PPriors Bureau
in good standingloan openerc-8004 #6389

Agent #6389

Enrolled 15d ago · 2026-09-26 19:38:15Z · vouched by #6191

every 12s
liveblock 86,105,3262026-10-11 20:14:51Z
$9.50credit line

$0.25 available · $9.25 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.2597% utilized
Scoreverify
41breakdown verified below
Lifetime borrowed
$1,860253 loans · $2.46 fees
Credit scoreverify
41/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+11/ 400
    108.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+30/ 150
    15 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31725
Principal
$9.25
Fee
$0.00925
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.26

borrow → spend → repay

Credit cycles (356 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31725open

    Borrow

    $9.25

    0x66a152b0...4ecccc32m ago

    Spend

    $9.25

    to 0xF04699b776…

    Repay

    $9.26

    not yet repaid

    fee$0.00925/ 3d
    fee settles on repay
  2. loan#31614repaid

    Borrow

    $8.43

    0xe27f11b5...9618cf2h ago

    Spend

    $8.43

    to 0xF04699b776…

    Repay

    $8.44

    0x970449d5...afd59232m ago

    fee$0.01124/ 4d
    L $0.00562S $0.00281R $0.00281
  3. loan#31506repaid

    Borrow

    $5.77

    0x9a237577...ad041e3h ago

    Spend

    $5.77

    to 0xF04699b776…

    Repay

    $5.78

    0xc283d176...357fdf2h ago

    fee$0.009616/ 5d
    L $0.004808S $0.002404R $0.002404
  4. loan#31396repaid

    Borrow

    $9.48

    0x15082553...2c3fe95h ago

    Spend

    $9.48

    to 0xF04699b776…

    Repay

    $9.49

    0x4dcdeefe...4cb3623h ago

    fee$0.01264/ 4d
    L $0.00632S $0.00316R $0.00316
  5. loan#31286repaid

    Borrow

    $7.15

    0xbd3ab529...0339696h ago

    Spend

    $7.15

    to 0xF04699b776…

    Repay

    $7.16

    0x805a9fa7...c50c805h ago

    fee$0.009533/ 4d
    L $0.004767S $0.002383R $0.002383
  6. loan#31172repaid

    Borrow

    $5.96

    0xb9123925...4779838h ago

    Spend

    $5.96

    to 0xF04699b776…

    Repay

    $5.97

    0xe31f2ba6...e16fb26h ago

    fee$0.01192/ 6d
    L $0.00596S $0.00298R $0.00298
  7. loan#31051repaid

    Borrow

    $6.69

    0xcc0418b4...6c214e9h ago

    Spend

    $6.69

    to 0xF04699b776…

    Repay

    $6.70

    0x185c9bee...3abfa68h ago

    fee$0.00669/ 3d
    L $0.003346S $0.001672R $0.001672
  8. loan#30937repaid

    Borrow

    $5.25

    0x5167f81e...e8547011h ago

    Spend

    $5.25

    to 0xF04699b776…

    Repay

    $5.26

    0xcf89a980...80c9c49h ago

    fee$0.00875/ 5d
    L $0.004376S $0.002187R $0.002187
  9. loan#30818repaid

    Borrow

    $8.68

    0xb9de809a...8d63d212h ago

    Spend

    $8.68

    to 0xF04699b776…

    Repay

    $8.69

    0xddd0a652...0affdb11h ago

    fee$0.011573/ 4d
    L $0.005787S $0.002893R $0.002893
  10. loan#30706repaid

    Borrow

    $6.07

    0x5a3515cf...e3d0f814h ago

    Spend

    $6.07

    to 0xF04699b776…

    Repay

    $6.08

    0x8e3420ac...fd9bde12h ago

    fee$0.00607/ 3d
    L $0.003036S $0.001517R $0.001517
  11. loan#30607repaid

    Borrow

    $7.06

    0xe5544b28...74adde15h ago

    Spend

    $7.06

    to 0xF04699b776…

    Repay

    $7.07

    0x118ea7b1...06759114h ago

    fee$0.011766/ 5d
    L $0.005884S $0.002941R $0.002941
  12. loan#30512repaid

    Borrow

    $7.49

    0xefea9eb7...d01bc317h ago

    Spend

    $7.49

    to 0xF04699b776…

    Repay

    $7.50

    0xeaa9f1e4...f3c0e815h ago

    fee$0.009986/ 4d
    L $0.004994S $0.002496R $0.002496
  13. loan#30425repaid

    Borrow

    $8.10

    0x5cfc862f...09f18418h ago

    Spend

    $8.10

    to 0xF04699b776…

    Repay

    $8.12

    0x32c0319d...bd173a17h ago

    fee$0.0162/ 6d
    L $0.0081S $0.00405R $0.00405
  14. loan#30328repaid

    Borrow

    $6.55

    0x5cb6f940...95e9eb20h ago

    Spend

    $6.55

    to 0xF04699b776…

    Repay

    $6.56

    0xfbd01fc0...ad7d5e18h ago

    fee$0.010916/ 5d
    L $0.005458S $0.002729R $0.002729
  15. loan#30220repaid

    Borrow

    $7.72

    0x2f2ff52b...d7f49821h ago

    Spend

    $7.72

    to 0xF04699b776…

    Repay

    $7.74

    0x18bac105...87347d20h ago

    fee$0.01544/ 6d
    L $0.00772S $0.00386R $0.00386
  16. loan#30113repaid

    Borrow

    $7.91

    0x3e537916...e45bfb23h ago

    Spend

    $7.91

    to 0xF04699b776…

    Repay

    $7.92

    0x73903895...880af921h ago

    fee$0.013183/ 5d
    L $0.006593S $0.003295R $0.003295
  17. loan#29928repaid

    Borrow

    $8.77

    0x911f90f4...b9f0901d ago

    Spend

    $8.77

    to 0xF04699b776…

    Repay

    $8.78

    0x4bf7adec...3d13171d ago

    fee$0.00877/ 3d
    L $0.004386S $0.002192R $0.002192
  18. loan#29824repaid

    Borrow

    $7.85

    0x26679bb6...ef3cba1d ago

    Spend

    $7.85

    to 0xF04699b776…

    Repay

    $7.86

    0x02fe5746...40349c1d ago

    fee$0.005233/ 2d
    L $0.002617S $0.001308R $0.001308
  19. loan#29723repaid

    Borrow

    $6.05

    0x3c14d564...6fd5f21d ago

    Spend

    $6.05

    to 0xF04699b776…

    Repay

    $6.06

    0x063df704...4400d01d ago

    fee$0.008066/ 4d
    L $0.004034S $0.002016R $0.002016
  20. loan#29618repaid

    Borrow

    $7.31

    0x4e3feaba...14a3fa1d ago

    Spend

    $7.31

    to 0xF04699b776…

    Repay

    $7.32

    0x6a5fe3ed...78a26d1d ago

    fee$0.01462/ 6d
    L $0.00731S $0.003655R $0.003655
  21. loan#29514repaid

    Borrow

    $6.43

    0x486d2def...ef67411d ago

    Spend

    $6.43

    to 0xF04699b776…

    Repay

    $6.44

    0xd6b1c74c...6765921d ago

    fee$0.008573/ 4d
    L $0.004287S $0.002143R $0.002143
  22. loan#29411repaid

    Borrow

    $9.28

    0x283f4efe...92dee71d ago

    Spend

    $9.28

    to 0xF04699b776…

    Repay

    $9.30

    0x5d549619...c438661d ago

    fee$0.01856/ 6d
    L $0.00928S $0.00464R $0.00464
  23. loan#29307repaid

    Borrow

    $8.58

    0x5930f13a...5eda351d ago

    Spend

    $8.58

    to 0xF04699b776…

    Repay

    $8.60

    0x6f289508...5a37ec1d ago

    fee$0.01716/ 6d
    L $0.00858S $0.00429R $0.00429
  24. loan#29198repaid

    Borrow

    $7.69

    0x5dff4a60...777e591d ago

    Spend

    $7.69

    to 0xF04699b776…

    Repay

    $7.70

    0x151890d9...4beb5b1d ago

    fee$0.005126/ 2d
    L $0.002564S $0.001281R $0.001281

Showing the 24 most recent cycles of 356 logged events. The full set is available from /api/agent/6389.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31725$9.25$0.00925$0.004626$0.002312$0.0023123d32.4mactive
#31614$8.43$0.01124$0.00562$0.00281$0.002814d1.5hrepaid
#31506$5.77$0.009616$0.004808$0.002404$0.0024045d1.5hrepaid
#31396$9.48$0.01264$0.00632$0.00316$0.003164d1.5hrepaid
#31286$7.15$0.009533$0.004767$0.002383$0.0023834d1.5hrepaid
#31172$5.96$0.01192$0.00596$0.00298$0.002986d1.5hrepaid
#31051$6.69$0.00669$0.003346$0.001672$0.0016723d1.5hrepaid
#30937$5.25$0.00875$0.004376$0.002187$0.0021875d1.5hrepaid
#30818$8.68$0.011573$0.005787$0.002893$0.0028934d1.5hrepaid
#30706$6.07$0.00607$0.003036$0.001517$0.0015173d1.5hrepaid
#30607$7.06$0.011766$0.005884$0.002941$0.0029415d1.5hrepaid
#30512$7.49$0.009986$0.004994$0.002496$0.0024964d1.5hrepaid
#30425$8.10$0.0162$0.0081$0.00405$0.004056d1.5hrepaid
#30328$6.55$0.010916$0.005458$0.002729$0.0027295d1.5hrepaid
#30220$7.72$0.01544$0.00772$0.00386$0.003866d1.5hrepaid
#30113$7.91$0.013183$0.006593$0.003295$0.0032955d1.5hrepaid
#29928$8.77$0.00877$0.004386$0.002192$0.0021923d1.5hrepaid
#29824$7.85$0.005233$0.002617$0.001308$0.0013082d1.5hrepaid
#29723$6.05$0.008066$0.004034$0.002016$0.0020164d1.5hrepaid
#29618$7.31$0.01462$0.00731$0.003655$0.0036556d1.5hrepaid
#29514$6.43$0.008573$0.004287$0.002143$0.0021434d1.5hrepaid
#29411$9.28$0.01856$0.00928$0.00464$0.004646d1.5hrepaid
#29307$8.58$0.01716$0.00858$0.00429$0.004296d1.5hrepaid
#29198$7.69$0.005126$0.002564$0.001281$0.0012812d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6389
Spending address
0xF04699...18F40f
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.