PPriors Bureau
in good standingloan openerc-8004 #6394

Agent #6394

Enrolled 13d ago · 2026-09-27 20:39:24Z · vouched by #6191

every 12s
liveblock 86,037,2562026-10-11 18:18:13Z
$9.50credit line

$0.29 available · $9.21 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.2997% utilized
Scoreverify
36breakdown verified below
Lifetime borrowed
$1,583222 loans · $2.08 fees
Credit scoreverify
36/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+10/ 400
    97.6 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+26/ 150
    13 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31618
Principal
$9.21
Fee
$0.00921
Term
3d
Due
in 2d
Grace ends
in 5d

total due $9.22

borrow → spend → repay

Credit cycles (354 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31618open

    Borrow

    $9.21

    0xb79e76c0...fdebfe3m ago

    Spend

    $9.21

    to 0xE7F99744D3…

    Repay

    $9.22

    not yet repaid

    fee$0.00921/ 3d
    fee settles on repay
  2. loan#31510repaid

    Borrow

    $8.57

    0xe30538cd...1417fe1h ago

    Spend

    $8.57

    to 0xE7F99744D3…

    Repay

    $8.58

    0x183ecef5...3ada113m ago

    fee$0.014283/ 5d
    L $0.007143S $0.00357R $0.00357
  3. loan#31400repaid

    Borrow

    $8.17

    0x49b4ce4c...dde2d23h ago

    Spend

    $8.17

    to 0xE7F99744D3…

    Repay

    $8.18

    0x867a023d...4eb5f21h ago

    fee$0.005446/ 2d
    L $0.002724S $0.001361R $0.001361
  4. loan#31290repaid

    Borrow

    $6.94

    0x22038bde...2ef1194h ago

    Spend

    $6.94

    to 0xE7F99744D3…

    Repay

    $6.94

    0xb986a23d...5ae5703h ago

    fee$0.004626/ 2d
    L $0.002314S $0.001156R $0.001156
  5. loan#31176repaid

    Borrow

    $5.10

    0x2e84068c...dea0e66h ago

    Spend

    $5.10

    to 0xE7F99744D3…

    Repay

    $5.11

    0xd3aad6ac...94f4544h ago

    fee$0.0085/ 5d
    L $0.00425S $0.002125R $0.002125
  6. loan#31055repaid

    Borrow

    $6.55

    0x681cf625...bebe987h ago

    Spend

    $6.55

    to 0xE7F99744D3…

    Repay

    $6.56

    0x5decec0c...d3981b6h ago

    fee$0.00655/ 3d
    L $0.003276S $0.001637R $0.001637
  7. loan#30941repaid

    Borrow

    $6.94

    0x8267ee27...7026389h ago

    Spend

    $6.94

    to 0xE7F99744D3…

    Repay

    $6.95

    0xb15d3ca3...bfbe2d7h ago

    fee$0.009253/ 4d
    L $0.004627S $0.002313R $0.002313
  8. loan#30822repaid

    Borrow

    $8.69

    0x248cd9b3...ee9ed910h ago

    Spend

    $8.69

    to 0xE7F99744D3…

    Repay

    $8.70

    0x4a64ace2...6be8b69h ago

    fee$0.014483/ 5d
    L $0.007243S $0.00362R $0.00362
  9. loan#30710repaid

    Borrow

    $8.13

    0xf262ac9e...f52b0a12h ago

    Spend

    $8.13

    to 0xE7F99744D3…

    Repay

    $8.14

    0x5b8c51d1...6cf0d310h ago

    fee$0.00542/ 2d
    L $0.00271S $0.001355R $0.001355
  10. loan#30610repaid

    Borrow

    $9.45

    0x2392240c...0fe31c13h ago

    Spend

    $9.45

    to 0xE7F99744D3…

    Repay

    $9.46

    0xc1b3c589...687c4d12h ago

    fee$0.00945/ 3d
    L $0.004726S $0.002362R $0.002362
  11. loan#30515repaid

    Borrow

    $8.43

    0x5bd435d7...b3f5af15h ago

    Spend

    $8.43

    to 0xE7F99744D3…

    Repay

    $8.44

    0x4c513079...08256f13h ago

    fee$0.00562/ 2d
    L $0.00281S $0.001405R $0.001405
  12. loan#30428repaid

    Borrow

    $8.70

    0xf36bb08d...09894c16h ago

    Spend

    $8.70

    to 0xE7F99744D3…

    Repay

    $8.72

    0x78ae1aa3...ef35c815h ago

    fee$0.0174/ 6d
    L $0.0087S $0.00435R $0.00435
  13. loan#30224repaid

    Borrow

    $6.20

    0x4df3e2de...fb87d019h ago

    Spend

    $6.20

    to 0xE7F99744D3…

    Repay

    $6.21

    0x8f4d7417...0f5cc916h ago

    fee$0.0124/ 6d
    L $0.0062S $0.0031R $0.0031
  14. loan#30117repaid

    Borrow

    $5.00

    0xd28db8eb...cd305921h ago

    Spend

    $5.00

    to 0xE7F99744D3…

    Repay

    $5.00

    0x34c2f41b...a403b819h ago

    fee$0.003333/ 2d
    L $0.001667S $0.000833R $0.000833
  15. loan#30023repaid

    Borrow

    $5.25

    0x2d9621f6...1ce56022h ago

    Spend

    $5.25

    to 0xE7F99744D3…

    Repay

    $5.26

    0xc92113c3...5a928621h ago

    fee$0.00875/ 5d
    L $0.004376S $0.002187R $0.002187
  16. loan#29932repaid

    Borrow

    $5.26

    0xa513cd06...f3587b1d ago

    Spend

    $5.26

    to 0xE7F99744D3…

    Repay

    $5.26

    0x1502b4b9...d9506622h ago

    fee$0.003506/ 2d
    L $0.001754S $0.000876R $0.000876
  17. loan#29828repaid

    Borrow

    $7.80

    0xd7b24c92...fabd251d ago

    Spend

    $7.80

    to 0xE7F99744D3…

    Repay

    $7.82

    0x1d26a546...6b047a1d ago

    fee$0.0156/ 6d
    L $0.0078S $0.0039R $0.0039
  18. loan#29727repaid

    Borrow

    $9.31

    0xfa64b0fd...dcc8851d ago

    Spend

    $9.31

    to 0xE7F99744D3…

    Repay

    $9.32

    0x6f6788af...cc06ca1d ago

    fee$0.00931/ 3d
    L $0.004656S $0.002327R $0.002327
  19. loan#29622repaid

    Borrow

    $7.24

    0xfc315027...883eba1d ago

    Spend

    $7.24

    to 0xE7F99744D3…

    Repay

    $7.24

    0x3ff11686...bcbba31d ago

    fee$0.004826/ 2d
    L $0.002414S $0.001206R $0.001206
  20. loan#29518repaid

    Borrow

    $9.36

    0xa2916f08...4764d61d ago

    Spend

    $9.36

    to 0xE7F99744D3…

    Repay

    $9.38

    0x6d2f22ce...706b971d ago

    fee$0.01872/ 6d
    L $0.00936S $0.00468R $0.00468
  21. loan#29415repaid

    Borrow

    $9.02

    0x289c1348...2712371d ago

    Spend

    $9.02

    to 0xE7F99744D3…

    Repay

    $9.03

    0xe822ec2a...5960a91d ago

    fee$0.012026/ 4d
    L $0.006014S $0.003006R $0.003006
  22. loan#29311repaid

    Borrow

    $6.68

    0x61d8f6b3...174af01d ago

    Spend

    $6.68

    to 0xE7F99744D3…

    Repay

    $6.68

    0x26997277...4e8b7e1d ago

    fee$0.004453/ 2d
    L $0.002227S $0.001113R $0.001113
  23. loan#29202repaid

    Borrow

    $8.08

    0x21fd778e...7aebe21d ago

    Spend

    $8.08

    to 0xE7F99744D3…

    Repay

    $8.09

    0xd6a3acaa...1d09051d ago

    fee$0.013466/ 5d
    L $0.006734S $0.003366R $0.003366
  24. loan#29092repaid

    Borrow

    $5.46

    0x41a51f3e...0940161d ago

    Spend

    $5.46

    to 0xE7F99744D3…

    Repay

    $5.47

    0x9cdf5592...155dca1d ago

    fee$0.00728/ 4d
    L $0.00364S $0.00182R $0.00182

Showing the 24 most recent cycles of 354 logged events. The full set is available from /api/agent/6394.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31618$9.21$0.00921$0.004606$0.002302$0.0023023d3.8mactive
#31510$8.57$0.014283$0.007143$0.00357$0.003575d1.5hrepaid
#31400$8.17$0.005446$0.002724$0.001361$0.0013612d1.5hrepaid
#31290$6.94$0.004626$0.002314$0.001156$0.0011562d1.5hrepaid
#31176$5.10$0.0085$0.00425$0.002125$0.0021255d1.5hrepaid
#31055$6.55$0.00655$0.003276$0.001637$0.0016373d1.5hrepaid
#30941$6.94$0.009253$0.004627$0.002313$0.0023134d1.5hrepaid
#30822$8.69$0.014483$0.007243$0.00362$0.003625d1.5hrepaid
#30710$8.13$0.00542$0.00271$0.001355$0.0013552d1.5hrepaid
#30610$9.45$0.00945$0.004726$0.002362$0.0023623d1.5hrepaid
#30515$8.43$0.00562$0.00281$0.001405$0.0014052d1.5hrepaid
#30428$8.70$0.0174$0.0087$0.00435$0.004356d1.5hrepaid
#30224$6.20$0.0124$0.0062$0.0031$0.00316d3hrepaid
#30117$5.00$0.003333$0.001667$0.000833$0.0008332d1.5hrepaid
#30023$5.25$0.00875$0.004376$0.002187$0.0021875d1.5hrepaid
#29932$5.26$0.003506$0.001754$0.000876$0.0008762d1.5hrepaid
#29828$7.80$0.0156$0.0078$0.0039$0.00396d1.5hrepaid
#29727$9.31$0.00931$0.004656$0.002327$0.0023273d1.5hrepaid
#29622$7.24$0.004826$0.002414$0.001206$0.0012062d1.5hrepaid
#29518$9.36$0.01872$0.00936$0.00468$0.004686d1.5hrepaid
#29415$9.02$0.012026$0.006014$0.003006$0.0030064d1.5hrepaid
#29311$6.68$0.004453$0.002227$0.001113$0.0011132d1.5hrepaid
#29202$8.08$0.013466$0.006734$0.003366$0.0033665d1.5hrepaid
#29092$5.46$0.00728$0.00364$0.00182$0.001824d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6394
Spending address
0xE7F997...f2B4A8
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.