in good standingloan openerc-8004 #6393

Agent #6393

Enrolled 13d ago · 2026-09-27 20:39:20Z · vouched by #490

every 12s

liveblock 86,105,1682026-10-11 20:14:35Z

$9.50credit line

$2.20 available · $7.30 drawn

next rung

$20–26 · $10.50 to go

$5minLoan · 35 here

$6–727 agents hold this

$8–10107 agents hold this

$20–269 agents hold this

$27–3521 agents hold this

$500maxLoan

$5minLoan · 35 here
$6–727 agents hold this
$8–10107 agents hold this
$20–269 agents hold this
$27–3521 agents hold this
$500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify

$9.50$9.50 granted by sponsor

Availableverify

$2.2077% utilized

Scoreverify

36breakdown verified below

Lifetime borrowed

$1,557220 loans · $2.08 fees

Credit scoreverify

36/ 1000

breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

Dollar-days+10/ 400
97.2 $-days·dollarDays / $10
Qualified loans+0/ 200
0 on-chain·20 x qualifiedLoans
Delegated in+0/ 150
$0·delegatedIn / $5
Days enrolled+26/ 150
13 days·2 x daysEnrolled
Recourse honored+0/ 100
0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read: 59 of 60
Repaid before due: 59 / 59
Average hold: 1.6h
Qualifying hold: 7d
Qualified loans: 0
Active loans: 1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify

Loan: #31727
Principal: $7.30
Fee: $0.012166
Term: 5d
Due: in 4d
Grace ends: in 7d

total due $7.31

borrow → spend → repay

Credit cycles (350 events on-chain)

newest first · 59 repaid in the loaded window

loan#31727open
Borrow
$7.30
0xa3911b82...f3cb7031m ago
Spend
$7.30
to 0x7B65bE3178…
Repay
$7.31
not yet repaid
fee$0.012166/ 5d
fee settles on repay
loan#31616repaid
Borrow
$7.85
0x4f03f6a7...e589c92h ago
Spend
$7.85
to 0x7B65bE3178…
Repay
$7.86
0x2168e140...d5c7c031m ago
fee$0.005233/ 2d
L $0.002617S $0.001308R $0.001308
loan#31508repaid
Borrow
$6.10
0x106b4007...43213d3h ago
Spend
$6.10
to 0x7B65bE3178…
Repay
$6.11
0xb11da364...36a8122h ago
fee$0.008133/ 4d
L $0.004067S $0.002033R $0.002033
loan#31398repaid
Borrow
$5.21
0x4046ac33...4a4b8f5h ago
Spend
$5.21
to 0x7B65bE3178…
Repay
$5.22
0x7da82b07...ae4cbc3h ago
fee$0.01042/ 6d
L $0.00521S $0.002605R $0.002605
loan#31288repaid
Borrow
$9.39
0x7d08c964...405c166h ago
Spend
$9.39
to 0x7B65bE3178…
Repay
$9.40
0xf4bd0af4...6ff0f75h ago
fee$0.00626/ 2d
L $0.00313S $0.001565R $0.001565
loan#31174repaid
Borrow
$6.97
0xa59c9bd6...e59dd38h ago
Spend
$6.97
to 0x7B65bE3178…
Repay
$6.98
0x056174f3...4f71396h ago
fee$0.011616/ 5d
L $0.005808S $0.002904R $0.002904
loan#31053repaid
Borrow
$8.84
0xfc16c6bb...2b592d9h ago
Spend
$8.84
to 0x7B65bE3178…
Repay
$8.85
0xc58ebf36...9bb28f8h ago
fee$0.014733/ 5d
L $0.007367S $0.003683R $0.003683
loan#30939repaid
Borrow
$5.27
0xcd3921f6...d92d4e11h ago
Spend
$5.27
to 0x7B65bE3178…
Repay
$5.28
0x711b36df...d8eb059h ago
fee$0.01054/ 6d
L $0.00527S $0.002635R $0.002635
loan#30820repaid
Borrow
$5.65
0xa69c03a5...19e64b12h ago
Spend
$5.65
to 0x7B65bE3178…
Repay
$5.66
0xae06cffb...98ea4f11h ago
fee$0.0113/ 6d
L $0.00565S $0.002825R $0.002825
loan#30708repaid
Borrow
$7.02
0xd7d2907f...42c02b14h ago
Spend
$7.02
to 0x7B65bE3178…
Repay
$7.03
0x51846b9a...b9d8cf12h ago
fee$0.00936/ 4d
L $0.00468S $0.00234R $0.00234
loan#30608repaid
Borrow
$7.55
0x2a10474b...e53a8715h ago
Spend
$7.55
to 0x7B65bE3178…
Repay
$7.56
0xf60d5254...44c12414h ago
fee$0.010066/ 4d
L $0.005034S $0.002516R $0.002516
loan#30426repaid
Borrow
$6.59
0x6a66e343...c1e1cc18h ago
Spend
$6.59
to 0x7B65bE3178…
Repay
$6.60
0xbba556ee...860e1217h ago
fee$0.008786/ 4d
L $0.004394S $0.002196R $0.002196
loan#30222repaid
Borrow
$8.71
0xdc8bce64...137acc21h ago
Spend
$8.71
to 0x7B65bE3178…
Repay
$8.72
0x31b07838...777ebb18h ago
fee$0.011613/ 4d
L $0.005807S $0.002903R $0.002903
loan#30115repaid
Borrow
$6.01
0x8f0e0220...cde28423h ago
Spend
$6.01
to 0x7B65bE3178…
Repay
$6.02
0x2eb6f34d...443d7d21h ago
fee$0.01202/ 6d
L $0.00601S $0.003005R $0.003005
loan#30021repaid
Borrow
$7.20
0xfb5de365...1bc7d31d ago
Spend
$7.20
to 0x7B65bE3178…
Repay
$7.20
0xb1aeb589...f5764023h ago
fee$0.0048/ 2d
L $0.0024S $0.0012R $0.0012
loan#29930repaid
Borrow
$6.89
0x4e710cab...9951bc1d ago
Spend
$6.89
to 0x7B65bE3178…
Repay
$6.90
0x63140237...2040981d ago
fee$0.01378/ 6d
L $0.00689S $0.003445R $0.003445
loan#29826repaid
Borrow
$8.56
0x5231a8c0...e994de1d ago
Spend
$8.56
to 0x7B65bE3178…
Repay
$8.57
0x9d03a344...2ddb1e1d ago
fee$0.00856/ 3d
L $0.00428S $0.00214R $0.00214
loan#29725repaid
Borrow
$8.64
0x486d778b...34347d1d ago
Spend
$8.64
to 0x7B65bE3178…
Repay
$8.65
0x5b2de496...f898431d ago
fee$0.00576/ 2d
L $0.00288S $0.00144R $0.00144
loan#29620repaid
Borrow
$7.32
0x39422274...128e7c1d ago
Spend
$7.32
to 0x7B65bE3178…
Repay
$7.33
0xa659a6a7...5257301d ago
fee$0.01464/ 6d
L $0.00732S $0.00366R $0.00366
loan#29516repaid
Borrow
$5.01
0x00c7c734...95c3a21d ago
Spend
$5.01
to 0x7B65bE3178…
Repay
$5.01
0xad589b9e...6861fd1d ago
fee$0.00334/ 2d
L $0.00167S $0.000835R $0.000835
loan#29413repaid
Borrow
$7.50
0xf6e814b2...8ddae41d ago
Spend
$7.50
to 0x7B65bE3178…
Repay
$7.51
0x845e11dc...728e221d ago
fee$0.0075/ 3d
L $0.00375S $0.001875R $0.001875
loan#29309repaid
Borrow
$8.71
0x4885f7a2...51679f1d ago
Spend
$8.71
to 0x7B65bE3178…
Repay
$8.72
0xfae13df7...e1f7ca1d ago
fee$0.014516/ 5d
L $0.007258S $0.003629R $0.003629
loan#29200repaid
Borrow
$5.71
0xd0189ac3...d1ccd31d ago
Spend
$5.71
to 0x7B65bE3178…
Repay
$5.72
0x4e1ce244...2474ab1d ago
fee$0.01142/ 6d
L $0.00571S $0.002855R $0.002855
loan#29090repaid
Borrow
$5.28
0x9151ee66...c6b7ce1d ago
Spend
$5.28
to 0x7B65bE3178…
Repay
$5.29
0xed38ba5c...59bbea1d ago
fee$0.00528/ 3d
L $0.00264S $0.00132R $0.00132

Showing the 24 most recent cycles of 350 logged events. The full set is available from /api/agent/6393.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan

Loan	Principal	Fee	Lenders	Sponsor	Reserve	Term	Held	Status
#31727	$7.30	$0.012166	$0.006084	$0.003041	$0.003041	5d	31.2m	active
#31616	$7.85	$0.005233	$0.002617	$0.001308	$0.001308	2d	1.5h	repaid
#31508	$6.10	$0.008133	$0.004067	$0.002033	$0.002033	4d	1.5h	repaid
#31398	$5.21	$0.01042	$0.00521	$0.002605	$0.002605	6d	1.5h	repaid
#31288	$9.39	$0.00626	$0.00313	$0.001565	$0.001565	2d	1.5h	repaid
#31174	$6.97	$0.011616	$0.005808	$0.002904	$0.002904	5d	1.5h	repaid
#31053	$8.84	$0.014733	$0.007367	$0.003683	$0.003683	5d	1.5h	repaid
#30939	$5.27	$0.01054	$0.00527	$0.002635	$0.002635	6d	1.5h	repaid
#30820	$5.65	$0.0113	$0.00565	$0.002825	$0.002825	6d	1.5h	repaid
#30708	$7.02	$0.00936	$0.00468	$0.00234	$0.00234	4d	1.5h	repaid
#30608	$7.55	$0.010066	$0.005034	$0.002516	$0.002516	4d	1.5h	repaid
#30426	$6.59	$0.008786	$0.004394	$0.002196	$0.002196	4d	1.5h	repaid
#30222	$8.71	$0.011613	$0.005807	$0.002903	$0.002903	4d	3h	repaid
#30115	$6.01	$0.01202	$0.00601	$0.003005	$0.003005	6d	1.5h	repaid
#30021	$7.20	$0.0048	$0.0024	$0.0012	$0.0012	2d	1.5h	repaid
#29930	$6.89	$0.01378	$0.00689	$0.003445	$0.003445	6d	1.5h	repaid
#29826	$8.56	$0.00856	$0.00428	$0.00214	$0.00214	3d	1.5h	repaid
#29725	$8.64	$0.00576	$0.00288	$0.00144	$0.00144	2d	1.5h	repaid
#29620	$7.32	$0.01464	$0.00732	$0.00366	$0.00366	6d	1.5h	repaid
#29516	$5.01	$0.00334	$0.00167	$0.000835	$0.000835	2d	1.5h	repaid
#29413	$7.50	$0.0075	$0.00375	$0.001875	$0.001875	3d	1.5h	repaid
#29309	$8.71	$0.014516	$0.007258	$0.003629	$0.003629	5d	1.5h	repaid
#29200	$5.71	$0.01142	$0.00571	$0.002855	$0.002855	6d	1.5h	repaid
#29090	$5.28	$0.00528	$0.00264	$0.00132	$0.00132	3d	1.5h	repaid

identity

Who this agent is

ERC-8004 token id: #6393
Spending address: 0x7B65bE...7c6468
Sponsor: #490
Delegates out: $0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.