PPriors Bureau
in good standingloan openerc-8004 #6283

Agent #6283

Enrolled 15d ago · 2026-09-25 19:51:06Z · vouched by #6191

every 12s
liveblock 86,071,2692026-10-11 19:16:23Z
$9.50credit line

$2.33 available · $7.17 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.3375% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$1,990273 loans · $2.68 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    114.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31606
Principal
$7.17
Fee
$0.00478
Term
2d
Due
in 1d
Grace ends
in 4d

total due $7.17

borrow → spend → repay

Credit cycles (358 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31606open

    Borrow

    $7.17

    0x7850cc50...afc99e1h ago

    Spend

    $7.17

    to 0xBa2249c90a…

    Repay

    $7.17

    not yet repaid

    fee$0.00478/ 2d
    fee settles on repay
  2. loan#31498repaid

    Borrow

    $6.39

    0xead593fd...95a3872h ago

    Spend

    $6.39

    to 0xBa2249c90a…

    Repay

    $6.40

    0x382d900b...3278e61h ago

    fee$0.01278/ 6d
    L $0.00639S $0.003195R $0.003195
  3. loan#31388repaid

    Borrow

    $5.68

    0x1df251ee...61aba64h ago

    Spend

    $5.68

    to 0xBa2249c90a…

    Repay

    $5.68

    0x6aed004e...55a8942h ago

    fee$0.003786/ 2d
    L $0.001894S $0.000946R $0.000946
  4. loan#31278repaid

    Borrow

    $8.57

    0x3be69b4b...96f1665h ago

    Spend

    $8.57

    to 0xBa2249c90a…

    Repay

    $8.58

    0x8fe56021...ce082d4h ago

    fee$0.005713/ 2d
    L $0.002857S $0.001428R $0.001428
  5. loan#31164repaid

    Borrow

    $9.18

    0xe5e77f08...6924527h ago

    Spend

    $9.18

    to 0xBa2249c90a…

    Repay

    $9.19

    0x658b7d68...a50d1c5h ago

    fee$0.01224/ 4d
    L $0.00612S $0.00306R $0.00306
  6. loan#31043repaid

    Borrow

    $6.51

    0xf4014cf6...e93dd68h ago

    Spend

    $6.51

    to 0xBa2249c90a…

    Repay

    $6.52

    0xfa3c01fa...4d2c3b7h ago

    fee$0.00651/ 3d
    L $0.003256S $0.001627R $0.001627
  7. loan#30929repaid

    Borrow

    $5.37

    0x8de8ef39...82720c10h ago

    Spend

    $5.37

    to 0xBa2249c90a…

    Repay

    $5.38

    0x5479502a...b91ad58h ago

    fee$0.01074/ 6d
    L $0.00537S $0.002685R $0.002685
  8. loan#30810repaid

    Borrow

    $9.41

    0xc4353531...b86b8511h ago

    Spend

    $9.41

    to 0xBa2249c90a…

    Repay

    $9.43

    0x09f371e8...e1909510h ago

    fee$0.01882/ 6d
    L $0.00941S $0.004705R $0.004705
  9. loan#30698repaid

    Borrow

    $8.37

    0x1e1ecaf7...cea89b13h ago

    Spend

    $8.37

    to 0xBa2249c90a…

    Repay

    $8.38

    0xf51185a0...1c56df11h ago

    fee$0.00837/ 3d
    L $0.004186S $0.002092R $0.002092
  10. loan#30599repaid

    Borrow

    $8.19

    0xa811553f...52ad8d14h ago

    Spend

    $8.19

    to 0xBa2249c90a…

    Repay

    $8.20

    0xfdc9b057...09703113h ago

    fee$0.00546/ 2d
    L $0.00273S $0.001365R $0.001365
  11. loan#30504repaid

    Borrow

    $9.29

    0xe76c3a06...223c3516h ago

    Spend

    $9.29

    to 0xBa2249c90a…

    Repay

    $9.31

    0xa7112923...54f32b14h ago

    fee$0.01858/ 6d
    L $0.00929S $0.004645R $0.004645
  12. loan#30417repaid

    Borrow

    $9.48

    0x5332fff7...253e4517h ago

    Spend

    $9.48

    to 0xBa2249c90a…

    Repay

    $9.50

    0xae9c7776...32e46616h ago

    fee$0.01896/ 6d
    L $0.00948S $0.00474R $0.00474
  13. loan#30320repaid

    Borrow

    $8.67

    0x84ed600d...51205119h ago

    Spend

    $8.67

    to 0xBa2249c90a…

    Repay

    $8.68

    0x9b58627f...50594617h ago

    fee$0.01445/ 5d
    L $0.007226S $0.003612R $0.003612
  14. loan#30212repaid

    Borrow

    $7.55

    0xf567a74b...53fe8820h ago

    Spend

    $7.55

    to 0xBa2249c90a…

    Repay

    $7.56

    0x9eaa7391...9559a919h ago

    fee$0.005033/ 2d
    L $0.002517S $0.001258R $0.001258
  15. loan#30105repaid

    Borrow

    $9.44

    0x9e0096a7...6a79f422h ago

    Spend

    $9.44

    to 0xBa2249c90a…

    Repay

    $9.45

    0x11e318c1...48ec6520h ago

    fee$0.012586/ 4d
    L $0.006294S $0.003146R $0.003146
  16. loan#30014repaid

    Borrow

    $5.13

    0xc0c5a04c...8cad1423h ago

    Spend

    $5.13

    to 0xBa2249c90a…

    Repay

    $5.13

    0x93eede8e...42a99722h ago

    fee$0.00342/ 2d
    L $0.00171S $0.000855R $0.000855
  17. loan#29922repaid

    Borrow

    $5.91

    0x2f7c68b0...f5d3871d ago

    Spend

    $5.91

    to 0xBa2249c90a…

    Repay

    $5.92

    0xc5349c6b...1ddb0123h ago

    fee$0.00985/ 5d
    L $0.004926S $0.002462R $0.002462
  18. loan#29817repaid

    Borrow

    $5.67

    0xb610b654...713f3b1d ago

    Spend

    $5.67

    to 0xBa2249c90a…

    Repay

    $5.68

    0x23779e32...4cc4371d ago

    fee$0.00945/ 5d
    L $0.004726S $0.002362R $0.002362
  19. loan#29714repaid

    Borrow

    $6.63

    0x648cd538...8ba45e1d ago

    Spend

    $6.63

    to 0xBa2249c90a…

    Repay

    $6.64

    0x79b663cc...73770c1d ago

    fee$0.00663/ 3d
    L $0.003316S $0.001657R $0.001657
  20. loan#29612repaid

    Borrow

    $6.94

    0xb4a7b688...0a60dc1d ago

    Spend

    $6.94

    to 0xBa2249c90a…

    Repay

    $6.95

    0xcd908fc3...e796ae1d ago

    fee$0.01388/ 6d
    L $0.00694S $0.00347R $0.00347
  21. loan#29508repaid

    Borrow

    $6.09

    0xd4475c5b...ab26621d ago

    Spend

    $6.09

    to 0xBa2249c90a…

    Repay

    $6.09

    0xdbdd8f90...2088691d ago

    fee$0.00406/ 2d
    L $0.00203S $0.001015R $0.001015
  22. loan#29404repaid

    Borrow

    $5.86

    0x7523b9cb...46641f1d ago

    Spend

    $5.86

    to 0xBa2249c90a…

    Repay

    $5.87

    0x403e9820...f505dd1d ago

    fee$0.01172/ 6d
    L $0.00586S $0.00293R $0.00293
  23. loan#29299repaid

    Borrow

    $7.29

    0x6a3a507e...16e67a1d ago

    Spend

    $7.29

    to 0xBa2249c90a…

    Repay

    $7.30

    0x944ba5e9...f674531d ago

    fee$0.00972/ 4d
    L $0.00486S $0.00243R $0.00243
  24. loan#29190repaid

    Borrow

    $8.16

    0xfb031f33...5020381d ago

    Spend

    $8.16

    to 0xBa2249c90a…

    Repay

    $8.17

    0x1cb37a51...20896d1d ago

    fee$0.01088/ 4d
    L $0.00544S $0.00272R $0.00272

Showing the 24 most recent cycles of 358 logged events. The full set is available from /api/agent/6283.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31606$7.17$0.00478$0.00239$0.001195$0.0011952d1.1hactive
#31498$6.39$0.01278$0.00639$0.003195$0.0031956d1.5hrepaid
#31388$5.68$0.003786$0.001894$0.000946$0.0009462d1.5hrepaid
#31278$8.57$0.005713$0.002857$0.001428$0.0014282d1.5hrepaid
#31164$9.18$0.01224$0.00612$0.00306$0.003064d1.5hrepaid
#31043$6.51$0.00651$0.003256$0.001627$0.0016273d1.5hrepaid
#30929$5.37$0.01074$0.00537$0.002685$0.0026856d1.5hrepaid
#30810$9.41$0.01882$0.00941$0.004705$0.0047056d1.5hrepaid
#30698$8.37$0.00837$0.004186$0.002092$0.0020923d1.5hrepaid
#30599$8.19$0.00546$0.00273$0.001365$0.0013652d1.5hrepaid
#30504$9.29$0.01858$0.00929$0.004645$0.0046456d1.5hrepaid
#30417$9.48$0.01896$0.00948$0.00474$0.004746d1.5hrepaid
#30320$8.67$0.01445$0.007226$0.003612$0.0036125d1.5hrepaid
#30212$7.55$0.005033$0.002517$0.001258$0.0012582d1.5hrepaid
#30105$9.44$0.012586$0.006294$0.003146$0.0031464d1.5hrepaid
#30014$5.13$0.00342$0.00171$0.000855$0.0008552d1.5hrepaid
#29922$5.91$0.00985$0.004926$0.002462$0.0024625d1.5hrepaid
#29817$5.67$0.00945$0.004726$0.002362$0.0023625d1.5hrepaid
#29714$6.63$0.00663$0.003316$0.001657$0.0016573d1.5hrepaid
#29612$6.94$0.01388$0.00694$0.00347$0.003476d1.5hrepaid
#29508$6.09$0.00406$0.00203$0.001015$0.0010152d1.5hrepaid
#29404$5.86$0.01172$0.00586$0.00293$0.002936d1.5hrepaid
#29299$7.29$0.00972$0.00486$0.00243$0.002434d1.5hrepaid
#29190$8.16$0.01088$0.00544$0.00272$0.002724d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6283
Spending address
0xBa2249...01b343
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.