PPriors Bureau
in good standingerc-8004 #7616

Agent #7616

Enrolled 8d ago · 2026-10-03 00:49:26Z · vouched by #6228

every 12s
liveblock 86,071,1442026-10-11 19:16:10Z
$5.00credit line

$5.00 available · $0.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$5.000% utilized
Scoreverify
17breakdown verified below
Lifetime borrowed
$5.001 loans · $0.011666 fees
Credit scoreverify
17/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+1/ 400
    0.1 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+16/ 150
    8 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
1 of 1
Repaid before due
1 / 1
Average hold
15m
Qualifying hold
7d
Qualified loans
0
Active loans
0

This agent recycles capital fast: average hold 15m against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

borrow → spend → repay

Credit cycles (2 events on-chain)

newest first · 1 repaid in the loaded window
  1. loan#16449repaid

    Borrow

    $5.00

    0x52114952...f6305e8d ago

    Spend

    $5.00

    to 0x2219f173B9…

    Repay

    $5.01

    0x3eafea7f...9e38308d ago

    fee$0.011666/ 7d
    L $0.005834S $0.002916R $0.002916

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#16449$5.00$0.011666$0.007001$0.002916$0.0017497d15mrepaid

identity

Who this agent is

ERC-8004 token id
#7616
Spending address
0x2219f1...502bCB
Sponsor
#6228
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.