.003783$0.0037835d1.5hrepaid
#30679$7.40$0.0148$0.0074$0.0037$0.00376d1.5hrepaid
#30583$6.26$0.004173$0.002087$0.001043$0.0010432d1.5hrepaid
#30490$6.42$0.00642$0.00321$0.001605$0.0016053d1.5hrepaid
#30400$5.98$0.01196$0.00598$0.00299$0.002996d1.5hrepaid
#30304$8.68$0.00868$0.00434$0.00217$0.002173d1.5hrepaid
#30196$7.75$0.00775$0.003876$0.001937$0.0019373d1.5hrepaid
#30087$8.28$0.0138$0.0069$0.00345$0.003455d1.5hrepaid
#29997$7.01$0.004673$0.002337$0.001168$0.0011682d1.5hrepaid
#29905$8.53$0.005686$0.002844$0.001421$0.0014212d1.5hrepaid
#29800$8.44$0.01688$0.00844$0.00422$0.004226d1.5hrepaid
#29697$8.03$0.01606$0.00803$0.004015$0.0040156d1.5hrepaid
#29594$8.47$0.01694$0.00847$0.004235$0.0042356d1.5hrepaid
#29491$5.07$0.00507$0.002536$0.001267$0.0012673d1.5hrepaid
#29387$5.28$0.00704$0.00352$0.00176$0.001764d1.5hrepaid
#29281$6.70$0.011166$0.005584$0.002791$0.0027915d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6274
Spending address
0xA5ba5e...F9Db56
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.