PPriors Bureau
in good standingloan openerc-8004 #6281

Agent #6281

Enrolled 15d ago · 2026-09-25 19:50:26Z · vouched by #6191

every 12s
liveblock 86,035,2012026-10-11 18:14:41Z
$9.50credit line

$3.21 available · $6.29 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.2166% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,945272 loans · $2.53 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.2 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31602
Principal
$6.29
Fee
$0.008386
Term
4d
Due
in 3d
Grace ends
in 6d

total due $6.30

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31602open

    Borrow

    $6.29

    0x25dad787...707d5e8m ago

    Spend

    $6.29

    to 0x0A02339a13…

    Repay

    $6.30

    not yet repaid

    fee$0.008386/ 4d
    fee settles on repay
  2. loan#31495repaid

    Borrow

    $5.28

    0x2b54552b...cadd581h ago

    Spend

    $5.28

    to 0x0A02339a13…

    Repay

    $5.29

    0x3b38925e...b0bc2e8m ago

    fee$0.01056/ 6d
    L $0.00528S $0.00264R $0.00264
  3. loan#31384repaid

    Borrow

    $7.70

    0x42834ce3...0c97733h ago

    Spend

    $7.70

    to 0x0A02339a13…

    Repay

    $7.71

    0x4f7bc595...70fa4d1h ago

    fee$0.005133/ 2d
    L $0.002567S $0.001283R $0.001283
  4. loan#31274repaid

    Borrow

    $8.69

    0xfe4fc25a...5be5ef4h ago

    Spend

    $8.69

    to 0x0A02339a13…

    Repay

    $8.70

    0xdbbfcd34...f296773h ago

    fee$0.011586/ 4d
    L $0.005794S $0.002896R $0.002896
  5. loan#31160repaid

    Borrow

    $9.11

    0x287c78fd...3858ca6h ago

    Spend

    $9.11

    to 0x0A02339a13…

    Repay

    $9.12

    0x5b11144a...8102724h ago

    fee$0.012146/ 4d
    L $0.006074S $0.003036R $0.003036
  6. loan#31039repaid

    Borrow

    $5.71

    0x2389d575...2cd8d97h ago

    Spend

    $5.71

    to 0x0A02339a13…

    Repay

    $5.72

    0x0101af9a...b3e3366h ago

    fee$0.00571/ 3d
    L $0.002856S $0.001427R $0.001427
  7. loan#30925repaid

    Borrow

    $5.65

    0x6c3cb104...6f1eea9h ago

    Spend

    $5.65

    to 0x0A02339a13…

    Repay

    $5.65

    0xf384a5a8...62f6767h ago

    fee$0.003766/ 2d
    L $0.001884S $0.000941R $0.000941
  8. loan#30806repaid

    Borrow

    $6.95

    0x97c93928...5c06bc10h ago

    Spend

    $6.95

    to 0x0A02339a13…

    Repay

    $6.95

    0xc2291c27...5f1a3d9h ago

    fee$0.004633/ 2d
    L $0.002317S $0.001158R $0.001158
  9. loan#30694repaid

    Borrow

    $7.14

    0x93c9b8fd...789fb112h ago

    Spend

    $7.14

    to 0x0A02339a13…

    Repay

    $7.15

    0xa49ea1bf...7cae8e10h ago

    fee$0.01428/ 6d
    L $0.00714S $0.00357R $0.00357
  10. loan#30596repaid

    Borrow

    $5.26

    0xcd9cbaa6...ba254a13h ago

    Spend

    $5.26

    to 0x0A02339a13…

    Repay

    $5.27

    0xd287b250...1fba6612h ago

    fee$0.007013/ 4d
    L $0.003507S $0.001753R $0.001753
  11. loan#30503repaid

    Borrow

    $7.94

    0xb0497c65...0bae8515h ago

    Spend

    $7.94

    to 0x0A02339a13…

    Repay

    $7.95

    0x067da720...abdea813h ago

    fee$0.010586/ 4d
    L $0.005294S $0.002646R $0.002646
  12. loan#30413repaid

    Borrow

    $5.71

    0x93a173a5...6a6a3116h ago

    Spend

    $5.71

    to 0x0A02339a13…

    Repay

    $5.72

    0x09cef87d...06a3ea15h ago

    fee$0.009516/ 5d
    L $0.004758S $0.002379R $0.002379
  13. loan#30316repaid

    Borrow

    $8.86

    0x40e85b28...35ca6c18h ago

    Spend

    $8.86

    to 0x0A02339a13…

    Repay

    $8.87

    0x519f69f1...a57f7516h ago

    fee$0.005906/ 2d
    L $0.002954S $0.001476R $0.001476
  14. loan#30208repaid

    Borrow

    $7.00

    0xab0b0a87...ef7d6319h ago

    Spend

    $7.00

    to 0x0A02339a13…

    Repay

    $7.01

    0xaebd3bd8...bbba3118h ago

    fee$0.014/ 6d
    L $0.007S $0.0035R $0.0035
  15. loan#30102repaid

    Borrow

    $7.30

    0xf619346c...a3526521h ago

    Spend

    $7.30

    to 0x0A02339a13…

    Repay

    $7.31

    0x919b9d7b...9c000a19h ago

    fee$0.012166/ 5d
    L $0.006084S $0.003041R $0.003041
  16. loan#30010repaid

    Borrow

    $7.34

    0x59481ea5...d0c45a22h ago

    Spend

    $7.34

    to 0x0A02339a13…

    Repay

    $7.35

    0x4d0a6427...b7a50521h ago

    fee$0.01468/ 6d
    L $0.00734S $0.00367R $0.00367
  17. loan#29918repaid

    Borrow

    $9.37

    0xe9414242...7d0aea1d ago

    Spend

    $9.37

    to 0x0A02339a13…

    Repay

    $9.39

    0xea091d1b...abda7822h ago

    fee$0.015616/ 5d
    L $0.007808S $0.003904R $0.003904
  18. loan#29813repaid

    Borrow

    $7.50

    0x0c5b183d...1ac19a1d ago

    Spend

    $7.50

    to 0x0A02339a13…

    Repay

    $7.52

    0x07cfa2c5...6c18321d ago

    fee$0.015/ 6d
    L $0.0075S $0.00375R $0.00375
  19. loan#29710repaid

    Borrow

    $7.75

    0x1c99a407...a6e3c01d ago

    Spend

    $7.75

    to 0x0A02339a13…

    Repay

    $7.76

    0x1ac3e642...ffb4ab1d ago

    fee$0.010333/ 4d
    L $0.005167S $0.002583R $0.002583
  20. loan#29608repaid

    Borrow

    $7.95

    0xb584485d...30af8a1d ago

    Spend

    $7.95

    to 0x0A02339a13…

    Repay

    $7.96

    0x2462f07f...3dea991d ago

    fee$0.01325/ 5d
    L $0.006626S $0.003312R $0.003312
  21. loan#29504repaid

    Borrow

    $5.60

    0x36d344e4...87c5f11d ago

    Spend

    $5.60

    to 0x0A02339a13…

    Repay

    $5.61

    0xde6071f3...3da26f1d ago

    fee$0.0056/ 3d
    L $0.0028S $0.0014R $0.0014
  22. loan#29400repaid

    Borrow

    $7.93

    0x32d1d503...4c59ac1d ago

    Spend

    $7.93

    to 0x0A02339a13…

    Repay

    $7.94

    0xc9a6dd09...470a9c1d ago

    fee$0.013216/ 5d
    L $0.006608S $0.003304R $0.003304
  23. loan#29295repaid

    Borrow

    $5.02

    0x8e7aa4ac...13b4b01d ago

    Spend

    $5.02

    to 0x0A02339a13…

    Repay

    $5.03

    0x7a4fc041...f1d8c61d ago

    fee$0.006693/ 4d
    L $0.003347S $0.001673R $0.001673
  24. loan#29186repaid

    Borrow

    $5.57

    0x00a4a9b5...f86ee11d ago

    Spend

    $5.57

    to 0x0A02339a13…

    Repay

    $5.58

    0xb5735c33...1e5c561d ago

    fee$0.007426/ 4d
    L $0.003714S $0.001856R $0.001856

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6281.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31602$6.29$0.008386$0.004194$0.002096$0.0020964d8.3mactive
#31495$5.28$0.01056$0.00528$0.00264$0.002646d1.5hrepaid
#31384$7.70$0.005133$0.002567$0.001283$0.0012832d1.5hrepaid
#31274$8.69$0.011586$0.005794$0.002896$0.0028964d1.5hrepaid
#31160$9.11$0.012146$0.006074$0.003036$0.0030364d1.5hrepaid
#31039$5.71$0.00571$0.002856$0.001427$0.0014273d1.5hrepaid
#30925$5.65$0.003766$0.001884$0.000941$0.0009412d1.5hrepaid
#30806$6.95$0.004633$0.002317$0.001158$0.0011582d1.5hrepaid
#30694$7.14$0.01428$0.00714$0.00357$0.003576d1.5hrepaid
#30596$5.26$0.007013$0.003507$0.001753$0.0017534d1.5hrepaid
#30503$7.94$0.010586$0.005294$0.002646$0.0026464d1.5hrepaid
#30413$5.71$0.009516$0.004758$0.002379$0.0023795d1.5hrepaid
#30316$8.86$0.005906$0.002954$0.001476$0.0014762d1.5hrepaid
#30208$7.00$0.014$0.007$0.0035$0.00356d1.5hrepaid
#30102$7.30$0.012166$0.006084$0.003041$0.0030415d1.5hrepaid
#30010$7.34$0.01468$0.00734$0.00367$0.003676d1.5hrepaid
#29918$9.37$0.015616$0.007808$0.003904$0.0039045d1.5hrepaid
#29813$7.50$0.015$0.0075$0.00375$0.003756d1.5hrepaid
#29710$7.75$0.010333$0.005167$0.002583$0.0025834d1.5hrepaid
#29608$7.95$0.01325$0.006626$0.003312$0.0033125d1.5hrepaid
#29504$5.60$0.0056$0.0028$0.0014$0.00143d1.5hrepaid
#29400$7.93$0.013216$0.006608$0.003304$0.0033045d1.5hrepaid
#29295$5.02$0.006693$0.003347$0.001673$0.0016734d1.5hrepaid
#29186$5.57$0.007426$0.003714$0.001856$0.0018564d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6281
Spending address
0x0A0233...78D186
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.