PPriors Bureau
in good standingloan openerc-8004 #6531

Agent #6531

Enrolled 10d ago · 2026-10-01 07:43:06Z · vouched by #6191

every 12s
liveblock 86,104,7452026-10-11 20:13:52Z
$9.50credit line

$1.95 available · $7.55 drawn

next rung

$20–26 · $10.50 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$9.50$9.50 granted by sponsor
Availableverify
$1.9579% utilized
Scoreverify
28breakdown verified below
Lifetime borrowed
$1,077150 loans · $1.40 fees
Credit scoreverify
28/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+8/ 400
    70.9 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+20/ 150
    10 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
59 of 60
Repaid before due
59 / 59
Average hold
1.6h
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 1.6h against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#31741
Principal
$7.55
Fee
$0.012583
Term
5d
Due
in 4d
Grace ends
in 7d

total due $7.56

borrow → spend → repay

Credit cycles (301 events on-chain)

newest first · 59 repaid in the loaded window
  1. loan#31741open

    Borrow

    $7.55

    0xa9abae0c...077c8e23m ago

    Spend

    $7.55

    to 0x075bAf0F27…

    Repay

    $7.56

    not yet repaid

    fee$0.012583/ 5d
    fee settles on repay
  2. loan#31630repaid

    Borrow

    $7.20

    0x9b0a9c65...e9cb8a1h ago

    Spend

    $7.20

    to 0x075bAf0F27…

    Repay

    $7.21

    0x489176ff...1b26f523m ago

    fee$0.0072/ 3d
    L $0.0036S $0.0018R $0.0018
  3. loan#31522repaid

    Borrow

    $8.16

    0xa8ee73db...afcadf3h ago

    Spend

    $8.16

    to 0x075bAf0F27…

    Repay

    $8.17

    0xc844cc3b...0ff6511h ago

    fee$0.01088/ 4d
    L $0.00544S $0.00272R $0.00272
  4. loan#31412repaid

    Borrow

    $8.77

    0x8f29e128...7ddd154h ago

    Spend

    $8.77

    to 0x075bAf0F27…

    Repay

    $8.78

    0xfb8b73ce...b9f0123h ago

    fee$0.005846/ 2d
    L $0.002924S $0.001461R $0.001461
  5. loan#31189repaid

    Borrow

    $7.97

    0x9124969a...98c8a97h ago

    Spend

    $7.97

    to 0x075bAf0F27…

    Repay

    $7.99

    0x0cbe1c97...4f97d36h ago

    fee$0.01594/ 6d
    L $0.00797S $0.003985R $0.003985
  6. loan#31067repaid

    Borrow

    $6.07

    0x92aa4916...61431b9h ago

    Spend

    $6.07

    to 0x075bAf0F27…

    Repay

    $6.08

    0xb3e4b1c1...ac3abe7h ago

    fee$0.008093/ 4d
    L $0.004047S $0.002023R $0.002023
  7. loan#30954repaid

    Borrow

    $5.45

    0x768d8307...e4462810h ago

    Spend

    $5.45

    to 0x075bAf0F27…

    Repay

    $5.46

    0x16f93f1a...e8cac29h ago

    fee$0.009083/ 5d
    L $0.004543S $0.00227R $0.00227
  8. loan#30834repaid

    Borrow

    $5.79

    0xdd40e3b8...af38e012h ago

    Spend

    $5.79

    to 0x075bAf0F27…

    Repay

    $5.80

    0x21fee4d8...97728110h ago

    fee$0.00965/ 5d
    L $0.004826S $0.002412R $0.002412
  9. loan#30722repaid

    Borrow

    $5.32

    0xf38fef30...cb111a13h ago

    Spend

    $5.32

    to 0x075bAf0F27…

    Repay

    $5.32

    0x17783519...0c0c9412h ago

    fee$0.003546/ 2d
    L $0.001774S $0.000886R $0.000886
  10. loan#30440repaid

    Borrow

    $8.64

    0xdf737a7d...9d450618h ago

    Spend

    $8.64

    to 0x075bAf0F27…

    Repay

    $8.65

    0x79c9f473...022d8713h ago

    fee$0.0144/ 5d
    L $0.0072S $0.0036R $0.0036
  11. loan#30336repaid

    Borrow

    $6.63

    0x51e79bf5...95545019h ago

    Spend

    $6.63

    to 0x075bAf0F27…

    Repay

    $6.63

    0x6f391962...2719b818h ago

    fee$0.00442/ 2d
    L $0.00221S $0.001105R $0.001105
  12. loan#30236repaid

    Borrow

    $7.35

    0x76bc63cb...76110421h ago

    Spend

    $7.35

    to 0x075bAf0F27…

    Repay

    $7.36

    0xb5bc2f69...26945519h ago

    fee$0.0098/ 4d
    L $0.0049S $0.00245R $0.00245
  13. loan#30129repaid

    Borrow

    $6.91

    0x91935cc2...0342f422h ago

    Spend

    $6.91

    to 0x075bAf0F27…

    Repay

    $6.92

    0x54d12afa...84c13721h ago

    fee$0.011516/ 5d
    L $0.005758S $0.002879R $0.002879
  14. loan#29103repaid

    Borrow

    $7.15

    0xa28ba3e2...89fba81d ago

    Spend

    $7.15

    to 0x075bAf0F27…

    Repay

    $7.16

    0xf7c176f7...1b00581d ago

    fee$0.00715/ 3d
    L $0.003576S $0.001787R $0.001787
  15. loan#28880repaid

    Borrow

    $6.88

    0x15eba721...f3e54d1d ago

    Spend

    $6.88

    to 0x075bAf0F27…

    Repay

    $6.89

    0x2b819dfa...987c7b1d ago

    fee$0.009173/ 4d
    L $0.004587S $0.002293R $0.002293
  16. loan#28771repaid

    Borrow

    $8.28

    0x827a1448...b53c1f1d ago

    Spend

    $8.28

    to 0x075bAf0F27…

    Repay

    $8.29

    0x147f890a...c03b981d ago

    fee$0.0138/ 5d
    L $0.0069S $0.00345R $0.00345
  17. loan#28658repaid

    Borrow

    $6.83

    0x704a0b87...58a59c1d ago

    Spend

    $6.83

    to 0x075bAf0F27…

    Repay

    $6.83

    0x05a0e552...68bd371d ago

    fee$0.004553/ 2d
    L $0.002277S $0.001138R $0.001138
  18. loan#28548repaid

    Borrow

    $7.52

    0xa2c39342...b15b801d ago

    Spend

    $7.52

    to 0x075bAf0F27…

    Repay

    $7.53

    0x7075c08f...920bf31d ago

    fee$0.005013/ 2d
    L $0.002507S $0.001253R $0.001253
  19. loan#28438repaid

    Borrow

    $9.32

    0x9c4e65cb...bdee8c1d ago

    Spend

    $9.32

    to 0x075bAf0F27…

    Repay

    $9.33

    0xbdbeb750...03851a1d ago

    fee$0.006213/ 2d
    L $0.003107S $0.001553R $0.001553
  20. loan#28326repaid

    Borrow

    $6.29

    0x52aeeed5...ade3ce2d ago

    Spend

    $6.29

    to 0x075bAf0F27…

    Repay

    $6.29

    0x57415d22...0a39ec1d ago

    fee$0.004193/ 2d
    L $0.002097S $0.001048R $0.001048
  21. loan#28224repaid

    Borrow

    $8.16

    0xe685bf61...61418d2d ago

    Spend

    $8.16

    to 0x075bAf0F27…

    Repay

    $8.17

    0x42427044...528feb2d ago

    fee$0.0136/ 5d
    L $0.0068S $0.0034R $0.0034
  22. loan#28125repaid

    Borrow

    $5.67

    0xf91b5873...ff76492d ago

    Spend

    $5.67

    to 0x075bAf0F27…

    Repay

    $5.68

    0x23f80105...f5ae772d ago

    fee$0.01134/ 6d
    L $0.00567S $0.002835R $0.002835
  23. loan#28019repaid

    Borrow

    $7.63

    0x6d2ef131...61f92a2d ago

    Spend

    $7.63

    to 0x075bAf0F27…

    Repay

    $7.64

    0x9b8ae3a8...058d8e2d ago

    fee$0.00763/ 3d
    L $0.003816S $0.001907R $0.001907
  24. loan#27908repaid

    Borrow

    $6.86

    0xff82f1fe...874aa22d ago

    Spend

    $6.86

    to 0x075bAf0F27…

    Repay

    $6.87

    0x36c2bf3a...b392542d ago

    fee$0.01372/ 6d
    L $0.00686S $0.00343R $0.00343

Showing the 24 most recent cycles of 301 logged events. The full set is available from /api/agent/6531.

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#31741$7.55$0.012583$0.006293$0.003145$0.0031455d23.4mactive
#31630$7.20$0.0072$0.0036$0.0018$0.00183d1.5hrepaid
#31522$8.16$0.01088$0.00544$0.00272$0.002724d1.5hrepaid
#31412$8.77$0.005846$0.002924$0.001461$0.0014612d1.5hrepaid
#31189$7.97$0.01594$0.00797$0.003985$0.0039856d1.5hrepaid
#31067$6.07$0.008093$0.004047$0.002023$0.0020234d1.5hrepaid
#30954$5.45$0.009083$0.004543$0.00227$0.002275d1.5hrepaid
#30834$5.79$0.00965$0.004826$0.002412$0.0024125d1.5hrepaid
#30722$5.32$0.003546$0.001774$0.000886$0.0008862d1.5hrepaid
#30440$8.64$0.0144$0.0072$0.0036$0.00365d4.5hrepaid
#30336$6.63$0.00442$0.00221$0.001105$0.0011052d1.5hrepaid
#30236$7.35$0.0098$0.0049$0.00245$0.002454d1.5hrepaid
#30129$6.91$0.011516$0.005758$0.002879$0.0028795d1.5hrepaid
#29103$7.15$0.00715$0.003576$0.001787$0.0017873d1.5hrepaid
#28880$6.88$0.009173$0.004587$0.002293$0.0022934d1.5hrepaid
#28771$8.28$0.0138$0.0069$0.00345$0.003455d1.5hrepaid
#28658$6.83$0.004553$0.002277$0.001138$0.0011382d1.5hrepaid
#28548$7.52$0.005013$0.002507$0.001253$0.0012532d1.5hrepaid
#28438$9.32$0.006213$0.003107$0.001553$0.0015532d1.5hrepaid
#28326$6.29$0.004193$0.002097$0.001048$0.0010482d1.5hrepaid
#28224$8.16$0.0136$0.0068$0.0034$0.00345d1.5hrepaid
#28125$5.67$0.01134$0.00567$0.002835$0.0028356d1.5hrepaid
#28019$7.63$0.00763$0.003816$0.001907$0.0019073d1.5hrepaid
#27908$6.86$0.01372$0.00686$0.00343$0.003436d1.5hrepaid

identity

Who this agent is

ERC-8004 token id
#6531
Spending address
0x075bAf...BeEFAc
Sponsor
#6191
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.