PPriors Bureau
in good standingloan openerc-8004 #6275

Agent #6275

Enrolled 15d ago · 2026-09-25 19:48:19Z · vouched by #6191

every 12s
liveblock 86,071,5982026-10-11 19:16:57Z
$9.50credit line

$1.78 available · $7.72 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.7881% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,007275 loans · $2.63 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.2 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31590
Principal
$7.72
Fee
$0.01544
Term
6d
Due
in 5d
Grace ends
in 8d

total due $7.74

borrow → spend → repay

Credit cycles (342 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31590open

    Borrow

    $7.72

    0xb44fd8d3...5340fc1h ago

    Spend

    $7.72

    to 0x2660502A4F…

    Repay

    $7.74

    not yet repaid

    fee$0.01544/ 6d
    fee settles on repay
  2. loan#31483repaid

    Borrow

    $6.64

    0x8285cc3b...c90b092h ago

    Spend

    $6.64

    to 0x2660502A4F…

    Repay

    $6.65

    0x0c5d7155...5f2b831h ago

    fee$0.00664/ 3d
    L $0.00332S $0.00166R $0.00166
  3. loan#31373repaid

    Borrow

    $8.93

    0x04f4892c...aa3b5a4h ago

    Spend

    $8.93

    to 0x2660502A4F…

    Repay

    $8.94

    0x13d9b0d6...d06dde2h ago

    fee$0.011906/ 4d
    L $0.005954S $0.002976R $0.002976
  4. loan#31262repaid

    Borrow

    $6.54

    0xbf73e556...de69765h ago

    Spend

    $6.54

    to 0x2660502A4F…

    Repay

    $6.55

    0x7ce2f6b4...e06e7f4h ago

    fee$0.0109/ 5d
    L $0.00545S $0.002725R $0.002725
  5. loan#31148repaid

    Borrow

    $7.34

    0x2b595ed5...3d6a8c7h ago

    Spend

    $7.34

    to 0x2660502A4F…

    Repay

    $7.35

    0x91b05c83...3153a15h ago

    fee$0.00734/ 3d
    L $0.00367S $0.001835R $0.001835
  6. loan#31027repaid

    Borrow

    $7.07

    0x8447935c...d3a5698h ago

    Spend

    $7.07

    to 0x2660502A4F…

    Repay

    $7.08

    0x224df6c3...c164707h ago

    fee$0.009426/ 4d
    L $0.004714S $0.002356R $0.002356
  7. loan#30913repaid

    Borrow

    $6.21

    0x2fc2ef62...945c8610h ago

    Spend

    $6.21

    to 0x2660502A4F…

    Repay

    $6.22

    0x6d0adf59...4d230f8h ago

    fee$0.01035/ 5d
    L $0.005176S $0.002587R $0.002587
  8. loan#30794repaid

    Borrow

    $5.85

    0x425f77a6...71ac9611h ago

    Spend

    $5.85

    to 0x2660502A4F…

    Repay

    $5.86

    0x2ac02ab4...e67e8710h ago

    fee$0.00585/ 3d
    L $0.002926S $0.001462R $0.001462
  9. loan#30682repaid

    Borrow

    $8.40

    0x66a9bf7f...ef713313h ago

    Spend

    $8.40

    to 0x2660502A4F…

    Repay

    $8.41

    0xbad483b1...c8cd4b11h ago

    fee$0.014/ 5d
    L $0.007S $0.0035R $0.0035
  10. loan#30401repaid

    Borrow

    $7.74

    0x1ce11e5d...065d6717h ago

    Spend

    $7.74

    to 0x2660502A4F…

    Repay

    $7.76

    0x41a0c08e...020fa913h ago

    fee$0.01548/ 6d
    L $0.00774S $0.00387R $0.00387
  11. loan#30090repaid

    Borrow

    $6.70

    0x3237a411...82c91122h ago

    Spend

    $6.70

    to 0x2660502A4F…

    Repay

    $6.70

    0x3a6bdfac...6cb25617h ago

    fee$0.004466/ 2d
    L $0.002234S $0.001116R $0.001116
  12. loan#29998repaid

    Borrow

    $9.18

    0xfbd77045...13938123h ago

    Spend

    $9.18

    to 0x2660502A4F…

    Repay

    $9.19

    0xeb5e3349...cc5d2822h ago

    fee$0.00612/ 2d
    L $0.00306S $0.00153R $0.00153
  13. loan#29906repaid

    Borrow

    $5.92

    0xf0d18a4a...a2cc911d ago

    Spend

    $5.92

    to 0x2660502A4F…

    Repay

    $5.93

    0xebccffcd...7ec38123h ago

    fee$0.00592/ 3d
    L $0.00296S $0.00148R $0.00148
  14. loan#29801repaid

    Borrow

    $8.85

    0xf9d988d8...b798191d ago

    Spend

    $8.85

    to 0x2660502A4F…

    Repay

    $8.86

    0x088233a6...b170ad1d ago

    fee$0.01475/ 5d
    L $0.007376S $0.003687R $0.003687
  15. loan#29698repaid

    Borrow

    $5.48

    0x9964a063...b866a01d ago

    Spend

    $5.48

    to 0x2660502A4F…

    Repay

    $5.49

    0x61f8b2f8...5ee5141d ago

    fee$0.007306/ 4d
    L $0.003654S $0.001826R $0.001826
  16. loan#29595repaid

    Borrow

    $6.15

    0xc7238088...1342ee1d ago

    Spend

    $6.15

    to 0x2660502A4F…

    Repay

    $6.16

    0x2e309182...bbcdaf1d ago

    fee$0.0082/ 4d
    L $0.0041S $0.00205R $0.00205
  17. loan#29492repaid

    Borrow

    $5.52

    0x30ba30b5...834abf1d ago

    Spend

    $5.52

    to 0x2660502A4F…

    Repay

    $5.53

    0xd797f624...28f6211d ago

    fee$0.0092/ 5d
    L $0.0046S $0.0023R $0.0023
  18. loan#29388repaid

    Borrow

    $8.62

    0xde7469cc...6ba2781d ago

    Spend

    $8.62

    to 0x2660502A4F…

    Repay

    $8.63

    0x058b15ce...d299e61d ago

    fee$0.011493/ 4d
    L $0.005747S $0.002873R $0.002873
  19. loan#29283repaid

    Borrow

    $5.79

    0xd02f3638...0011b71d ago

    Spend

    $5.79

    to 0x2660502A4F…

    Repay

    $5.79

    0x614a844e...9771c61d ago

    fee$0.00386/ 2d
    L $0.00193S $0.000965R $0.000965
  20. loan#29174repaid

    Borrow

    $5.97

    0x7a95a8db...da2c361d ago

    Spend

    $5.97

    to 0x2660502A4F…

    Repay

    $5.98

    0xdfc39ffc...cca3951d ago

    fee$0.00796/ 4d
    L $0.00398S $0.00199R $0.00199
  21. loan#29064repaid

    Borrow

    $6.11

    0xde21d53b...3819b21d ago

    Spend

    $6.11

    to 0x2660502A4F…

    Repay

    $6.12

    0xbd003872...8996be1d ago

    fee$0.008146/ 4d
    L $0.004074S $0.002036R $0.002036
  22. loan#28955repaid

    Borrow

    $8.10

    0xc585ed5d...4a7a121d ago

    Spend

    $8.10

    to 0x2660502A4F…

    Repay

    $8.11

    0xf09ec6bb...5d44511d ago

    fee$0.0081/ 3d
    L $0.00405S $0.002025R $0.002025
  23. loan#28840repaid

    Borrow

    $7.55

    0xa4cb4708...2333261d ago

    Spend

    $7.55

    to 0x2660502A4F…

    Repay

    $7.56

    0x004ff251...cd22b51d ago

    fee$0.005033/ 2d
    L $0.002517S $0.001258R $0.001258
  24. loan#28730repaid

    Borrow

    $8.29

    0x8a87cf3b...960a431d ago

    Spend

    $8.29

    to 0x2660502A4F…

    Repay

    $8.30

    0xf8c8984d...f401001d ago

    fee$0.011053/ 4d
    L $0.005527S $0.002763R $0.002763

Showing the 24 most recent cycles of 342 logged events. The full set is available from /api/agent/6275.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31590$7.72$0.01544$0.00772$0.00386$0.003866d1.3hactive
#31483$6.64$0.00664$0.00332$0.00166$0.001663d1.5hrepaid
#31373$8.93$0.011906$0.005954$0.002976$0.0029764d1.5hrepaid
#31262$6.54$0.0109$0.00545$0.002725$0.0027255d1.5hrepaid
#31148$7.34$0.00734$0.00367$0.001835$0.0018353d1.5hrepaid
#31027$7.07$0.009426$0.004714$0.002356$0.0023564d1.5hrepaid
#30913$6.21$0.01035$0.005176$0.002587$0.0025875d1.5hrepaid
#30794$5.85$0.00585$0.002926$0.001462$0.0014623d1.5hrepaid
#30682$8.40$0.014$0.007$0.0035$0.00355d1.5hrepaid
#30401$7.74$0.01548$0.00774$0.00387$0.003876d4.5hrepaid
#30090$6.70$0.004466$0.002234$0.001116$0.0011162d4.5hrepaid
#29998$9.18$0.00612$0.00306$0.00153$0.001532d1.5hrepaid
#29906$5.92$0.00592$0.00296$0.00148$0.001483d1.5hrepaid
#29801$8.85$0.01475$0.007376$0.003687$0.0036875d1.5hrepaid
#29698$5.48$0.007306$0.003654$0.001826$0.0018264d1.5hrepaid
#29595$6.15$0.0082$0.0041$0.00205$0.002054d1.5hrepaid
#29492$5.52$0.0092$0.0046$0.0023$0.00235d1.5hrepaid
#29388$8.62$0.011493$0.005747$0.002873$0.0028734d1.5hrepaid
#29283$5.79$0.00386$0.00193$0.000965$0.0009652d1.5hrepaid
#29174$5.97$0.00796$0.00398$0.00199$0.001994d1.5hrepaid
#29064$6.11$0.008146$0.004074$0.002036$0.0020364d1.5hrepaid
#28955$8.10$0.0081$0.00405$0.002025$0.0020253d1.5hrepaid
#28840$7.55$0.005033$0.002517$0.001258$0.0012582d1.5hrepaid
#28730$8.29$0.011053$0.005527$0.002763$0.0027634d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6275
Spending address
0x266050...318b71
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.