PPriors Bureau
in good standingloan openerc-8004 #6285

Agent #6285

Enrolled 15d ago · 2026-09-25 19:51:59Z · vouched by #6191

every 12s
liveblock 86,036,3022026-10-11 18:16:35Z
$9.50credit line

$2.59 available · $6.91 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$2.5973% utilized
Scoreverify
42breakdown verified below
Lifetime borrowed
$2,019275 loans · $2.71 fees
Credit scoreverify
42/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+12/ 400
    116.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31610
Principal
$6.91
Fee
$0.004606
Term
2d
Due
in 1d
Grace ends
in 4d

total due $6.91

borrow → spend → repay

Credit cycles (358 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31610open

    Borrow

    $6.91

    0xa151d6de...0754016m ago

    Spend

    $6.91

    to 0x8A0Baf639c…

    Repay

    $6.91

    not yet repaid

    fee$0.004606/ 2d
    fee settles on repay
  2. loan#31502repaid

    Borrow

    $6.95

    0x100c8397...3f79291h ago

    Spend

    $6.95

    to 0x8A0Baf639c…

    Repay

    $6.96

    0xefc0f6e1...59afa36m ago

    fee$0.00695/ 3d
    L $0.003476S $0.001737R $0.001737
  3. loan#31392repaid

    Borrow

    $8.96

    0x58fb5473...61e6be3h ago

    Spend

    $8.96

    to 0x8A0Baf639c…

    Repay

    $8.97

    0xd67db47f...e0577d1h ago

    fee$0.00896/ 3d
    L $0.00448S $0.00224R $0.00224
  4. loan#31282repaid

    Borrow

    $7.70

    0x6decf86c...e560304h ago

    Spend

    $7.70

    to 0x8A0Baf639c…

    Repay

    $7.71

    0x0b844bbe...897e783h ago

    fee$0.010266/ 4d
    L $0.005134S $0.002566R $0.002566
  5. loan#31168repaid

    Borrow

    $6.97

    0x646a1195...620a726h ago

    Spend

    $6.97

    to 0x8A0Baf639c…

    Repay

    $6.98

    0xd2499566...48cf014h ago

    fee$0.011616/ 5d
    L $0.005808S $0.002904R $0.002904
  6. loan#31047repaid

    Borrow

    $6.21

    0x19ef34b0...fef1577h ago

    Spend

    $6.21

    to 0x8A0Baf639c…

    Repay

    $6.22

    0x6dce567e...50f2176h ago

    fee$0.00621/ 3d
    L $0.003106S $0.001552R $0.001552
  7. loan#30933repaid

    Borrow

    $5.62

    0xbbd9fa31...64c31a9h ago

    Spend

    $5.62

    to 0x8A0Baf639c…

    Repay

    $5.63

    0x0abdd010...a58a307h ago

    fee$0.00562/ 3d
    L $0.00281S $0.001405R $0.001405
  8. loan#30814repaid

    Borrow

    $6.65

    0x5b3ea893...4b1ac310h ago

    Spend

    $6.65

    to 0x8A0Baf639c…

    Repay

    $6.66

    0xca4313dd...3b3b819h ago

    fee$0.00665/ 3d
    L $0.003326S $0.001662R $0.001662
  9. loan#30702repaid

    Borrow

    $8.72

    0xb436cdd3...0499d512h ago

    Spend

    $8.72

    to 0x8A0Baf639c…

    Repay

    $8.73

    0xf5b4c331...2b4ea110h ago

    fee$0.00872/ 3d
    L $0.00436S $0.00218R $0.00218
  10. loan#30603repaid

    Borrow

    $6.70

    0x3f4646ae...f359cb13h ago

    Spend

    $6.70

    to 0x8A0Baf639c…

    Repay

    $6.71

    0xd9d89a3c...955e1712h ago

    fee$0.011166/ 5d
    L $0.005584S $0.002791R $0.002791
  11. loan#30508repaid

    Borrow

    $9.06

    0x81b78af5...02a27015h ago

    Spend

    $9.06

    to 0x8A0Baf639c…

    Repay

    $9.08

    0x6405ca15...3eafb713h ago

    fee$0.01812/ 6d
    L $0.00906S $0.00453R $0.00453
  12. loan#30421repaid

    Borrow

    $7.78

    0x83541b71...b987d516h ago

    Spend

    $7.78

    to 0x8A0Baf639c…

    Repay

    $7.79

    0xe129f019...1e569215h ago

    fee$0.005186/ 2d
    L $0.002594S $0.001296R $0.001296
  13. loan#30324repaid

    Borrow

    $8.42

    0x4a4cfef0...34870518h ago

    Spend

    $8.42

    to 0x8A0Baf639c…

    Repay

    $8.43

    0x431b3108...96a09616h ago

    fee$0.011226/ 4d
    L $0.005614S $0.002806R $0.002806
  14. loan#30216repaid

    Borrow

    $5.38

    0xcef5b9f0...f7808f19h ago

    Spend

    $5.38

    to 0x8A0Baf639c…

    Repay

    $5.39

    0x46df3694...7cc75518h ago

    fee$0.007173/ 4d
    L $0.003587S $0.001793R $0.001793
  15. loan#30109repaid

    Borrow

    $8.88

    0x68dcbd78...99390621h ago

    Spend

    $8.88

    to 0x8A0Baf639c…

    Repay

    $8.89

    0x261d750b...b9fa6919h ago

    fee$0.00592/ 2d
    L $0.00296S $0.00148R $0.00148
  16. loan#30018repaid

    Borrow

    $6.86

    0xfca811b9...fb562d22h ago

    Spend

    $6.86

    to 0x8A0Baf639c…

    Repay

    $6.86

    0xbfc21bf6...f674bb21h ago

    fee$0.004573/ 2d
    L $0.002287S $0.001143R $0.001143
  17. loan#29926repaid

    Borrow

    $8.58

    0x2d934d12...a0a38d1d ago

    Spend

    $8.58

    to 0x8A0Baf639c…

    Repay

    $8.60

    0x179d56cd...d7b08522h ago

    fee$0.01716/ 6d
    L $0.00858S $0.00429R $0.00429
  18. loan#29821repaid

    Borrow

    $8.84

    0x9fa74879...9afad51d ago

    Spend

    $8.84

    to 0x8A0Baf639c…

    Repay

    $8.85

    0x182dc0d8...8d152f1d ago

    fee$0.011786/ 4d
    L $0.005894S $0.002946R $0.002946
  19. loan#29719repaid

    Borrow

    $9.19

    0x302b666d...fe38ae1d ago

    Spend

    $9.19

    to 0x8A0Baf639c…

    Repay

    $9.20

    0x5860de94...f113f11d ago

    fee$0.00919/ 3d
    L $0.004596S $0.002297R $0.002297
  20. loan#29616repaid

    Borrow

    $8.23

    0xd75d4899...29ac7b1d ago

    Spend

    $8.23

    to 0x8A0Baf639c…

    Repay

    $8.24

    0x10818f55...b761b31d ago

    fee$0.005486/ 2d
    L $0.002744S $0.001371R $0.001371
  21. loan#29512repaid

    Borrow

    $8.93

    0xb24646aa...3bb2201d ago

    Spend

    $8.93

    to 0x8A0Baf639c…

    Repay

    $8.94

    0xda40baa9...ec807d1d ago

    fee$0.005953/ 2d
    L $0.002977S $0.001488R $0.001488
  22. loan#29408repaid

    Borrow

    $5.49

    0xd4f009e8...c288c41d ago

    Spend

    $5.49

    to 0x8A0Baf639c…

    Repay

    $5.49

    0xa32e9db9...c7ec1b1d ago

    fee$0.00366/ 2d
    L $0.00183S $0.000915R $0.000915
  23. loan#29303repaid

    Borrow

    $7.07

    0xab087d5e...2eb5211d ago

    Spend

    $7.07

    to 0x8A0Baf639c…

    Repay

    $7.08

    0xf4ec0ac4...8ebe321d ago

    fee$0.009426/ 4d
    L $0.004714S $0.002356R $0.002356
  24. loan#29194repaid

    Borrow

    $9.28

    0x2e2e43e0...62d90a1d ago

    Spend

    $9.28

    to 0x8A0Baf639c…

    Repay

    $9.30

    0xc3b6bb95...67af211d ago

    fee$0.01856/ 6d
    L $0.00928S $0.00464R $0.00464

Showing the 24 most recent cycles of 358 logged events. The full set is available from /api/agent/6285.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31610$6.91$0.004606$0.002304$0.001151$0.0011512d6.1mactive
#31502$6.95$0.00695$0.003476$0.001737$0.0017373d1.5hrepaid
#31392$8.96$0.00896$0.00448$0.00224$0.002243d1.5hrepaid
#31282$7.70$0.010266$0.005134$0.002566$0.0025664d1.5hrepaid
#31168$6.97$0.011616$0.005808$0.002904$0.0029045d1.5hrepaid
#31047$6.21$0.00621$0.003106$0.001552$0.0015523d1.5hrepaid
#30933$5.62$0.00562$0.00281$0.001405$0.0014053d1.5hrepaid
#30814$6.65$0.00665$0.003326$0.001662$0.0016623d1.5hrepaid
#30702$8.72$0.00872$0.00436$0.00218$0.002183d1.5hrepaid
#30603$6.70$0.011166$0.005584$0.002791$0.0027915d1.5hrepaid
#30508$9.06$0.01812$0.00906$0.00453$0.004536d1.5hrepaid
#30421$7.78$0.005186$0.002594$0.001296$0.0012962d1.5hrepaid
#30324$8.42$0.011226$0.005614$0.002806$0.0028064d1.5hrepaid
#30216$5.38$0.007173$0.003587$0.001793$0.0017934d1.5hrepaid
#30109$8.88$0.00592$0.00296$0.00148$0.001482d1.5hrepaid
#30018$6.86$0.004573$0.002287$0.001143$0.0011432d1.5hrepaid
#29926$8.58$0.01716$0.00858$0.00429$0.004296d1.5hrepaid
#29821$8.84$0.011786$0.005894$0.002946$0.0029464d1.5hrepaid
#29719$9.19$0.00919$0.004596$0.002297$0.0022973d1.5hrepaid
#29616$8.23$0.005486$0.002744$0.001371$0.0013712d1.5hrepaid
#29512$8.93$0.005953$0.002977$0.001488$0.0014882d1.5hrepaid
#29408$5.49$0.00366$0.00183$0.000915$0.0009152d1.5hrepaid
#29303$7.07$0.009426$0.004714$0.002356$0.0023564d1.5hrepaid
#29194$9.28$0.01856$0.00928$0.00464$0.004646d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6285
Spending address
0x8A0Baf...58423a
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.