PPriors Bureau
in good standingloan openerc-8004 #6278

Agent #6278

Enrolled 16d ago · 2026-09-25 19:49:20Z · vouched by #490

every 12s
liveblock 86,138,6272026-10-11 21:11:43Z
$9.50credit line

$2.94 available · $6.56 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.9469% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,044282 loans · $2.72 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    116.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31818
Principal
$6.56
Fee
$0.004373
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.56

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31818open

    Borrow

    $6.56

    0x1221f244...af43708m ago

    Spend

    $6.56

    to 0x450Da7B9dF…

    Repay

    $6.56

    not yet repaid

    fee$0.004373/ 2d
    fee settles on repay
  2. loan#31707repaid

    Borrow

    $8.70

    0x42150137...597ebc1h ago

    Spend

    $8.70

    to 0x450Da7B9dF…

    Repay

    $8.71

    0x53f0f33c...4d0c418m ago

    fee$0.0058/ 2d
    L $0.0029S $0.00145R $0.00145
  3. loan#31596repaid

    Borrow

    $8.74

    0x85255481...ce8fe63h ago

    Spend

    $8.74

    to 0x450Da7B9dF…

    Repay

    $8.76

    0xe4a432d3...8f5b751h ago

    fee$0.01748/ 6d
    L $0.00874S $0.00437R $0.00437
  4. loan#31489repaid

    Borrow

    $6.85

    0xcc679df5...9fd45c4h ago

    Spend

    $6.85

    to 0x450Da7B9dF…

    Repay

    $6.86

    0xe7585b86...4233293h ago

    fee$0.011416/ 5d
    L $0.005708S $0.002854R $0.002854
  5. loan#31268repaid

    Borrow

    $8.56

    0x81c5f8b8...e9e7bf7h ago

    Spend

    $8.56

    to 0x450Da7B9dF…

    Repay

    $8.57

    0x215ebdfa...e97de26h ago

    fee$0.005706/ 2d
    L $0.002854S $0.001426R $0.001426
  6. loan#31154repaid

    Borrow

    $7.06

    0xcbcd7f71...3964c79h ago

    Spend

    $7.06

    to 0x450Da7B9dF…

    Repay

    $7.07

    0xb412597f...bb2bba7h ago

    fee$0.01412/ 6d
    L $0.00706S $0.00353R $0.00353
  7. loan#31033repaid

    Borrow

    $9.37

    0x3d27b4e5...f96d7210h ago

    Spend

    $9.37

    to 0x450Da7B9dF…

    Repay

    $9.38

    0x6070fe8e...ea78509h ago

    fee$0.012493/ 4d
    L $0.006247S $0.003123R $0.003123
  8. loan#30919repaid

    Borrow

    $8.76

    0x3ab61d95...a54d8f12h ago

    Spend

    $8.76

    to 0x450Da7B9dF…

    Repay

    $8.77

    0x01274a8c...f62ec710h ago

    fee$0.0146/ 5d
    L $0.0073S $0.00365R $0.00365
  9. loan#30800repaid

    Borrow

    $9.39

    0x0ba618bb...dc578813h ago

    Spend

    $9.39

    to 0x450Da7B9dF…

    Repay

    $9.40

    0xdc8d9f70...0fd7db12h ago

    fee$0.00626/ 2d
    L $0.00313S $0.001565R $0.001565
  10. loan#30688repaid

    Borrow

    $6.73

    0x72737b68...cd9d6315h ago

    Spend

    $6.73

    to 0x450Da7B9dF…

    Repay

    $6.74

    0xab0d90d5...65ca1613h ago

    fee$0.008973/ 4d
    L $0.004487S $0.002243R $0.002243
  11. loan#30590repaid

    Borrow

    $6.63

    0x12a621c7...5b999816h ago

    Spend

    $6.63

    to 0x450Da7B9dF…

    Repay

    $6.64

    0x875c474a...2c206115h ago

    fee$0.01105/ 5d
    L $0.005526S $0.002762R $0.002762
  12. loan#30407repaid

    Borrow

    $8.39

    0xf5379907...48f59719h ago

    Spend

    $8.39

    to 0x450Da7B9dF…

    Repay

    $8.40

    0xe1b9f6ab...ff5b9216h ago

    fee$0.00839/ 3d
    L $0.004196S $0.002097R $0.002097
  13. loan#30311repaid

    Borrow

    $5.73

    0x441a1a23...caf8ef21h ago

    Spend

    $5.73

    to 0x450Da7B9dF…

    Repay

    $5.74

    0x9e4a6d62...ad788419h ago

    fee$0.00764/ 4d
    L $0.00382S $0.00191R $0.00191
  14. loan#30202repaid

    Borrow

    $6.56

    0x71d56734...7074b022h ago

    Spend

    $6.56

    to 0x450Da7B9dF…

    Repay

    $6.57

    0xd1a2510f...4526b621h ago

    fee$0.008746/ 4d
    L $0.004374S $0.002186R $0.002186
  15. loan#30096repaid

    Borrow

    $9.44

    0xeed947e5...e15b4e1d ago

    Spend

    $9.44

    to 0x450Da7B9dF…

    Repay

    $9.45

    0x497c6883...58eee022h ago

    fee$0.00944/ 3d
    L $0.00472S $0.00236R $0.00236
  16. loan#30004repaid

    Borrow

    $5.14

    0x2b06962a...e3f3121d ago

    Spend

    $5.14

    to 0x450Da7B9dF…

    Repay

    $5.15

    0xbb70cbed...8a3c061d ago

    fee$0.01028/ 6d
    L $0.00514S $0.00257R $0.00257
  17. loan#29912repaid

    Borrow

    $7.59

    0x4cb67d46...492d321d ago

    Spend

    $7.59

    to 0x450Da7B9dF…

    Repay

    $7.60

    0x5386ec78...b70f5c1d ago

    fee$0.00506/ 2d
    L $0.00253S $0.001265R $0.001265
  18. loan#29807repaid

    Borrow

    $7.19

    0x055ce265...88f5901d ago

    Spend

    $7.19

    to 0x450Da7B9dF…

    Repay

    $7.20

    0xcfe26358...7a352e1d ago

    fee$0.011983/ 5d
    L $0.005993S $0.002995R $0.002995
  19. loan#29704repaid

    Borrow

    $5.74

    0x8492b44c...5f30451d ago

    Spend

    $5.74

    to 0x450Da7B9dF…

    Repay

    $5.75

    0xd08e9288...e79e8c1d ago

    fee$0.007653/ 4d
    L $0.003827S $0.001913R $0.001913
  20. loan#29601repaid

    Borrow

    $6.89

    0x1a02209d...2efe0c1d ago

    Spend

    $6.89

    to 0x450Da7B9dF…

    Repay

    $6.90

    0x0423ae82...315ba81d ago

    fee$0.00689/ 3d
    L $0.003446S $0.001722R $0.001722
  21. loan#29498repaid

    Borrow

    $5.56

    0x1a1bb470...e736a21d ago

    Spend

    $5.56

    to 0x450Da7B9dF…

    Repay

    $5.57

    0x9b4fa4b6...ee1df61d ago

    fee$0.009266/ 5d
    L $0.004634S $0.002316R $0.002316
  22. loan#29394repaid

    Borrow

    $6.54

    0xd57ddde9...d2c91c1d ago

    Spend

    $6.54

    to 0x450Da7B9dF…

    Repay

    $6.55

    0x8c1dc952...0380911d ago

    fee$0.00654/ 3d
    L $0.00327S $0.001635R $0.001635
  23. loan#29289repaid

    Borrow

    $7.46

    0xf12ba4e9...5dd23b1d ago

    Spend

    $7.46

    to 0x450Da7B9dF…

    Repay

    $7.47

    0xc707a46a...618d581d ago

    fee$0.00746/ 3d
    L $0.00373S $0.001865R $0.001865
  24. loan#29180repaid

    Borrow

    $6.19

    0x0c02e40d...a928841d ago

    Spend

    $6.19

    to 0x450Da7B9dF…

    Repay

    $6.20

    0x9aeb0f30...f65cb11d ago

    fee$0.01238/ 6d
    L $0.00619S $0.003095R $0.003095

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6278.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31818$6.56$0.004373$0.002187$0.001093$0.0010932d8.3mactive
#31707$8.70$0.0058$0.0029$0.00145$0.001452d1.5hrepaid
#31596$8.74$0.01748$0.00874$0.00437$0.004376d1.5hrepaid
#31489$6.85$0.011416$0.005708$0.002854$0.0028545d1.5hrepaid
#31268$8.56$0.005706$0.002854$0.001426$0.0014262d1.5hrepaid
#31154$7.06$0.01412$0.00706$0.00353$0.003536d1.5hrepaid
#31033$9.37$0.012493$0.006247$0.003123$0.0031234d1.5hrepaid
#30919$8.76$0.0146$0.0073$0.00365$0.003655d1.5hrepaid
#30800$9.39$0.00626$0.00313$0.001565$0.0015652d1.5hrepaid
#30688$6.73$0.008973$0.004487$0.002243$0.0022434d1.5hrepaid
#30590$6.63$0.01105$0.005526$0.002762$0.0027625d1.5hrepaid
#30407$8.39$0.00839$0.004196$0.002097$0.0020973d3hrepaid
#30311$5.73$0.00764$0.00382$0.00191$0.001914d1.5hrepaid
#30202$6.56$0.008746$0.004374$0.002186$0.0021864d1.5hrepaid
#30096$9.44$0.00944$0.00472$0.00236$0.002363d1.5hrepaid
#30004$5.14$0.01028$0.00514$0.00257$0.002576d1.5hrepaid
#29912$7.59$0.00506$0.00253$0.001265$0.0012652d1.5hrepaid
#29807$7.19$0.011983$0.005993$0.002995$0.0029955d1.5hrepaid
#29704$5.74$0.007653$0.003827$0.001913$0.0019134d1.5hrepaid
#29601$6.89$0.00689$0.003446$0.001722$0.0017223d1.5hrepaid
#29498$5.56$0.009266$0.004634$0.002316$0.0023165d1.5hrepaid
#29394$6.54$0.00654$0.00327$0.001635$0.0016353d1.5hrepaid
#29289$7.46$0.00746$0.00373$0.001865$0.0018653d1.5hrepaid
#29180$6.19$0.01238$0.00619$0.003095$0.0030956d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6278
Spending address
0x450Da7...d31215
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.