PPriors Bureau
in good standingloan openerc-8004 #6277

Agent #6277

Enrolled 15d ago · 2026-09-25 19:49:00Z · vouched by #6191

every 12s
liveblock 86,037,5002026-10-11 18:18:37Z
$9.50credit line

$4.27 available · $5.23 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$4.2755% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,953272 loans · $2.59 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    110.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31594
Principal
$5.23
Fee
$0.006973
Term
4d
Due
in 3d
Grace ends
in 6d

total due $5.24

borrow → spend → repay

Credit cycles (348 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31594open

    Borrow

    $5.23

    0xe370d99e...1596d816m ago

    Spend

    $5.23

    to 0x138a7aD4A7…

    Repay

    $5.24

    not yet repaid

    fee$0.006973/ 4d
    fee settles on repay
  2. loan#31487repaid

    Borrow

    $7.34

    0x2bfca294...e5c7ca1h ago

    Spend

    $7.34

    to 0x138a7aD4A7…

    Repay

    $7.35

    0xf2505d1e...b1e80916m ago

    fee$0.00734/ 3d
    L $0.00367S $0.001835R $0.001835
  3. loan#31377repaid

    Borrow

    $7.33

    0xa1584c22...6eb0e03h ago

    Spend

    $7.33

    to 0x138a7aD4A7…

    Repay

    $7.34

    0x5be662bb...ff81ae1h ago

    fee$0.00733/ 3d
    L $0.003666S $0.001832R $0.001832
  4. loan#31266repaid

    Borrow

    $9.31

    0x58c64c16...90138d4h ago

    Spend

    $9.31

    to 0x138a7aD4A7…

    Repay

    $9.32

    0xdc50fca2...1d339c3h ago

    fee$0.012413/ 4d
    L $0.006207S $0.003103R $0.003103
  5. loan#31152repaid

    Borrow

    $7.87

    0x5176f83f...d200056h ago

    Spend

    $7.87

    to 0x138a7aD4A7…

    Repay

    $7.88

    0x3bb32109...a94ee64h ago

    fee$0.010493/ 4d
    L $0.005247S $0.002623R $0.002623
  6. loan#31031repaid

    Borrow

    $8.21

    0x0a6d6d85...8d3e927h ago

    Spend

    $8.21

    to 0x138a7aD4A7…

    Repay

    $8.22

    0xf9938403...6264b26h ago

    fee$0.010946/ 4d
    L $0.005474S $0.002736R $0.002736
  7. loan#30917repaid

    Borrow

    $7.30

    0x843fe4ff...a97b819h ago

    Spend

    $7.30

    to 0x138a7aD4A7…

    Repay

    $7.31

    0xc37584b8...d7d6327h ago

    fee$0.0146/ 6d
    L $0.0073S $0.00365R $0.00365
  8. loan#30798repaid

    Borrow

    $5.63

    0x2962ae16...1ee40b10h ago

    Spend

    $5.63

    to 0x138a7aD4A7…

    Repay

    $5.63

    0x818d0a3d...29fa409h ago

    fee$0.003753/ 2d
    L $0.001877S $0.000938R $0.000938
  9. loan#30686repaid

    Borrow

    $8.96

    0xa6e38a3b...73ad7c12h ago

    Spend

    $8.96

    to 0x138a7aD4A7…

    Repay

    $8.97

    0x3ba6df2c...8ac0e910h ago

    fee$0.00896/ 3d
    L $0.00448S $0.00224R $0.00224
  10. loan#30588repaid

    Borrow

    $6.56

    0x3aeefe11...f293b613h ago

    Spend

    $6.56

    to 0x138a7aD4A7…

    Repay

    $6.57

    0xb863cb78...c92a9112h ago

    fee$0.01312/ 6d
    L $0.00656S $0.00328R $0.00328
  11. loan#30497repaid

    Borrow

    $7.59

    0x7025613f...91f81015h ago

    Spend

    $7.59

    to 0x138a7aD4A7…

    Repay

    $7.60

    0xd358dd88...408dd413h ago

    fee$0.00506/ 2d
    L $0.00253S $0.001265R $0.001265
  12. loan#30405repaid

    Borrow

    $5.36

    0xe81e245a...9ab50e16h ago

    Spend

    $5.36

    to 0x138a7aD4A7…

    Repay

    $5.37

    0xdc791b94...15917715h ago

    fee$0.007146/ 4d
    L $0.003574S $0.001786R $0.001786
  13. loan#30309repaid

    Borrow

    $6.01

    0x35730399...27e5be18h ago

    Spend

    $6.01

    to 0x138a7aD4A7…

    Repay

    $6.02

    0xbe93167b...8e63eb16h ago

    fee$0.008013/ 4d
    L $0.004007S $0.002003R $0.002003
  14. loan#30200repaid

    Borrow

    $8.77

    0x668cd320...12344719h ago

    Spend

    $8.77

    to 0x138a7aD4A7…

    Repay

    $8.79

    0xb78ea8c2...070f4118h ago

    fee$0.01754/ 6d
    L $0.00877S $0.004385R $0.004385
  15. loan#30094repaid

    Borrow

    $5.79

    0x84272af5...ed711f21h ago

    Spend

    $5.79

    to 0x138a7aD4A7…

    Repay

    $5.80

    0x9e0dd5dc...63fcac19h ago

    fee$0.00772/ 4d
    L $0.00386S $0.00193R $0.00193
  16. loan#30002repaid

    Borrow

    $7.11

    0x06d51eda...3f72c922h ago

    Spend

    $7.11

    to 0x138a7aD4A7…

    Repay

    $7.12

    0x0728a8be...2e706a21h ago

    fee$0.00948/ 4d
    L $0.00474S $0.00237R $0.00237
  17. loan#29910repaid

    Borrow

    $5.83

    0xc5cb5ae6...a3465e1d ago

    Spend

    $5.83

    to 0x138a7aD4A7…

    Repay

    $5.84

    0x6c6f3697...2a337f22h ago

    fee$0.007773/ 4d
    L $0.003887S $0.001943R $0.001943
  18. loan#29805repaid

    Borrow

    $6.45

    0xbe211a95...466cf01d ago

    Spend

    $6.45

    to 0x138a7aD4A7…

    Repay

    $6.45

    0xc3f748db...ac51401d ago

    fee$0.0043/ 2d
    L $0.00215S $0.001075R $0.001075
  19. loan#29702repaid

    Borrow

    $6.70

    0x3d63e8e7...07ff8d1d ago

    Spend

    $6.70

    to 0x138a7aD4A7…

    Repay

    $6.71

    0x595f68f9...47410b1d ago

    fee$0.008933/ 4d
    L $0.004467S $0.002233R $0.002233
  20. loan#29599repaid

    Borrow

    $7.61

    0xe61b805b...57d41a1d ago

    Spend

    $7.61

    to 0x138a7aD4A7…

    Repay

    $7.63

    0xe6f59a31...82efd81d ago

    fee$0.01522/ 6d
    L $0.00761S $0.003805R $0.003805
  21. loan#29496repaid

    Borrow

    $7.49

    0x1730e19e...714b501d ago

    Spend

    $7.49

    to 0x138a7aD4A7…

    Repay

    $7.50

    0xbce98814...d59ae21d ago

    fee$0.00749/ 3d
    L $0.003746S $0.001872R $0.001872
  22. loan#29392repaid

    Borrow

    $8.98

    0x3bb29404...83ce1d1d ago

    Spend

    $8.98

    to 0x138a7aD4A7…

    Repay

    $8.99

    0xf907570b...9c392a1d ago

    fee$0.014966/ 5d
    L $0.007484S $0.003741R $0.003741
  23. loan#29287repaid

    Borrow

    $5.82

    0xf4644e8a...743b261d ago

    Spend

    $5.82

    to 0x138a7aD4A7…

    Repay

    $5.83

    0xcb16a614...78dd711d ago

    fee$0.00776/ 4d
    L $0.00388S $0.00194R $0.00194
  24. loan#29178repaid

    Borrow

    $7.64

    0x358b9f5b...e877231d ago

    Spend

    $7.64

    to 0x138a7aD4A7…

    Repay

    $7.65

    0x6011e736...ba69841d ago

    fee$0.005093/ 2d
    L $0.002547S $0.001273R $0.001273

Showing the 24 most recent cycles of 348 logged events. The full set is available from /api/agent/6277.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31594$5.23$0.006973$0.003487$0.001743$0.0017434d16.2mactive
#31487$7.34$0.00734$0.00367$0.001835$0.0018353d1.5hrepaid
#31377$7.33$0.00733$0.003666$0.001832$0.0018323d1.5hrepaid
#31266$9.31$0.012413$0.006207$0.003103$0.0031034d1.5hrepaid
#31152$7.87$0.010493$0.005247$0.002623$0.0026234d1.5hrepaid
#31031$8.21$0.010946$0.005474$0.002736$0.0027364d1.5hrepaid
#30917$7.30$0.0146$0.0073$0.00365$0.003656d1.5hrepaid
#30798$5.63$0.003753$0.001877$0.000938$0.0009382d1.5hrepaid
#30686$8.96$0.00896$0.00448$0.00224$0.002243d1.5hrepaid
#30588$6.56$0.01312$0.00656$0.00328$0.003286d1.5hrepaid
#30497$7.59$0.00506$0.00253$0.001265$0.0012652d1.5hrepaid
#30405$5.36$0.007146$0.003574$0.001786$0.0017864d1.5hrepaid
#30309$6.01$0.008013$0.004007$0.002003$0.0020034d1.5hrepaid
#30200$8.77$0.01754$0.00877$0.004385$0.0043856d1.5hrepaid
#30094$5.79$0.00772$0.00386$0.00193$0.001934d1.5hrepaid
#30002$7.11$0.00948$0.00474$0.00237$0.002374d1.5hrepaid
#29910$5.83$0.007773$0.003887$0.001943$0.0019434d1.5hrepaid
#29805$6.45$0.0043$0.00215$0.001075$0.0010752d1.5hrepaid
#29702$6.70$0.008933$0.004467$0.002233$0.0022334d1.5hrepaid
#29599$7.61$0.01522$0.00761$0.003805$0.0038056d1.5hrepaid
#29496$7.49$0.00749$0.003746$0.001872$0.0018723d1.5hrepaid
#29392$8.98$0.014966$0.007484$0.003741$0.0037415d1.5hrepaid
#29287$5.82$0.00776$0.00388$0.00194$0.001944d1.5hrepaid
#29178$7.64$0.005093$0.002547$0.001273$0.0012732d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6277
Spending address
0x138a7a...6BC183
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.