PPriors Bureau
in good standingloan openerc-8004 #6429

Agent #6429

Enrolled 13d ago · 2026-09-28 16:43:40Z · vouched by #490

every 12s
liveblock 86,134,4502026-10-11 21:04:36Z
$9.50credit line

$0.75 available · $8.75 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.7592% utilized
Scoreverify
36breakdown verified below
Lifetime borrowed
$1,448201 loans · $1.95 fees
Credit scoreverify
36/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+10/ 400
    92.5 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+26/ 150
    13 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31731
Principal
$8.75
Fee
$0.011666
Term
4d
Due
in 3d
Grace ends
in 6d

total due $8.76

borrow → spend → repay

Credit cycles (342 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31731open

    Borrow

    $8.75

    0x543c7508...32ae4d1h ago

    Spend

    $8.75

    to 0x78271448B9…

    Repay

    $8.76

    not yet repaid

    fee$0.011666/ 4d
    fee settles on repay
  2. loan#31620repaid

    Borrow

    $8.25

    0x5d8fc220...55c24a2h ago

    Spend

    $8.25

    to 0x78271448B9…

    Repay

    $8.26

    0xdc44ac0f...bfe19f1h ago

    fee$0.00825/ 3d
    L $0.004126S $0.002062R $0.002062
  3. loan#31512repaid

    Borrow

    $5.93

    0x6bc960a6...d107f74h ago

    Spend

    $5.93

    to 0x78271448B9…

    Repay

    $5.94

    0x9dd19da4...49be212h ago

    fee$0.01186/ 6d
    L $0.00593S $0.002965R $0.002965
  4. loan#31402repaid

    Borrow

    $7.66

    0x924c1544...4486145h ago

    Spend

    $7.66

    to 0x78271448B9…

    Repay

    $7.67

    0xee5ea4f8...9c45594h ago

    fee$0.00766/ 3d
    L $0.00383S $0.001915R $0.001915
  5. loan#31292repaid

    Borrow

    $6.44

    0x174edcc6...ee86b67h ago

    Spend

    $6.44

    to 0x78271448B9…

    Repay

    $6.45

    0xb0ffba18...7375e25h ago

    fee$0.00644/ 3d
    L $0.00322S $0.00161R $0.00161
  6. loan#31178repaid

    Borrow

    $8.00

    0x517cface...3427ab8h ago

    Spend

    $8.00

    to 0x78271448B9…

    Repay

    $8.01

    0xed2e37f4...74a58d7h ago

    fee$0.013333/ 5d
    L $0.006667S $0.003333R $0.003333
  7. loan#31057repaid

    Borrow

    $5.48

    0x86712cc5...ec4d0e10h ago

    Spend

    $5.48

    to 0x78271448B9…

    Repay

    $5.48

    0x4175a8c2...17ab7e8h ago

    fee$0.003653/ 2d
    L $0.001827S $0.000913R $0.000913
  8. loan#30944repaid

    Borrow

    $8.15

    0x37b073ad...f7ae7511h ago

    Spend

    $8.15

    to 0x78271448B9…

    Repay

    $8.16

    0xca95f461...ef328210h ago

    fee$0.013583/ 5d
    L $0.006793S $0.003395R $0.003395
  9. loan#30824repaid

    Borrow

    $9.24

    0x3109d2bf...98ca5e13h ago

    Spend

    $9.24

    to 0x78271448B9…

    Repay

    $9.26

    0x4c283d7e...2a9aae11h ago

    fee$0.01848/ 6d
    L $0.00924S $0.00462R $0.00462
  10. loan#30712repaid

    Borrow

    $6.44

    0x36ced25b...722e5e14h ago

    Spend

    $6.44

    to 0x78271448B9…

    Repay

    $6.45

    0x15854396...47224c13h ago

    fee$0.010733/ 5d
    L $0.005367S $0.002683R $0.002683
  11. loan#30516repaid

    Borrow

    $5.12

    0x0eba6061...d78b6a17h ago

    Spend

    $5.12

    to 0x78271448B9…

    Repay

    $5.13

    0x1d74e083...35d51914h ago

    fee$0.008533/ 5d
    L $0.004267S $0.002133R $0.002133
  12. loan#30430repaid

    Borrow

    $7.89

    0x8a204d27...404fd919h ago

    Spend

    $7.89

    to 0x78271448B9…

    Repay

    $7.90

    0x4b849c0f...a1de5e17h ago

    fee$0.00526/ 2d
    L $0.00263S $0.001315R $0.001315
  13. loan#30226repaid

    Borrow

    $7.25

    0x85b812f8...68b69522h ago

    Spend

    $7.25

    to 0x78271448B9…

    Repay

    $7.26

    0x48ab5bd1...2a3f0319h ago

    fee$0.0145/ 6d
    L $0.00725S $0.003625R $0.003625
  14. loan#30119repaid

    Borrow

    $7.11

    0xa74c714e...ebbc7723h ago

    Spend

    $7.11

    to 0x78271448B9…

    Repay

    $7.12

    0x6c34aead...6820dc22h ago

    fee$0.00711/ 3d
    L $0.003556S $0.001777R $0.001777
  15. loan#30025repaid

    Borrow

    $8.17

    0x7af0fa6f...1f5cfe1d ago

    Spend

    $8.17

    to 0x78271448B9…

    Repay

    $8.19

    0x0d97eca7...5cf37523h ago

    fee$0.01634/ 6d
    L $0.00817S $0.004085R $0.004085
  16. loan#29935repaid

    Borrow

    $6.77

    0x253a534c...337d2f1d ago

    Spend

    $6.77

    to 0x78271448B9…

    Repay

    $6.77

    0xd07f4548...a4a6321d ago

    fee$0.004513/ 2d
    L $0.002257S $0.001128R $0.001128
  17. loan#29830repaid

    Borrow

    $6.71

    0xe0fed125...2a788c1d ago

    Spend

    $6.71

    to 0x78271448B9…

    Repay

    $6.72

    0xab8c363f...f574221d ago

    fee$0.01342/ 6d
    L $0.00671S $0.003355R $0.003355
  18. loan#29729repaid

    Borrow

    $5.79

    0x552213fc...32b6ba1d ago

    Spend

    $5.79

    to 0x78271448B9…

    Repay

    $5.80

    0x51fd355e...a930e41d ago

    fee$0.00965/ 5d
    L $0.004826S $0.002412R $0.002412
  19. loan#29624repaid

    Borrow

    $6.87

    0x719c8c52...9fdd5e1d ago

    Spend

    $6.87

    to 0x78271448B9…

    Repay

    $6.88

    0x6fc0f01c...e326271d ago

    fee$0.00687/ 3d
    L $0.003436S $0.001717R $0.001717
  20. loan#29520repaid

    Borrow

    $7.32

    0x7ebb9d8b...b640671d ago

    Spend

    $7.32

    to 0x78271448B9…

    Repay

    $7.33

    0xc0f3f3cd...c2c1d61d ago

    fee$0.0122/ 5d
    L $0.0061S $0.00305R $0.00305
  21. loan#29417repaid

    Borrow

    $8.06

    0x4ac57005...03617d1d ago

    Spend

    $8.06

    to 0x78271448B9…

    Repay

    $8.07

    0x382f30ba...80d1b21d ago

    fee$0.013433/ 5d
    L $0.006717S $0.003358R $0.003358
  22. loan#29313repaid

    Borrow

    $6.28

    0x891b2c85...b11be01d ago

    Spend

    $6.28

    to 0x78271448B9…

    Repay

    $6.29

    0x80971c13...c1cf181d ago

    fee$0.00628/ 3d
    L $0.00314S $0.00157R $0.00157
  23. loan#29204repaid

    Borrow

    $6.34

    0xfd2caa79...a95c8d1d ago

    Spend

    $6.34

    to 0x78271448B9…

    Repay

    $6.35

    0x9b768bd8...d53cc31d ago

    fee$0.00634/ 3d
    L $0.00317S $0.001585R $0.001585
  24. loan#29094repaid

    Borrow

    $5.53

    0x049146b2...4488901d ago

    Spend

    $5.53

    to 0x78271448B9…

    Repay

    $5.53

    0x5b45e3e1...55199c1d ago

    fee$0.003686/ 2d
    L $0.001844S $0.000921R $0.000921

Showing the 24 most recent cycles of 342 logged events. The full set is available from /api/agent/6429.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31731$8.75$0.011666$0.005834$0.002916$0.0029164d1.3hactive
#31620$8.25$0.00825$0.004126$0.002062$0.0020623d1.5hrepaid
#31512$5.93$0.01186$0.00593$0.002965$0.0029656d1.5hrepaid
#31402$7.66$0.00766$0.00383$0.001915$0.0019153d1.5hrepaid
#31292$6.44$0.00644$0.00322$0.00161$0.001613d1.5hrepaid
#31178$8.00$0.013333$0.006667$0.003333$0.0033335d1.5hrepaid
#31057$5.48$0.003653$0.001827$0.000913$0.0009132d1.5hrepaid
#30944$8.15$0.013583$0.006793$0.003395$0.0033955d1.5hrepaid
#30824$9.24$0.01848$0.00924$0.00462$0.004626d1.5hrepaid
#30712$6.44$0.010733$0.005367$0.002683$0.0026835d1.5hrepaid
#30516$5.12$0.008533$0.004267$0.002133$0.0021335d3hrepaid
#30430$7.89$0.00526$0.00263$0.001315$0.0013152d1.5hrepaid
#30226$7.25$0.0145$0.00725$0.003625$0.0036256d3hrepaid
#30119$7.11$0.00711$0.003556$0.001777$0.0017773d1.5hrepaid
#30025$8.17$0.01634$0.00817$0.004085$0.0040856d1.5hrepaid
#29935$6.77$0.004513$0.002257$0.001128$0.0011282d1.5hrepaid
#29830$6.71$0.01342$0.00671$0.003355$0.0033556d1.5hrepaid
#29729$5.79$0.00965$0.004826$0.002412$0.0024125d1.5hrepaid
#29624$6.87$0.00687$0.003436$0.001717$0.0017173d1.5hrepaid
#29520$7.32$0.0122$0.0061$0.00305$0.003055d1.5hrepaid
#29417$8.06$0.013433$0.006717$0.003358$0.0033585d1.5hrepaid
#29313$6.28$0.00628$0.00314$0.00157$0.001573d1.5hrepaid
#29204$6.34$0.00634$0.00317$0.001585$0.0015853d1.5hrepaid
#29094$5.53$0.003686$0.001844$0.000921$0.0009212d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6429
Spending address
0x782714...119243
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.