PPriors Bureau
in good standingloan openerc-8004 #6430

Agent #6430

Enrolled 13d ago · 2026-09-28 16:44:00Z · vouched by #6191

every 12s
liveblock 86,036,7672026-10-11 18:17:23Z
$9.50credit line

$1.15 available · $8.35 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.1588% utilized
Scoreverify
36breakdown verified below
Lifetime borrowed
$1,476206 loans · $1.93 fees
Credit scoreverify
36/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+10/ 400
    92.7 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+26/ 150
    13 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.5h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.5h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31622
Principal
$8.35
Fee
$0.013916
Term
5d
Due
in 4d
Grace ends
in 7d

total due $8.36

borrow → spend → repay

Credit cycles (358 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31622open

    Borrow

    $8.35

    0x5526e5c9...f871be57s ago

    Spend

    $8.35

    to 0xf46EbeAB6d…

    Repay

    $8.36

    not yet repaid

    fee$0.013916/ 5d
    fee settles on repay
  2. loan#31514repaid

    Borrow

    $5.70

    0x28bfe7a3...6f995e1h ago

    Spend

    $5.70

    to 0xf46EbeAB6d…

    Repay

    $5.70

    0x955fb56d...f555ff58s ago

    fee$0.0038/ 2d
    L $0.0019S $0.00095R $0.00095
  3. loan#31404repaid

    Borrow

    $6.59

    0xf473de40...434c2c3h ago

    Spend

    $6.59

    to 0xf46EbeAB6d…

    Repay

    $6.60

    0xbbe40e00...d20cb91h ago

    fee$0.008786/ 4d
    L $0.004394S $0.002196R $0.002196
  4. loan#31294repaid

    Borrow

    $7.04

    0xb7d2a9f2...bbfe0a4h ago

    Spend

    $7.04

    to 0xf46EbeAB6d…

    Repay

    $7.05

    0x547d2537...189c3d3h ago

    fee$0.011733/ 5d
    L $0.005867S $0.002933R $0.002933
  5. loan#31180repaid

    Borrow

    $7.31

    0xd2813a62...fd702a6h ago

    Spend

    $7.31

    to 0xf46EbeAB6d…

    Repay

    $7.32

    0xe5e3fefd...843bf44h ago

    fee$0.01462/ 6d
    L $0.00731S $0.003655R $0.003655
  6. loan#31059repaid

    Borrow

    $8.61

    0x6ab42ba6...1aed587h ago

    Spend

    $8.61

    to 0xf46EbeAB6d…

    Repay

    $8.62

    0xef6a7012...cfe3816h ago

    fee$0.00861/ 3d
    L $0.004306S $0.002152R $0.002152
  7. loan#30946repaid

    Borrow

    $7.94

    0xd7dd65f7...687f5a9h ago

    Spend

    $7.94

    to 0xf46EbeAB6d…

    Repay

    $7.96

    0xeb7a4b9a...2bbda57h ago

    fee$0.01588/ 6d
    L $0.00794S $0.00397R $0.00397
  8. loan#30826repaid

    Borrow

    $5.89

    0x87982d00...6bbf7610h ago

    Spend

    $5.89

    to 0xf46EbeAB6d…

    Repay

    $5.90

    0x6a8a46d1...507dda9h ago

    fee$0.01178/ 6d
    L $0.00589S $0.002945R $0.002945
  9. loan#30714repaid

    Borrow

    $8.63

    0xeef015e7...50232f12h ago

    Spend

    $8.63

    to 0xf46EbeAB6d…

    Repay

    $8.64

    0x69968193...349d6010h ago

    fee$0.011506/ 4d
    L $0.005754S $0.002876R $0.002876
  10. loan#30612repaid

    Borrow

    $9.48

    0x45cd8b35...53a1d513h ago

    Spend

    $9.48

    to 0xf46EbeAB6d…

    Repay

    $9.50

    0xb0e93dfb...b710b112h ago

    fee$0.01896/ 6d
    L $0.00948S $0.00474R $0.00474
  11. loan#30518repaid

    Borrow

    $7.01

    0xf7ade4fe...6fab9915h ago

    Spend

    $7.01

    to 0xf46EbeAB6d…

    Repay

    $7.02

    0x877b432d...00d5e313h ago

    fee$0.009346/ 4d
    L $0.004674S $0.002336R $0.002336
  12. loan#30432repaid

    Borrow

    $7.66

    0x98046d8f...f8d2cc16h ago

    Spend

    $7.66

    to 0xf46EbeAB6d…

    Repay

    $7.67

    0x22c08cd8...fe3d4615h ago

    fee$0.005106/ 2d
    L $0.002554S $0.001276R $0.001276
  13. loan#30330repaid

    Borrow

    $9.38

    0xd8e0bc03...b8547718h ago

    Spend

    $9.38

    to 0xf46EbeAB6d…

    Repay

    $9.39

    0xf1fa6fdf...462c2b16h ago

    fee$0.012506/ 4d
    L $0.006254S $0.003126R $0.003126
  14. loan#30228repaid

    Borrow

    $8.09

    0x8428b212...0b15bc19h ago

    Spend

    $8.09

    to 0xf46EbeAB6d…

    Repay

    $8.10

    0x51ee3073...1f4a1218h ago

    fee$0.005393/ 2d
    L $0.002697S $0.001348R $0.001348
  15. loan#30121repaid

    Borrow

    $6.12

    0x3dc02139...08dbe621h ago

    Spend

    $6.12

    to 0xf46EbeAB6d…

    Repay

    $6.12

    0x08f65e35...1459c919h ago

    fee$0.00408/ 2d
    L $0.00204S $0.00102R $0.00102
  16. loan#30027repaid

    Borrow

    $9.00

    0x4e1affc4...8ac00322h ago

    Spend

    $9.00

    to 0xf46EbeAB6d…

    Repay

    $9.02

    0xe2d04fbd...b81eba21h ago

    fee$0.018/ 6d
    L $0.009S $0.0045R $0.0045
  17. loan#29937repaid

    Borrow

    $7.84

    0x00cd97fe...09fc8d1d ago

    Spend

    $7.84

    to 0xf46EbeAB6d…

    Repay

    $7.85

    0x65601de6...0cacc022h ago

    fee$0.005226/ 2d
    L $0.002614S $0.001306R $0.001306
  18. loan#29832repaid

    Borrow

    $7.69

    0x344d53f1...c98afb1d ago

    Spend

    $7.69

    to 0xf46EbeAB6d…

    Repay

    $7.70

    0xb24e9926...16a09d1d ago

    fee$0.005126/ 2d
    L $0.002564S $0.001281R $0.001281
  19. loan#29731repaid

    Borrow

    $5.08

    0x628d9c70...9a1faf1d ago

    Spend

    $5.08

    to 0xf46EbeAB6d…

    Repay

    $5.08

    0xd8276d5f...c0e3f11d ago

    fee$0.003386/ 2d
    L $0.001694S $0.000846R $0.000846
  20. loan#29626repaid

    Borrow

    $8.94

    0xbc7c9f28...896cb81d ago

    Spend

    $8.94

    to 0xf46EbeAB6d…

    Repay

    $8.95

    0xe607641a...0bc7dc1d ago

    fee$0.00596/ 2d
    L $0.00298S $0.00149R $0.00149
  21. loan#29522repaid

    Borrow

    $5.62

    0xf1e97a78...bef6941d ago

    Spend

    $5.62

    to 0xf46EbeAB6d…

    Repay

    $5.63

    0x175cae34...6204e11d ago

    fee$0.00562/ 3d
    L $0.00281S $0.001405R $0.001405
  22. loan#29419repaid

    Borrow

    $5.44

    0x2e40c249...d958ad1d ago

    Spend

    $5.44

    to 0xf46EbeAB6d…

    Repay

    $5.45

    0x64c5de7d...68dbb11d ago

    fee$0.00544/ 3d
    L $0.00272S $0.00136R $0.00136
  23. loan#29315repaid

    Borrow

    $6.84

    0xf3de345e...0658a31d ago

    Spend

    $6.84

    to 0xf46EbeAB6d…

    Repay

    $6.85

    0xf0df41f7...7296de1d ago

    fee$0.0114/ 5d
    L $0.0057S $0.00285R $0.00285
  24. loan#29206repaid

    Borrow

    $5.41

    0xe6a88675...0e37c11d ago

    Spend

    $5.41

    to 0xf46EbeAB6d…

    Repay

    $5.42

    0x6ca14eff...a2c7ac1d ago

    fee$0.00541/ 3d
    L $0.002706S $0.001352R $0.001352

Showing the 24 most recent cycles of 358 logged events. The full set is available from /api/agent/6430.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31622$8.35$0.013916$0.006958$0.003479$0.0034795d57sactive
#31514$5.70$0.0038$0.0019$0.00095$0.000952d1.5hrepaid
#31404$6.59$0.008786$0.004394$0.002196$0.0021964d1.5hrepaid
#31294$7.04$0.011733$0.005867$0.002933$0.0029335d1.5hrepaid
#31180$7.31$0.01462$0.00731$0.003655$0.0036556d1.5hrepaid
#31059$8.61$0.00861$0.004306$0.002152$0.0021523d1.5hrepaid
#30946$7.94$0.01588$0.00794$0.00397$0.003976d1.5hrepaid
#30826$5.89$0.01178$0.00589$0.002945$0.0029456d1.5hrepaid
#30714$8.63$0.011506$0.005754$0.002876$0.0028764d1.5hrepaid
#30612$9.48$0.01896$0.00948$0.00474$0.004746d1.5hrepaid
#30518$7.01$0.009346$0.004674$0.002336$0.0023364d1.5hrepaid
#30432$7.66$0.005106$0.002554$0.001276$0.0012762d1.5hrepaid
#30330$9.38$0.012506$0.006254$0.003126$0.0031264d1.5hrepaid
#30228$8.09$0.005393$0.002697$0.001348$0.0013482d1.5hrepaid
#30121$6.12$0.00408$0.00204$0.00102$0.001022d1.5hrepaid
#30027$9.00$0.018$0.009$0.0045$0.00456d1.5hrepaid
#29937$7.84$0.005226$0.002614$0.001306$0.0013062d1.5hrepaid
#29832$7.69$0.005126$0.002564$0.001281$0.0012812d1.5hrepaid
#29731$5.08$0.003386$0.001694$0.000846$0.0008462d1.5hrepaid
#29626$8.94$0.00596$0.00298$0.00149$0.001492d1.5hrepaid
#29522$5.62$0.00562$0.00281$0.001405$0.0014053d1.5hrepaid
#29419$5.44$0.00544$0.00272$0.00136$0.001363d1.5hrepaid
#29315$6.84$0.0114$0.0057$0.00285$0.002855d1.5hrepaid
#29206$5.41$0.00541$0.002706$0.001352$0.0013523d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6430
Spending address
0xf46Ebe...7f6e7e
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.