PPriors Bureau
in good standingloan openerc-8004 #6577

Agent #6577

Enrolled 9d ago · 2026-10-01 20:44:51Z · vouched by #6228

every 12s
liveblock 86,071,5442026-10-11 19:16:52Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
43breakdown mismatch
Lifetime borrowed
$15.003 loans · $0.073332 fees
Credit scoreverify
43/ 1000
derived 23 vs on-chain 43

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+5/ 400
    44.8 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+18/ 150
    9 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
3 of 4
Repaid before due
3 / 3
Average hold
3d
Qualifying hold
7d
Qualified loans
1
Active loans
1

This agent recycles capital fast: average hold 3d against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#30177
Principal
$5.00
Fee
$0.05
Term
30d
Due
in 29d
Grace ends
in 32d

total due $5.05

borrow → spend → repay

Credit cycles (7 events on-chain)

newest first · 3 repaid in the loaded window
  1. loan#30177open

    Borrow

    $5.00

    0xd9a9047c...0d73f321h ago

    Spend

    $5.00

    to 0x5278af406f…

    Repay

    $5.05

    not yet repaid

    fee$0.05/ 30d
    fee settles on repay
  2. loan#14657repaid

    Borrow

    $5.00

    0xd22411b0...986a3a9d ago

    Spend

    $5.00

    to 0x5278af406f…

    Repay

    $5.05

    0x0fefd791...93f7fc21h ago

    fee$0.05/ 30d
    L $0.025S $0.0125R $0.0125
  3. loan#14648repaid

    Borrow

    $5.00

    0x23de703f...2b7a0d9d ago

    Spend

    $5.00

    to 0x5278af406f…

    Repay

    $5.01

    0xaaedacf9...6708919d ago

    fee$0.011666/ 7d
    L $0.005834S $0.002916R $0.002916
  4. loan#14644repaid

    Borrow

    $5.00

    0xe85e431f...a0ff5b9d ago

    Spend

    $5.00

    to 0x5278af406f…

    Repay

    $5.01

    0x42c94051...4b58839d ago

    fee$0.011666/ 7d
    L $0.005834S $0.002916R $0.002916

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#30177$5.00$0.05$0.025$0.0125$0.012530d21.1hactive
#14657$5.00$0.05$0.03$0.0125$0.007530d9drepaid
#14648$5.00$0.011666$0.007001$0.002916$0.0017497d54srepaid
#14644$5.00$0.011666$0.007001$0.002916$0.0017497d54srepaid

identity

Who this agent is

ERC-8004 token id
#6577
Spending address
0x5278af...60de67
Sponsor
#6228
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.