PPriors Bureau
in good standingloan openerc-8004 #6528

Agent #6528

Enrolled 10d ago · 2026-10-01 07:42:52Z · vouched by #490

every 12s
liveblock 86,037,1962026-10-11 18:18:07Z
$9.50credit line

$0.39 available · $9.11 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$0.3996% utilized
Scoreverify
28breakdown verified below
Lifetime borrowed
$1,078148 loans · $1.44 fees
Credit scoreverify
28/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+8/ 400
    70.4 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+20/ 150
    10 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31624
Principal
$9.11
Fee
$0.01822
Term
6d
Due
in 5d
Grace ends
in 8d

total due $9.13

borrow → spend → repay

Credit cycles (297 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31624open

    Borrow

    $9.11

    0x25db720b...bb6b8b41s ago

    Spend

    $9.11

    to 0xF116CE4881…

    Repay

    $9.13

    not yet repaid

    fee$0.01822/ 6d
    fee settles on repay
  2. loan#31516repaid

    Borrow

    $5.49

    0xc81b4b88...e3118b1h ago

    Spend

    $5.49

    to 0xF116CE4881…

    Repay

    $5.50

    0x6c754d4b...3753d642s ago

    fee$0.01098/ 6d
    L $0.00549S $0.002745R $0.002745
  3. loan#31406repaid

    Borrow

    $9.24

    0x8bc7bac2...dbafba3h ago

    Spend

    $9.24

    to 0xF116CE4881…

    Repay

    $9.25

    0x54e75486...a037a91h ago

    fee$0.01232/ 4d
    L $0.00616S $0.00308R $0.00308
  4. loan#31296repaid

    Borrow

    $8.15

    0x61676f6c...79175b4h ago

    Spend

    $8.15

    to 0xF116CE4881…

    Repay

    $8.16

    0xf6d1101b...3fd4463h ago

    fee$0.010866/ 4d
    L $0.005434S $0.002716R $0.002716
  5. loan#31182repaid

    Borrow

    $5.70

    0x48e6c64e...4e78216h ago

    Spend

    $5.70

    to 0xF116CE4881…

    Repay

    $5.71

    0x23c60e2e...75fdb14h ago

    fee$0.0076/ 4d
    L $0.0038S $0.0019R $0.0019
  6. loan#31061repaid

    Borrow

    $8.28

    0xc9b36ef8...acd7617h ago

    Spend

    $8.28

    to 0xF116CE4881…

    Repay

    $8.30

    0xb9522cbd...55436b6h ago

    fee$0.01656/ 6d
    L $0.00828S $0.00414R $0.00414
  7. loan#30948repaid

    Borrow

    $5.58

    0x3d239d8b...404eb89h ago

    Spend

    $5.58

    to 0xF116CE4881…

    Repay

    $5.59

    0xcecc2443...31b0ca7h ago

    fee$0.00558/ 3d
    L $0.00279S $0.001395R $0.001395
  8. loan#30828repaid

    Borrow

    $9.30

    0x06653dea...0993a710h ago

    Spend

    $9.30

    to 0xF116CE4881…

    Repay

    $9.32

    0xd1933020...dac9b69h ago

    fee$0.0186/ 6d
    L $0.0093S $0.00465R $0.00465
  9. loan#30716repaid

    Borrow

    $7.38

    0x4705c4d5...bafc8512h ago

    Spend

    $7.38

    to 0xF116CE4881…

    Repay

    $7.39

    0x131a1714...29570a10h ago

    fee$0.01476/ 6d
    L $0.00738S $0.00369R $0.00369
  10. loan#30614repaid

    Borrow

    $8.89

    0x8a0c9758...613e7a13h ago

    Spend

    $8.89

    to 0xF116CE4881…

    Repay

    $8.91

    0x53bd584b...1c37ba12h ago

    fee$0.01778/ 6d
    L $0.00889S $0.004445R $0.004445
  11. loan#30434repaid

    Borrow

    $7.43

    0xc80e305b...46eec216h ago

    Spend

    $7.43

    to 0xF116CE4881…

    Repay

    $7.44

    0x7902146d...cec12413h ago

    fee$0.009906/ 4d
    L $0.004954S $0.002476R $0.002476
  12. loan#30230repaid

    Borrow

    $6.39

    0xdcc4e6bf...8d964b19h ago

    Spend

    $6.39

    to 0xF116CE4881…

    Repay

    $6.40

    0x88f45406...94bc9416h ago

    fee$0.01065/ 5d
    L $0.005326S $0.002662R $0.002662
  13. loan#30123repaid

    Borrow

    $8.92

    0x57d8930f...328f0e21h ago

    Spend

    $8.92

    to 0xF116CE4881…

    Repay

    $8.93

    0xeb82f95e...740c8f19h ago

    fee$0.011893/ 4d
    L $0.005947S $0.002973R $0.002973
  14. loan#29317repaid

    Borrow

    $6.26

    0x5358ef1c...70e34e1d ago

    Spend

    $6.26

    to 0xF116CE4881…

    Repay

    $6.27

    0x488727ab...2d7a401d ago

    fee$0.00626/ 3d
    L $0.00313S $0.001565R $0.001565
  15. loan#29098repaid

    Borrow

    $7.69

    0x747c58c4...11cbc31d ago

    Spend

    $7.69

    to 0xF116CE4881…

    Repay

    $7.70

    0xb3363335...5005f31d ago

    fee$0.012816/ 5d
    L $0.006408S $0.003204R $0.003204
  16. loan#28989repaid

    Borrow

    $5.69

    0x1d2e6ce9...4f37201d ago

    Spend

    $5.69

    to 0xF116CE4881…

    Repay

    $5.70

    0x5875b8dd...2e53451d ago

    fee$0.01138/ 6d
    L $0.00569S $0.002845R $0.002845
  17. loan#28874repaid

    Borrow

    $7.20

    0x1f9dc31d...473ac11d ago

    Spend

    $7.20

    to 0xF116CE4881…

    Repay

    $7.21

    0x7860c965...bca1291d ago

    fee$0.0144/ 6d
    L $0.0072S $0.0036R $0.0036
  18. loan#28765repaid

    Borrow

    $5.25

    0x0e599546...f30d891d ago

    Spend

    $5.25

    to 0xF116CE4881…

    Repay

    $5.26

    0x6340fb15...ff2f3c1d ago

    fee$0.0105/ 6d
    L $0.00525S $0.002625R $0.002625
  19. loan#28652repaid

    Borrow

    $5.01

    0x1af28da5...59e3bd1d ago

    Spend

    $5.01

    to 0xF116CE4881…

    Repay

    $5.01

    0x6f1b53aa...94a45c1d ago

    fee$0.00334/ 2d
    L $0.00167S $0.000835R $0.000835
  20. loan#28542repaid

    Borrow

    $7.45

    0x20e84064...03121a1d ago

    Spend

    $7.45

    to 0xF116CE4881…

    Repay

    $7.46

    0x1c7c54fd...72277c1d ago

    fee$0.00745/ 3d
    L $0.003726S $0.001862R $0.001862
  21. loan#28432repaid

    Borrow

    $6.70

    0xb245d68c...ea9a401d ago

    Spend

    $6.70

    to 0xF116CE4881…

    Repay

    $6.71

    0x95beb881...e427961d ago

    fee$0.0134/ 6d
    L $0.0067S $0.00335R $0.00335
  22. loan#28320repaid

    Borrow

    $6.69

    0x382c170c...12f9a11d ago

    Spend

    $6.69

    to 0xF116CE4881…

    Repay

    $6.70

    0x9650fccc...ffe4cb1d ago

    fee$0.00669/ 3d
    L $0.003346S $0.001672R $0.001672
  23. loan#28219repaid

    Borrow

    $7.68

    0xd6169394...4897122d ago

    Spend

    $7.68

    to 0xF116CE4881…

    Repay

    $7.69

    0x1b5b9f99...fe95e81d ago

    fee$0.01024/ 4d
    L $0.00512S $0.00256R $0.00256
  24. loan#28119repaid

    Borrow

    $7.54

    0x424292f4...8483e92d ago

    Spend

    $7.54

    to 0xF116CE4881…

    Repay

    $7.55

    0x0bfb2fc8...128a1a2d ago

    fee$0.00754/ 3d
    L $0.00377S $0.001885R $0.001885

Showing the 24 most recent cycles of 297 logged events. The full set is available from /api/agent/6528.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31624$9.11$0.01822$0.00911$0.004555$0.0045556d41sactive
#31516$5.49$0.01098$0.00549$0.002745$0.0027456d1.5hrepaid
#31406$9.24$0.01232$0.00616$0.00308$0.003084d1.5hrepaid
#31296$8.15$0.010866$0.005434$0.002716$0.0027164d1.5hrepaid
#31182$5.70$0.0076$0.0038$0.0019$0.00194d1.5hrepaid
#31061$8.28$0.01656$0.00828$0.00414$0.004146d1.5hrepaid
#30948$5.58$0.00558$0.00279$0.001395$0.0013953d1.5hrepaid
#30828$9.30$0.0186$0.0093$0.00465$0.004656d1.5hrepaid
#30716$7.38$0.01476$0.00738$0.00369$0.003696d1.5hrepaid
#30614$8.89$0.01778$0.00889$0.004445$0.0044456d1.5hrepaid
#30434$7.43$0.009906$0.004954$0.002476$0.0024764d3hrepaid
#30230$6.39$0.01065$0.005326$0.002662$0.0026625d3hrepaid
#30123$8.92$0.011893$0.005947$0.002973$0.0029734d1.5hrepaid
#29317$6.26$0.00626$0.00313$0.001565$0.0015653d1.5hrepaid
#29098$7.69$0.012816$0.006408$0.003204$0.0032045d1.5hrepaid
#28989$5.69$0.01138$0.00569$0.002845$0.0028456d1.5hrepaid
#28874$7.20$0.0144$0.0072$0.0036$0.00366d1.5hrepaid
#28765$5.25$0.0105$0.00525$0.002625$0.0026256d1.5hrepaid
#28652$5.01$0.00334$0.00167$0.000835$0.0008352d1.5hrepaid
#28542$7.45$0.00745$0.003726$0.001862$0.0018623d1.5hrepaid
#28432$6.70$0.0134$0.0067$0.00335$0.003356d1.5hrepaid
#28320$6.69$0.00669$0.003346$0.001672$0.0016723d1.5hrepaid
#28219$7.68$0.01024$0.00512$0.00256$0.002564d1.5hrepaid
#28119$7.54$0.00754$0.00377$0.001885$0.0018853d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6528
Spending address
0xF116CE...d6Bc78
Sponsor
#490
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.