PPriors Bureau
in good standingloan openerc-8004 #6276

Agent #6276

Enrolled 15d ago · 2026-09-25 19:48:39Z · vouched by #490

every 12s
liveblock 86,037,1372026-10-11 18:18:01Z
$9.50credit line

$1.44 available · $8.06 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.4485% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,983276 loans · $2.65 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31592
Principal
$8.06
Fee
$0.005373
Term
2d
Due
in 1d
Grace ends
in 4d

total due $8.07

borrow → spend → repay

Credit cycles (360 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31592open

    Borrow

    $8.06

    0xeba3c0d5...966c2f16m ago

    Spend

    $8.06

    to 0x2cEB7A4C3a…

    Repay

    $8.07

    not yet repaid

    fee$0.005373/ 2d
    fee settles on repay
  2. loan#31485repaid

    Borrow

    $7.65

    0x9643e584...c6d1481h ago

    Spend

    $7.65

    to 0x2cEB7A4C3a…

    Repay

    $7.66

    0xfa2c4dbc...27370916m ago

    fee$0.01275/ 5d
    L $0.006376S $0.003187R $0.003187
  3. loan#31375repaid

    Borrow

    $8.97

    0xbf2b3d55...f6c3d93h ago

    Spend

    $8.97

    to 0x2cEB7A4C3a…

    Repay

    $8.99

    0xbbfb3127...f64dc21h ago

    fee$0.01794/ 6d
    L $0.00897S $0.004485R $0.004485
  4. loan#31264repaid

    Borrow

    $7.94

    0x1b9bf14b...ea24174h ago

    Spend

    $7.94

    to 0x2cEB7A4C3a…

    Repay

    $7.95

    0xddeacffa...5fe55c3h ago

    fee$0.00794/ 3d
    L $0.00397S $0.001985R $0.001985
  5. loan#31150repaid

    Borrow

    $5.06

    0xc62dfee4...e8f2546h ago

    Spend

    $5.06

    to 0x2cEB7A4C3a…

    Repay

    $5.07

    0x9fab3e5b...0551074h ago

    fee$0.00506/ 3d
    L $0.00253S $0.001265R $0.001265
  6. loan#31029repaid

    Borrow

    $5.30

    0xd3c0242d...d708147h ago

    Spend

    $5.30

    to 0x2cEB7A4C3a…

    Repay

    $5.31

    0xb49c0794...b40b216h ago

    fee$0.0053/ 3d
    L $0.00265S $0.001325R $0.001325
  7. loan#30915repaid

    Borrow

    $5.58

    0x850e4649...760be69h ago

    Spend

    $5.58

    to 0x2cEB7A4C3a…

    Repay

    $5.59

    0x42048c84...b44eb17h ago

    fee$0.0093/ 5d
    L $0.00465S $0.002325R $0.002325
  8. loan#30796repaid

    Borrow

    $5.59

    0xb28119fd...e8b60110h ago

    Spend

    $5.59

    to 0x2cEB7A4C3a…

    Repay

    $5.60

    0x3665bb44...f37c579h ago

    fee$0.00559/ 3d
    L $0.002796S $0.001397R $0.001397
  9. loan#30684repaid

    Borrow

    $6.00

    0xe19f0020...5ad4f012h ago

    Spend

    $6.00

    to 0x2cEB7A4C3a…

    Repay

    $6.01

    0x1f42c8d1...11fe8010h ago

    fee$0.01/ 5d
    L $0.005S $0.0025R $0.0025
  10. loan#30586repaid

    Borrow

    $8.67

    0x577dd248...9bc8db13h ago

    Spend

    $8.67

    to 0x2cEB7A4C3a…

    Repay

    $8.68

    0x62bd208f...903bc812h ago

    fee$0.01445/ 5d
    L $0.007226S $0.003612R $0.003612
  11. loan#30494repaid

    Borrow

    $5.97

    0xa988cd66...c165b415h ago

    Spend

    $5.97

    to 0x2cEB7A4C3a…

    Repay

    $5.98

    0x60788c66...d4db9713h ago

    fee$0.00995/ 5d
    L $0.004976S $0.002487R $0.002487
  12. loan#30403repaid

    Borrow

    $7.40

    0xf985f88a...dfef0a16h ago

    Spend

    $7.40

    to 0x2cEB7A4C3a…

    Repay

    $7.41

    0x846641d0...ebb73f15h ago

    fee$0.009866/ 4d
    L $0.004934S $0.002466R $0.002466
  13. loan#30307repaid

    Borrow

    $9.20

    0x04a7a850...1d3a7c18h ago

    Spend

    $9.20

    to 0x2cEB7A4C3a…

    Repay

    $9.21

    0x3b233a8b...57a7a416h ago

    fee$0.012266/ 4d
    L $0.006134S $0.003066R $0.003066
  14. loan#30198repaid

    Borrow

    $7.24

    0x887d879d...19c44719h ago

    Spend

    $7.24

    to 0x2cEB7A4C3a…

    Repay

    $7.25

    0xfed75bc9...21ffe818h ago

    fee$0.012066/ 5d
    L $0.006034S $0.003016R $0.003016
  15. loan#30092repaid

    Borrow

    $6.30

    0xc173dc24...3184f221h ago

    Spend

    $6.30

    to 0x2cEB7A4C3a…

    Repay

    $6.30

    0x2702d366...148b2c19h ago

    fee$0.0042/ 2d
    L $0.0021S $0.00105R $0.00105
  16. loan#30000repaid

    Borrow

    $8.99

    0xbc400505...58d08222h ago

    Spend

    $8.99

    to 0x2cEB7A4C3a…

    Repay

    $9.00

    0xb866ba8f...8241a821h ago

    fee$0.005993/ 2d
    L $0.002997S $0.001498R $0.001498
  17. loan#29908repaid

    Borrow

    $8.18

    0x08d837c8...83881b1d ago

    Spend

    $8.18

    to 0x2cEB7A4C3a…

    Repay

    $8.20

    0xeba469c6...c096c322h ago

    fee$0.01636/ 6d
    L $0.00818S $0.00409R $0.00409
  18. loan#29803repaid

    Borrow

    $8.82

    0x60962f86...6b3e2e1d ago

    Spend

    $8.82

    to 0x2cEB7A4C3a…

    Repay

    $8.83

    0x6bc83d82...f68ff51d ago

    fee$0.00882/ 3d
    L $0.00441S $0.002205R $0.002205
  19. loan#29700repaid

    Borrow

    $5.11

    0xe0a8c5a4...a329e81d ago

    Spend

    $5.11

    to 0x2cEB7A4C3a…

    Repay

    $5.12

    0x2eeb76ff...bbbe4a1d ago

    fee$0.00511/ 3d
    L $0.002556S $0.001277R $0.001277
  20. loan#29597repaid

    Borrow

    $9.15

    0xabecc023...d6bbd21d ago

    Spend

    $9.15

    to 0x2cEB7A4C3a…

    Repay

    $9.17

    0x560c9db1...c88a201d ago

    fee$0.0183/ 6d
    L $0.00915S $0.004575R $0.004575
  21. loan#29494repaid

    Borrow

    $7.35

    0x89221c4f...b78cb31d ago

    Spend

    $7.35

    to 0x2cEB7A4C3a…

    Repay

    $7.36

    0xcc5edd3f...8f22b91d ago

    fee$0.00735/ 3d
    L $0.003676S $0.001837R $0.001837
  22. loan#29390repaid

    Borrow

    $5.49

    0x2814479d...d25dde1d ago

    Spend

    $5.49

    to 0x2cEB7A4C3a…

    Repay

    $5.50

    0xa68a6ce1...9511791d ago

    fee$0.00915/ 5d
    L $0.004576S $0.002287R $0.002287
  23. loan#29285repaid

    Borrow

    $7.65

    0x0e9d86d7...662d311d ago

    Spend

    $7.65

    to 0x2cEB7A4C3a…

    Repay

    $7.66

    0x9f4e6586...f56b591d ago

    fee$0.0102/ 4d
    L $0.0051S $0.00255R $0.00255
  24. loan#29176repaid

    Borrow

    $5.04

    0xbdd40a40...bf0e6d1d ago

    Spend

    $5.04

    to 0x2cEB7A4C3a…

    Repay

    $5.04

    0x4c692bb2...63683d1d ago

    fee$0.00336/ 2d
    L $0.00168S $0.00084R $0.00084

Showing the 24 most recent cycles of 360 logged events. The full set is available from /api/agent/6276.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31592$8.06$0.005373$0.002687$0.001343$0.0013432d16.6mactive
#31485$7.65$0.01275$0.006376$0.003187$0.0031875d1.5hrepaid
#31375$8.97$0.01794$0.00897$0.004485$0.0044856d1.5hrepaid
#31264$7.94$0.00794$0.00397$0.001985$0.0019853d1.5hrepaid
#31150$5.06$0.00506$0.00253$0.001265$0.0012653d1.5hrepaid
#31029$5.30$0.0053$0.00265$0.001325$0.0013253d1.5hrepaid
#30915$5.58$0.0093$0.00465$0.002325$0.0023255d1.5hrepaid
#30796$5.59$0.00559$0.002796$0.001397$0.0013973d1.5hrepaid
#30684$6.00$0.01$0.005$0.0025$0.00255d1.5hrepaid
#30586$8.67$0.01445$0.007226$0.003612$0.0036125d1.5hrepaid
#30494$5.97$0.00995$0.004976$0.002487$0.0024875d1.5hrepaid
#30403$7.40$0.009866$0.004934$0.002466$0.0024664d1.5hrepaid
#30307$9.20$0.012266$0.006134$0.003066$0.0030664d1.5hrepaid
#30198$7.24$0.012066$0.006034$0.003016$0.0030165d1.5hrepaid
#30092$6.30$0.0042$0.0021$0.00105$0.001052d1.5hrepaid
#30000$8.99$0.005993$0.002997$0.001498$0.0014982d1.5hrepaid
#29908$8.18$0.01636$0.00818$0.00409$0.004096d1.5hrepaid
#29803$8.82$0.00882$0.00441$0.002205$0.0022053d1.5hrepaid
#29700$5.11$0.00511$0.002556$0.001277$0.0012773d1.5hrepaid
#29597$9.15$0.0183$0.00915$0.004575$0.0045756d1.5hrepaid
#29494$7.35$0.00735$0.003676$0.001837$0.0018373d1.5hrepaid
#29390$5.49$0.00915$0.004576$0.002287$0.0022875d1.5hrepaid
#29285$7.65$0.0102$0.0051$0.00255$0.002554d1.5hrepaid
#29176$5.04$0.00336$0.00168$0.00084$0.000842d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6276
Spending address
0x2cEB7A...2CFEB7
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.