PPriors Bureau
in good standingloan openerc-8004 #6282

Agent #6282

Enrolled 16d ago · 2026-09-25 19:50:46Z · vouched by #490

every 12s
liveblock 86,104,6532026-10-11 20:13:42Z
$9.50credit line

$3.24 available · $6.26 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$3.2466% utilized
Scoreverify
44breakdown verified below
Lifetime borrowed
$1,978278 loans · $2.72 fees
Credit scoreverify
44/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    113.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+32/ 150
    16 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31715
Principal
$6.26
Fee
$0.004173
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.26

borrow → spend → repay

Credit cycles (358 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31715open

    Borrow

    $6.26

    0x47ee91c5...cb34a436m ago

    Spend

    $6.26

    to 0xeA6222E6A0…

    Repay

    $6.26

    not yet repaid

    fee$0.004173/ 2d
    fee settles on repay
  2. loan#31604repaid

    Borrow

    $6.68

    0x12d5edc8...3215cc2h ago

    Spend

    $6.68

    to 0xeA6222E6A0…

    Repay

    $6.69

    0x0b65a64f...88f9b236m ago

    fee$0.011133/ 5d
    L $0.005567S $0.002783R $0.002783
  3. loan#31496repaid

    Borrow

    $5.41

    0xbeb7561f...beeb4d3h ago

    Spend

    $5.41

    to 0xeA6222E6A0…

    Repay

    $5.42

    0xe501efc1...ce1ebf2h ago

    fee$0.007213/ 4d
    L $0.003607S $0.001803R $0.001803
  4. loan#31386repaid

    Borrow

    $8.56

    0xc8477333...d6a0165h ago

    Spend

    $8.56

    to 0xeA6222E6A0…

    Repay

    $8.57

    0xb0cabc01...c2ef183h ago

    fee$0.005706/ 2d
    L $0.002854S $0.001426R $0.001426
  5. loan#31276repaid

    Borrow

    $7.84

    0x839e57da...b2dd576h ago

    Spend

    $7.84

    to 0xeA6222E6A0…

    Repay

    $7.85

    0xc0774781...ecaf5c5h ago

    fee$0.013066/ 5d
    L $0.006534S $0.003266R $0.003266
  6. loan#31162repaid

    Borrow

    $5.81

    0x3ed31e44...2750578h ago

    Spend

    $5.81

    to 0xeA6222E6A0…

    Repay

    $5.81

    0x6a4b3663...d1b8a36h ago

    fee$0.003873/ 2d
    L $0.001937S $0.000968R $0.000968
  7. loan#31041repaid

    Borrow

    $6.71

    0x219e6a26...669f179h ago

    Spend

    $6.71

    to 0xeA6222E6A0…

    Repay

    $6.72

    0xb255bec1...a0237e8h ago

    fee$0.008946/ 4d
    L $0.004474S $0.002236R $0.002236
  8. loan#30927repaid

    Borrow

    $5.08

    0x60d7e2d7...b965e411h ago

    Spend

    $5.08

    to 0xeA6222E6A0…

    Repay

    $5.08

    0xf425d995...af7d309h ago

    fee$0.003386/ 2d
    L $0.001694S $0.000846R $0.000846
  9. loan#30808repaid

    Borrow

    $5.42

    0x8de4dce0...c90ed212h ago

    Spend

    $5.42

    to 0xeA6222E6A0…

    Repay

    $5.43

    0xf2f050c7...051fd011h ago

    fee$0.00542/ 3d
    L $0.00271S $0.001355R $0.001355
  10. loan#30696repaid

    Borrow

    $6.78

    0x43360e49...1e772d14h ago

    Spend

    $6.78

    to 0xeA6222E6A0…

    Repay

    $6.79

    0x68e0391b...5bcbfd12h ago

    fee$0.00678/ 3d
    L $0.00339S $0.001695R $0.001695
  11. loan#30598repaid

    Borrow

    $7.99

    0x3d5c733d...34ad5e15h ago

    Spend

    $7.99

    to 0xeA6222E6A0…

    Repay

    $8.00

    0xbfd63340...ecd58614h ago

    fee$0.013316/ 5d
    L $0.006658S $0.003329R $0.003329
  12. loan#30415repaid

    Borrow

    $5.37

    0x50a7c432...d4522118h ago

    Spend

    $5.37

    to 0xeA6222E6A0…

    Repay

    $5.38

    0x11e70050...b2bac315h ago

    fee$0.01074/ 6d
    L $0.00537S $0.002685R $0.002685
  13. loan#30318repaid

    Borrow

    $8.94

    0x0b1223ed...30b88b20h ago

    Spend

    $8.94

    to 0xeA6222E6A0…

    Repay

    $8.95

    0x6fb46386...7e74bf18h ago

    fee$0.00596/ 2d
    L $0.00298S $0.00149R $0.00149
  14. loan#30210repaid

    Borrow

    $8.91

    0xc329775e...86236b21h ago

    Spend

    $8.91

    to 0xeA6222E6A0…

    Repay

    $8.92

    0xb9de6fa8...dea4ac20h ago

    fee$0.01485/ 5d
    L $0.007426S $0.003712R $0.003712
  15. loan#30103repaid

    Borrow

    $9.20

    0x564dfbfc...ec9fe123h ago

    Spend

    $9.20

    to 0xeA6222E6A0…

    Repay

    $9.21

    0xa750fd1b...b0c46a21h ago

    fee$0.006133/ 2d
    L $0.003067S $0.001533R $0.001533
  16. loan#30012repaid

    Borrow

    $5.14

    0x1773f969...f6c37c1d ago

    Spend

    $5.14

    to 0xeA6222E6A0…

    Repay

    $5.15

    0x6e08d196...a9c8df23h ago

    fee$0.01028/ 6d
    L $0.00514S $0.00257R $0.00257
  17. loan#29920repaid

    Borrow

    $5.60

    0x462f24fb...11100c1d ago

    Spend

    $5.60

    to 0xeA6222E6A0…

    Repay

    $5.60

    0x77291659...be51311d ago

    fee$0.003733/ 2d
    L $0.001867S $0.000933R $0.000933
  18. loan#29815repaid

    Borrow

    $7.70

    0xd51be1d9...ee758e1d ago

    Spend

    $7.70

    to 0xeA6222E6A0…

    Repay

    $7.71

    0x8f4a5c41...dbb0361d ago

    fee$0.012833/ 5d
    L $0.006417S $0.003208R $0.003208
  19. loan#29712repaid

    Borrow

    $5.25

    0x39678b01...d25e3e1d ago

    Spend

    $5.25

    to 0xeA6222E6A0…

    Repay

    $5.26

    0x109ae137...0700c61d ago

    fee$0.00875/ 5d
    L $0.004376S $0.002187R $0.002187
  20. loan#29610repaid

    Borrow

    $6.65

    0x164c0bae...174e741d ago

    Spend

    $6.65

    to 0xeA6222E6A0…

    Repay

    $6.66

    0x8b5db9ca...47ad141d ago

    fee$0.008866/ 4d
    L $0.004434S $0.002216R $0.002216
  21. loan#29506repaid

    Borrow

    $6.92

    0x4bfaedfc...9144821d ago

    Spend

    $6.92

    to 0xeA6222E6A0…

    Repay

    $6.93

    0x084de47f...7fcd5c1d ago

    fee$0.011533/ 5d
    L $0.005767S $0.002883R $0.002883
  22. loan#29402repaid

    Borrow

    $6.50

    0x6dfff2cb...45f7c21d ago

    Spend

    $6.50

    to 0xeA6222E6A0…

    Repay

    $6.51

    0xc1a3128b...62d56b1d ago

    fee$0.0065/ 3d
    L $0.00325S $0.001625R $0.001625
  23. loan#29297repaid

    Borrow

    $8.57

    0x8f15203c...2b83001d ago

    Spend

    $8.57

    to 0xeA6222E6A0…

    Repay

    $8.58

    0xfcac4519...a303e31d ago

    fee$0.014283/ 5d
    L $0.007143S $0.00357R $0.00357
  24. loan#29188repaid

    Borrow

    $6.82

    0x17b5dae1...86a8441d ago

    Spend

    $6.82

    to 0xeA6222E6A0…

    Repay

    $6.83

    0x1d6a7f40...54585e1d ago

    fee$0.01364/ 6d
    L $0.00682S $0.00341R $0.00341

Showing the 24 most recent cycles of 358 logged events. The full set is available from /api/agent/6282.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31715$6.26$0.004173$0.002087$0.001043$0.0010432d36.3mactive
#31604$6.68$0.011133$0.005567$0.002783$0.0027835d1.5hrepaid
#31496$5.41$0.007213$0.003607$0.001803$0.0018034d1.5hrepaid
#31386$8.56$0.005706$0.002854$0.001426$0.0014262d1.5hrepaid
#31276$7.84$0.013066$0.006534$0.003266$0.0032665d1.5hrepaid
#31162$5.81$0.003873$0.001937$0.000968$0.0009682d1.5hrepaid
#31041$6.71$0.008946$0.004474$0.002236$0.0022364d1.5hrepaid
#30927$5.08$0.003386$0.001694$0.000846$0.0008462d1.5hrepaid
#30808$5.42$0.00542$0.00271$0.001355$0.0013553d1.5hrepaid
#30696$6.78$0.00678$0.00339$0.001695$0.0016953d1.5hrepaid
#30598$7.99$0.013316$0.006658$0.003329$0.0033295d1.5hrepaid
#30415$5.37$0.01074$0.00537$0.002685$0.0026856d3hrepaid
#30318$8.94$0.00596$0.00298$0.00149$0.001492d1.5hrepaid
#30210$8.91$0.01485$0.007426$0.003712$0.0037125d1.5hrepaid
#30103$9.20$0.006133$0.003067$0.001533$0.0015332d1.5hrepaid
#30012$5.14$0.01028$0.00514$0.00257$0.002576d1.5hrepaid
#29920$5.60$0.003733$0.001867$0.000933$0.0009332d1.5hrepaid
#29815$7.70$0.012833$0.006417$0.003208$0.0032085d1.5hrepaid
#29712$5.25$0.00875$0.004376$0.002187$0.0021875d1.5hrepaid
#29610$6.65$0.008866$0.004434$0.002216$0.0022164d1.5hrepaid
#29506$6.92$0.011533$0.005767$0.002883$0.0028835d1.5hrepaid
#29402$6.50$0.0065$0.00325$0.001625$0.0016253d1.5hrepaid
#29297$8.57$0.014283$0.007143$0.00357$0.003575d1.5hrepaid
#29188$6.82$0.01364$0.00682$0.00341$0.003416d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6282
Spending address
0xeA6222...a876F0
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.