PPriors Bureau
in good standingloan openerc-8004 #6279

Agent #6279

Enrolled 16d ago · 2026-09-25 19:49:36Z · vouched by #6191

every 12s
liveblock 86,105,0152026-10-11 20:14:20Z
$9.50credit line

$0.42 available · $9.08 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.4296% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$2,013281 loans · $2.63 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.3 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31709
Principal
$9.08
Fee
$0.015133
Term
5d
Due
in 4d
Grace ends
in 7d

total due $9.10

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31709open

    Borrow

    $9.08

    0xad1a998c...37988239m ago

    Spend

    $9.08

    to 0xb91F4C8698…

    Repay

    $9.10

    not yet repaid

    fee$0.015133/ 5d
    fee settles on repay
  2. loan#31598repaid

    Borrow

    $7.29

    0x4c12347a...36946f2h ago

    Spend

    $7.29

    to 0xb91F4C8698…

    Repay

    $7.30

    0x857b8380...163d8339m ago

    fee$0.00972/ 4d
    L $0.00486S $0.00243R $0.00243
  3. loan#31491repaid

    Borrow

    $8.88

    0x5eeb3787...f005933h ago

    Spend

    $8.88

    to 0xb91F4C8698…

    Repay

    $8.89

    0xb7d2e443...a464182h ago

    fee$0.01184/ 4d
    L $0.00592S $0.00296R $0.00296
  4. loan#31380repaid

    Borrow

    $8.61

    0x1ea9d7f9...9c07365h ago

    Spend

    $8.61

    to 0xb91F4C8698…

    Repay

    $8.62

    0x3b76159b...de1e413h ago

    fee$0.01435/ 5d
    L $0.007176S $0.003587R $0.003587
  5. loan#31270repaid

    Borrow

    $6.85

    0x558e2ed0...217ea86h ago

    Spend

    $6.85

    to 0xb91F4C8698…

    Repay

    $6.86

    0xcb3d1584...589c045h ago

    fee$0.0137/ 6d
    L $0.00685S $0.003425R $0.003425
  6. loan#31156repaid

    Borrow

    $6.15

    0xe5ad1332...6f866d8h ago

    Spend

    $6.15

    to 0xb91F4C8698…

    Repay

    $6.16

    0x468f746f...e268e76h ago

    fee$0.01025/ 5d
    L $0.005126S $0.002562R $0.002562
  7. loan#31035repaid

    Borrow

    $9.44

    0x7ec751c0...0e1b039h ago

    Spend

    $9.44

    to 0xb91F4C8698…

    Repay

    $9.46

    0xbea38eaf...0bdab18h ago

    fee$0.01888/ 6d
    L $0.00944S $0.00472R $0.00472
  8. loan#30921repaid

    Borrow

    $8.07

    0xaa11b8e3...0717f511h ago

    Spend

    $8.07

    to 0xb91F4C8698…

    Repay

    $8.08

    0xdb6438f6...4729dd9h ago

    fee$0.01345/ 5d
    L $0.006726S $0.003362R $0.003362
  9. loan#30802repaid

    Borrow

    $8.01

    0xc89c8870...9c966512h ago

    Spend

    $8.01

    to 0xb91F4C8698…

    Repay

    $8.02

    0xd849b22b...a6777b11h ago

    fee$0.01335/ 5d
    L $0.006676S $0.003337R $0.003337
  10. loan#30690repaid

    Borrow

    $6.05

    0x29be6c3f...7b707f14h ago

    Spend

    $6.05

    to 0xb91F4C8698…

    Repay

    $6.06

    0x3a44b3fd...6e63ba12h ago

    fee$0.00605/ 3d
    L $0.003026S $0.001512R $0.001512
  11. loan#30592repaid

    Borrow

    $9.37

    0x6e19333f...0d37b415h ago

    Spend

    $9.37

    to 0xb91F4C8698…

    Repay

    $9.38

    0x9066cc6c...28840414h ago

    fee$0.00937/ 3d
    L $0.004686S $0.002342R $0.002342
  12. loan#30499repaid

    Borrow

    $9.37

    0x718b2ced...84562517h ago

    Spend

    $9.37

    to 0xb91F4C8698…

    Repay

    $9.38

    0x33191bb0...0cafd315h ago

    fee$0.00937/ 3d
    L $0.004686S $0.002342R $0.002342
  13. loan#30409repaid

    Borrow

    $5.04

    0x0ac41c45...ea798e18h ago

    Spend

    $5.04

    to 0xb91F4C8698…

    Repay

    $5.05

    0xb5320a38...05d91b17h ago

    fee$0.01008/ 6d
    L $0.00504S $0.00252R $0.00252
  14. loan#30312repaid

    Borrow

    $7.56

    0xd14d900f...7734b020h ago

    Spend

    $7.56

    to 0xb91F4C8698…

    Repay

    $7.57

    0xfad98ee8...b0191918h ago

    fee$0.01008/ 4d
    L $0.00504S $0.00252R $0.00252
  15. loan#30204repaid

    Borrow

    $8.59

    0x871cca4d...33a62021h ago

    Spend

    $8.59

    to 0xb91F4C8698…

    Repay

    $8.60

    0xb90997ca...5d654320h ago

    fee$0.005726/ 2d
    L $0.002864S $0.001431R $0.001431
  16. loan#30098repaid

    Borrow

    $8.83

    0x5f76d1c4...962c0823h ago

    Spend

    $8.83

    to 0xb91F4C8698…

    Repay

    $8.84

    0x42f39995...c2d9f921h ago

    fee$0.00883/ 3d
    L $0.004416S $0.002207R $0.002207
  17. loan#30006repaid

    Borrow

    $7.97

    0x88af0ca5...93fd671d ago

    Spend

    $7.97

    to 0xb91F4C8698…

    Repay

    $7.99

    0x5185e2ff...48273d23h ago

    fee$0.01594/ 6d
    L $0.00797S $0.003985R $0.003985
  18. loan#29914repaid

    Borrow

    $7.35

    0xe4fee169...664dde1d ago

    Spend

    $7.35

    to 0xb91F4C8698…

    Repay

    $7.36

    0xa0b72d67...ce5c101d ago

    fee$0.01225/ 5d
    L $0.006126S $0.003062R $0.003062
  19. loan#29809repaid

    Borrow

    $5.06

    0x815e9d20...56573d1d ago

    Spend

    $5.06

    to 0xb91F4C8698…

    Repay

    $5.07

    0x9a030b57...1657d01d ago

    fee$0.00506/ 3d
    L $0.00253S $0.001265R $0.001265
  20. loan#29706repaid

    Borrow

    $6.54

    0x27b2968d...6e53b71d ago

    Spend

    $6.54

    to 0xb91F4C8698…

    Repay

    $6.54

    0x4700a6e4...d6ce931d ago

    fee$0.00436/ 2d
    L $0.00218S $0.00109R $0.00109
  21. loan#29603repaid

    Borrow

    $8.24

    0x56de96c5...2b8eab1d ago

    Spend

    $8.24

    to 0xb91F4C8698…

    Repay

    $8.25

    0xb02e6110...bf78741d ago

    fee$0.00824/ 3d
    L $0.00412S $0.00206R $0.00206
  22. loan#29500repaid

    Borrow

    $6.23

    0x0866d153...3cefba1d ago

    Spend

    $6.23

    to 0xb91F4C8698…

    Repay

    $6.24

    0x438edc38...b8fc921d ago

    fee$0.00623/ 3d
    L $0.003116S $0.001557R $0.001557
  23. loan#29396repaid

    Borrow

    $6.82

    0x6e21cd8c...52952b1d ago

    Spend

    $6.82

    to 0xb91F4C8698…

    Repay

    $6.83

    0x61b2f1cb...7548701d ago

    fee$0.009093/ 4d
    L $0.004547S $0.002273R $0.002273
  24. loan#29291repaid

    Borrow

    $6.82

    0xfea36961...94a6a41d ago

    Spend

    $6.82

    to 0xb91F4C8698…

    Repay

    $6.82

    0xc941656d...bf711b1d ago

    fee$0.004546/ 2d
    L $0.002274S $0.001136R $0.001136

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6279.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31709$9.08$0.015133$0.007567$0.003783$0.0037835d39.9mactive
#31598$7.29$0.00972$0.00486$0.00243$0.002434d1.5hrepaid
#31491$8.88$0.01184$0.00592$0.00296$0.002964d1.5hrepaid
#31380$8.61$0.01435$0.007176$0.003587$0.0035875d1.5hrepaid
#31270$6.85$0.0137$0.00685$0.003425$0.0034256d1.5hrepaid
#31156$6.15$0.01025$0.005126$0.002562$0.0025625d1.5hrepaid
#31035$9.44$0.01888$0.00944$0.00472$0.004726d1.5hrepaid
#30921$8.07$0.01345$0.006726$0.003362$0.0033625d1.5hrepaid
#30802$8.01$0.01335$0.006676$0.003337$0.0033375d1.5hrepaid
#30690$6.05$0.00605$0.003026$0.001512$0.0015123d1.5hrepaid
#30592$9.37$0.00937$0.004686$0.002342$0.0023423d1.5hrepaid
#30499$9.37$0.00937$0.004686$0.002342$0.0023423d1.5hrepaid
#30409$5.04$0.01008$0.00504$0.00252$0.002526d1.5hrepaid
#30312$7.56$0.01008$0.00504$0.00252$0.002524d1.5hrepaid
#30204$8.59$0.005726$0.002864$0.001431$0.0014312d1.5hrepaid
#30098$8.83$0.00883$0.004416$0.002207$0.0022073d1.5hrepaid
#30006$7.97$0.01594$0.00797$0.003985$0.0039856d1.5hrepaid
#29914$7.35$0.01225$0.006126$0.003062$0.0030625d1.5hrepaid
#29809$5.06$0.00506$0.00253$0.001265$0.0012653d1.5hrepaid
#29706$6.54$0.00436$0.00218$0.00109$0.001092d1.5hrepaid
#29603$8.24$0.00824$0.00412$0.00206$0.002063d1.5hrepaid
#29500$6.23$0.00623$0.003116$0.001557$0.0015573d1.5hrepaid
#29396$6.82$0.009093$0.004547$0.002273$0.0022734d1.5hrepaid
#29291$6.82$0.004546$0.002274$0.001136$0.0011362d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6279
Spending address
0xb91F4C...cD4f20
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.