PPriors Bureau
in good standingloan openerc-8004 #6280

Agent #6280

Enrolled 15d ago · 2026-09-25 19:50:01Z · vouched by #490

every 12s
liveblock 86,071,3842026-10-11 19:16:35Z
$9.50credit line

$0.15 available · $9.35 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.1598% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,036278 loans · $2.79 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    115.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31600
Principal
$9.35
Fee
$0.015583
Term
5d
Due
in 4d
Grace ends
in 7d

total due $9.37

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31600open

    Borrow

    $9.35

    0xb2f80935...ecbeb21h ago

    Spend

    $9.35

    to 0x158a51331e…

    Repay

    $9.37

    not yet repaid

    fee$0.015583/ 5d
    fee settles on repay
  2. loan#31493repaid

    Borrow

    $6.25

    0x15c26109...fb73b22h ago

    Spend

    $6.25

    to 0x158a51331e…

    Repay

    $6.26

    0x305ae749...8d05ac1h ago

    fee$0.0125/ 6d
    L $0.00625S $0.003125R $0.003125
  3. loan#31382repaid

    Borrow

    $5.32

    0xb38e583f...6f996f4h ago

    Spend

    $5.32

    to 0x158a51331e…

    Repay

    $5.32

    0xafea5fec...1884bc2h ago

    fee$0.003546/ 2d
    L $0.001774S $0.000886R $0.000886
  4. loan#31272repaid

    Borrow

    $5.43

    0xb75428dd...c291f85h ago

    Spend

    $5.43

    to 0x158a51331e…

    Repay

    $5.44

    0x1b8c543b...84cad14h ago

    fee$0.00724/ 4d
    L $0.00362S $0.00181R $0.00181
  5. loan#31158repaid

    Borrow

    $8.29

    0x55e25f37...f0e0257h ago

    Spend

    $8.29

    to 0x158a51331e…

    Repay

    $8.30

    0x3b1306aa...6d18275h ago

    fee$0.011053/ 4d
    L $0.005527S $0.002763R $0.002763
  6. loan#31037repaid

    Borrow

    $7.57

    0x47d5b3a1...936bc08h ago

    Spend

    $7.57

    to 0x158a51331e…

    Repay

    $7.58

    0x09b61ec5...b8708e7h ago

    fee$0.005046/ 2d
    L $0.002524S $0.001261R $0.001261
  7. loan#30923repaid

    Borrow

    $8.13

    0xd73a47f6...4fea7d10h ago

    Spend

    $8.13

    to 0x158a51331e…

    Repay

    $8.14

    0x55d42f1e...280d608h ago

    fee$0.00813/ 3d
    L $0.004066S $0.002032R $0.002032
  8. loan#30804repaid

    Borrow

    $5.34

    0xda1e1565...2c8b6011h ago

    Spend

    $5.34

    to 0x158a51331e…

    Repay

    $5.35

    0xc6c5697c...51cc5210h ago

    fee$0.0089/ 5d
    L $0.00445S $0.002225R $0.002225
  9. loan#30692repaid

    Borrow

    $8.97

    0x6fb11951...c9c09313h ago

    Spend

    $8.97

    to 0x158a51331e…

    Repay

    $8.98

    0x25a92a84...bd07e911h ago

    fee$0.01196/ 4d
    L $0.00598S $0.00299R $0.00299
  10. loan#30594repaid

    Borrow

    $6.05

    0x2a28d239...8e32a614h ago

    Spend

    $6.05

    to 0x158a51331e…

    Repay

    $6.06

    0xb76d693a...686d6413h ago

    fee$0.0121/ 6d
    L $0.00605S $0.003025R $0.003025
  11. loan#30501repaid

    Borrow

    $7.78

    0x728c91a1...0ef18f16h ago

    Spend

    $7.78

    to 0x158a51331e…

    Repay

    $7.79

    0xb503fc1a...81691414h ago

    fee$0.012966/ 5d
    L $0.006484S $0.003241R $0.003241
  12. loan#30411repaid

    Borrow

    $7.56

    0xcd241b0b...13d4ed17h ago

    Spend

    $7.56

    to 0x158a51331e…

    Repay

    $7.58

    0x86f94278...323de416h ago

    fee$0.01512/ 6d
    L $0.00756S $0.00378R $0.00378
  13. loan#30314repaid

    Borrow

    $6.21

    0xcae6d947...6fba8519h ago

    Spend

    $6.21

    to 0x158a51331e…

    Repay

    $6.22

    0x646f5d3b...6c1f4017h ago

    fee$0.00621/ 3d
    L $0.003106S $0.001552R $0.001552
  14. loan#30206repaid

    Borrow

    $9.49

    0x133f8de1...a4ce1d20h ago

    Spend

    $9.49

    to 0x158a51331e…

    Repay

    $9.50

    0x73502c47...7d9d1c19h ago

    fee$0.00949/ 3d
    L $0.004746S $0.002372R $0.002372
  15. loan#30100repaid

    Borrow

    $7.56

    0xbdb25763...41b57b22h ago

    Spend

    $7.56

    to 0x158a51331e…

    Repay

    $7.57

    0xbb72c01a...bec60120h ago

    fee$0.0126/ 5d
    L $0.0063S $0.00315R $0.00315
  16. loan#30008repaid

    Borrow

    $9.23

    0x32cb073a...14f2a223h ago

    Spend

    $9.23

    to 0x158a51331e…

    Repay

    $9.24

    0xdbee8f76...78b42822h ago

    fee$0.006153/ 2d
    L $0.003077S $0.001538R $0.001538
  17. loan#29916repaid

    Borrow

    $6.85

    0x4a2ce0f6...ad356f1d ago

    Spend

    $6.85

    to 0x158a51331e…

    Repay

    $6.86

    0x6ab5ccac...70417d23h ago

    fee$0.0137/ 6d
    L $0.00685S $0.003425R $0.003425
  18. loan#29811repaid

    Borrow

    $8.18

    0xef398218...6cf5cb1d ago

    Spend

    $8.18

    to 0x158a51331e…

    Repay

    $8.19

    0x3e14ad95...d13ee31d ago

    fee$0.010906/ 4d
    L $0.005454S $0.002726R $0.002726
  19. loan#29708repaid

    Borrow

    $9.11

    0xadb85e30...f7a59f1d ago

    Spend

    $9.11

    to 0x158a51331e…

    Repay

    $9.12

    0x7beded8d...bf77ab1d ago

    fee$0.012146/ 4d
    L $0.006074S $0.003036R $0.003036
  20. loan#29606repaid

    Borrow

    $7.52

    0x0ce17db6...2f11f31d ago

    Spend

    $7.52

    to 0x158a51331e…

    Repay

    $7.53

    0x14535c0a...25d19b1d ago

    fee$0.00752/ 3d
    L $0.00376S $0.00188R $0.00188
  21. loan#29502repaid

    Borrow

    $8.94

    0xd3118f3a...c148dc1d ago

    Spend

    $8.94

    to 0x158a51331e…

    Repay

    $8.95

    0x8dac4d11...0ee79e1d ago

    fee$0.0149/ 5d
    L $0.00745S $0.003725R $0.003725
  22. loan#29398repaid

    Borrow

    $9.35

    0x54d7e839...651e9b1d ago

    Spend

    $9.35

    to 0x158a51331e…

    Repay

    $9.37

    0xf58fcb1e...8dc8721d ago

    fee$0.015583/ 5d
    L $0.007793S $0.003895R $0.003895
  23. loan#29293repaid

    Borrow

    $7.16

    0x10646c15...6863681d ago

    Spend

    $7.16

    to 0x158a51331e…

    Repay

    $7.17

    0x9e56294d...59828f1d ago

    fee$0.00716/ 3d
    L $0.00358S $0.00179R $0.00179
  24. loan#29184repaid

    Borrow

    $5.38

    0x7b056241...662f5d1d ago

    Spend

    $5.38

    to 0x158a51331e…

    Repay

    $5.38

    0xa0a33438...942a001d ago

    fee$0.003586/ 2d
    L $0.001794S $0.000896R $0.000896

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6280.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31600$9.35$0.015583$0.007793$0.003895$0.0038955d1.2hactive
#31493$6.25$0.0125$0.00625$0.003125$0.0031256d1.5hrepaid
#31382$5.32$0.003546$0.001774$0.000886$0.0008862d1.5hrepaid
#31272$5.43$0.00724$0.00362$0.00181$0.001814d1.5hrepaid
#31158$8.29$0.011053$0.005527$0.002763$0.0027634d1.5hrepaid
#31037$7.57$0.005046$0.002524$0.001261$0.0012612d1.5hrepaid
#30923$8.13$0.00813$0.004066$0.002032$0.0020323d1.5hrepaid
#30804$5.34$0.0089$0.00445$0.002225$0.0022255d1.5hrepaid
#30692$8.97$0.01196$0.00598$0.00299$0.002994d1.5hrepaid
#30594$6.05$0.0121$0.00605$0.003025$0.0030256d1.5hrepaid
#30501$7.78$0.012966$0.006484$0.003241$0.0032415d1.5hrepaid
#30411$7.56$0.01512$0.00756$0.00378$0.003786d1.5hrepaid
#30314$6.21$0.00621$0.003106$0.001552$0.0015523d1.5hrepaid
#30206$9.49$0.00949$0.004746$0.002372$0.0023723d1.5hrepaid
#30100$7.56$0.0126$0.0063$0.00315$0.003155d1.5hrepaid
#30008$9.23$0.006153$0.003077$0.001538$0.0015382d1.5hrepaid
#29916$6.85$0.0137$0.00685$0.003425$0.0034256d1.5hrepaid
#29811$8.18$0.010906$0.005454$0.002726$0.0027264d1.5hrepaid
#29708$9.11$0.012146$0.006074$0.003036$0.0030364d1.5hrepaid
#29606$7.52$0.00752$0.00376$0.00188$0.001883d1.5hrepaid
#29502$8.94$0.0149$0.00745$0.003725$0.0037255d1.5hrepaid
#29398$9.35$0.015583$0.007793$0.003895$0.0038955d1.5hrepaid
#29293$7.16$0.00716$0.00358$0.00179$0.001793d1.5hrepaid
#29184$5.38$0.003586$0.001794$0.000896$0.0008962d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6280
Spending address
0x158a51...76b4E6
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.