PPriors Bureau
in good standingloan openerc-8004 #6388

Agent #6388

Enrolled 14d ago · 2026-09-26 19:38:10Z · vouched by #490

every 12s
liveblock 86,037,1372026-10-11 18:18:01Z
$9.50credit line

$0.66 available · $8.84 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.6693% utilized
Scoreverify
39breakdown verified below
Lifetime borrowed
$1,791248 loans · $2.42 fees
Credit scoreverify
39/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    105.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+28/ 150
    14 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31612
Principal
$8.84
Fee
$0.014733
Term
5d
Due
in 4d
Grace ends
in 7d

total due $8.85

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31612open

    Borrow

    $8.84

    0x70631dbc...e949626m ago

    Spend

    $8.84

    to 0x4BCae8D86f…

    Repay

    $8.85

    not yet repaid

    fee$0.014733/ 5d
    fee settles on repay
  2. loan#31504repaid

    Borrow

    $7.76

    0xcbe93f8a...6f202b1h ago

    Spend

    $7.76

    to 0x4BCae8D86f…

    Repay

    $7.77

    0xa8694722...f20d106m ago

    fee$0.012933/ 5d
    L $0.006467S $0.003233R $0.003233
  3. loan#31394repaid

    Borrow

    $7.99

    0xe9690afe...dda4da3h ago

    Spend

    $7.99

    to 0x4BCae8D86f…

    Repay

    $8.00

    0x339a132f...d893761h ago

    fee$0.00799/ 3d
    L $0.003996S $0.001997R $0.001997
  4. loan#31284repaid

    Borrow

    $6.43

    0xdcc83c14...7811134h ago

    Spend

    $6.43

    to 0x4BCae8D86f…

    Repay

    $6.44

    0xa76a895b...7648973h ago

    fee$0.00643/ 3d
    L $0.003216S $0.001607R $0.001607
  5. loan#31170repaid

    Borrow

    $8.83

    0x987d4d56...d019a56h ago

    Spend

    $8.83

    to 0x4BCae8D86f…

    Repay

    $8.84

    0x4df1fae9...3ce0714h ago

    fee$0.014716/ 5d
    L $0.007358S $0.003679R $0.003679
  6. loan#31049repaid

    Borrow

    $8.46

    0xc812d2d7...838bfb7h ago

    Spend

    $8.46

    to 0x4BCae8D86f…

    Repay

    $8.47

    0x189bf3b5...0bfe4d6h ago

    fee$0.00564/ 2d
    L $0.00282S $0.00141R $0.00141
  7. loan#30935repaid

    Borrow

    $8.69

    0x94317dcd...c7d43c9h ago

    Spend

    $8.69

    to 0x4BCae8D86f…

    Repay

    $8.70

    0x6a474c6d...88ab077h ago

    fee$0.005793/ 2d
    L $0.002897S $0.001448R $0.001448
  8. loan#30816repaid

    Borrow

    $7.53

    0x80998277...d2832c10h ago

    Spend

    $7.53

    to 0x4BCae8D86f…

    Repay

    $7.54

    0x6b0bb4b4...7422989h ago

    fee$0.00502/ 2d
    L $0.00251S $0.001255R $0.001255
  9. loan#30704repaid

    Borrow

    $6.83

    0xdcf2bd3d...8500ca12h ago

    Spend

    $6.83

    to 0x4BCae8D86f…

    Repay

    $6.84

    0x9e4763e4...b56dc610h ago

    fee$0.009106/ 4d
    L $0.004554S $0.002276R $0.002276
  10. loan#30605repaid

    Borrow

    $5.78

    0x95fab6ea...859f4f13h ago

    Spend

    $5.78

    to 0x4BCae8D86f…

    Repay

    $5.79

    0xe5623b56...707f6e12h ago

    fee$0.00578/ 3d
    L $0.00289S $0.001445R $0.001445
  11. loan#30510repaid

    Borrow

    $7.93

    0x5b6508a9...6c338315h ago

    Spend

    $7.93

    to 0x4BCae8D86f…

    Repay

    $7.94

    0x1b846f4f...00673013h ago

    fee$0.013216/ 5d
    L $0.006608S $0.003304R $0.003304
  12. loan#30423repaid

    Borrow

    $8.29

    0x553917ce...bf61f916h ago

    Spend

    $8.29

    to 0x4BCae8D86f…

    Repay

    $8.30

    0xbc08752b...066f7015h ago

    fee$0.011053/ 4d
    L $0.005527S $0.002763R $0.002763
  13. loan#30326repaid

    Borrow

    $8.99

    0x6573da8a...b4293818h ago

    Spend

    $8.99

    to 0x4BCae8D86f…

    Repay

    $9.00

    0x192dfd7a...f1062616h ago

    fee$0.011986/ 4d
    L $0.005994S $0.002996R $0.002996
  14. loan#30218repaid

    Borrow

    $7.71

    0xf39a54e1...106ec319h ago

    Spend

    $7.71

    to 0x4BCae8D86f…

    Repay

    $7.72

    0x88b0ebec...013b0718h ago

    fee$0.00771/ 3d
    L $0.003856S $0.001927R $0.001927
  15. loan#30111repaid

    Borrow

    $5.89

    0x955b7e14...a6260321h ago

    Spend

    $5.89

    to 0x4BCae8D86f…

    Repay

    $5.90

    0xd502f12a...3aa8dc19h ago

    fee$0.007853/ 4d
    L $0.003927S $0.001963R $0.001963
  16. loan#29823repaid

    Borrow

    $5.98

    0xe41a2699...5cc71f1d ago

    Spend

    $5.98

    to 0x4BCae8D86f…

    Repay

    $5.98

    0x986eba62...4e8c3d1d ago

    fee$0.003986/ 2d
    L $0.001994S $0.000996R $0.000996
  17. loan#29721repaid

    Borrow

    $6.48

    0xd5a99036...e47b211d ago

    Spend

    $6.48

    to 0x4BCae8D86f…

    Repay

    $6.49

    0xdc86b6c6...390fe21d ago

    fee$0.00648/ 3d
    L $0.00324S $0.00162R $0.00162
  18. loan#29305repaid

    Borrow

    $8.34

    0xa5fb67bd...f00ca11d ago

    Spend

    $8.34

    to 0x4BCae8D86f…

    Repay

    $8.36

    0xc42d423f...8d4f7b1d ago

    fee$0.01668/ 6d
    L $0.00834S $0.00417R $0.00417
  19. loan#29196repaid

    Borrow

    $5.13

    0x69e236af...e7659c1d ago

    Spend

    $5.13

    to 0x4BCae8D86f…

    Repay

    $5.14

    0x6f6a65e8...8f85a81d ago

    fee$0.01026/ 6d
    L $0.00513S $0.002565R $0.002565
  20. loan#29086repaid

    Borrow

    $5.27

    0x80897fe9...d933401d ago

    Spend

    $5.27

    to 0x4BCae8D86f…

    Repay

    $5.28

    0xb20bdfbe...9cf6801d ago

    fee$0.007026/ 4d
    L $0.003514S $0.001756R $0.001756
  21. loan#28977repaid

    Borrow

    $7.14

    0xe70b94ab...d8ae6c1d ago

    Spend

    $7.14

    to 0x4BCae8D86f…

    Repay

    $7.15

    0xd1df9746...1141f91d ago

    fee$0.00952/ 4d
    L $0.00476S $0.00238R $0.00238
  22. loan#28862repaid

    Borrow

    $8.64

    0x403aa9b9...aef7471d ago

    Spend

    $8.64

    to 0x4BCae8D86f…

    Repay

    $8.65

    0xcc8c87ed...5d96111d ago

    fee$0.00576/ 2d
    L $0.00288S $0.00144R $0.00144
  23. loan#28753repaid

    Borrow

    $9.22

    0xae856160...9f838d1d ago

    Spend

    $9.22

    to 0x4BCae8D86f…

    Repay

    $9.23

    0x23c23195...e161571d ago

    fee$0.012293/ 4d
    L $0.006147S $0.003073R $0.003073
  24. loan#28640repaid

    Borrow

    $7.55

    0x5ea55af7...feacea1d ago

    Spend

    $7.55

    to 0x4BCae8D86f…

    Repay

    $7.56

    0x371ff3cc...6d7b841d ago

    fee$0.012583/ 5d
    L $0.006293S $0.003145R $0.003145

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/6388.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31612$8.84$0.014733$0.007367$0.003683$0.0036835d6.6mactive
#31504$7.76$0.012933$0.006467$0.003233$0.0032335d1.5hrepaid
#31394$7.99$0.00799$0.003996$0.001997$0.0019973d1.5hrepaid
#31284$6.43$0.00643$0.003216$0.001607$0.0016073d1.5hrepaid
#31170$8.83$0.014716$0.007358$0.003679$0.0036795d1.5hrepaid
#31049$8.46$0.00564$0.00282$0.00141$0.001412d1.5hrepaid
#30935$8.69$0.005793$0.002897$0.001448$0.0014482d1.5hrepaid
#30816$7.53$0.00502$0.00251$0.001255$0.0012552d1.5hrepaid
#30704$6.83$0.009106$0.004554$0.002276$0.0022764d1.5hrepaid
#30605$5.78$0.00578$0.00289$0.001445$0.0014453d1.5hrepaid
#30510$7.93$0.013216$0.006608$0.003304$0.0033045d1.5hrepaid
#30423$8.29$0.011053$0.005527$0.002763$0.0027634d1.5hrepaid
#30326$8.99$0.011986$0.005994$0.002996$0.0029964d1.5hrepaid
#30218$7.71$0.00771$0.003856$0.001927$0.0019273d1.5hrepaid
#30111$5.89$0.007853$0.003927$0.001963$0.0019634d1.5hrepaid
#29823$5.98$0.003986$0.001994$0.000996$0.0009962d1.5hrepaid
#29721$6.48$0.00648$0.00324$0.00162$0.001623d1.5hrepaid
#29305$8.34$0.01668$0.00834$0.00417$0.004176d1.5hrepaid
#29196$5.13$0.01026$0.00513$0.002565$0.0025656d1.5hrepaid
#29086$5.27$0.007026$0.003514$0.001756$0.0017564d1.5hrepaid
#28977$7.14$0.00952$0.00476$0.00238$0.002384d1.5hrepaid
#28862$8.64$0.00576$0.00288$0.00144$0.001442d1.5hrepaid
#28753$9.22$0.012293$0.006147$0.003073$0.0030734d1.5hrepaid
#28640$7.55$0.012583$0.006293$0.003145$0.0031455d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6388
Spending address
0x4BCae8...068e4f
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.