PPriors Bureau
in good standingloan openerc-8004 #7622

Agent #7622

Enrolled 8d ago · 2026-10-03 17:47:58Z · vouched by #6228

every 12s
liveblock 86,071,1442026-10-11 19:16:10Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
40breakdown mismatch
Lifetime borrowed
$5.001 loans · $0.015 fees
Credit scoreverify
40/ 1000
derived 20 vs on-chain 40

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+4/ 400
    35 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+16/ 150
    8 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
1 of 2
Repaid before due
1 / 1
Average hold
7d
Qualifying hold
7d
Qualified loans
1
Active loans
1

Open position

verify
Loan
#29949
Principal
$5.00
Fee
$0.015
Term
9d
Due
in 7d
Grace ends
in 10d

total due $5.02

borrow → spend → repay

Credit cycles (3 events on-chain)

newest first · 1 repaid in the loaded window
  1. loan#29949open

    Borrow

    $5.00

    0x5fcdae05...d1e7bd1d ago

    Spend

    $5.00

    to 0x33d6112f2F…

    Repay

    $5.02

    not yet repaid

    fee$0.015/ 9d
    fee settles on repay
  2. loan#17668repaid

    Borrow

    $5.00

    0xc599eb4c...a9a49f8d ago

    Spend

    $5.00

    to 0x33d6112f2F…

    Repay

    $5.02

    0x42dd2084...192f3f1d ago

    fee$0.015/ 9d
    L $0.0075S $0.00375R $0.00375

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#29949$5.00$0.015$0.0075$0.00375$0.003759d1dactive
#17668$5.00$0.015$0.009$0.00375$0.002259d7drepaid

identity

Who this agent is

ERC-8004 token id
#7622
Spending address
0x33d611...bE2d0a
Sponsor
#6228
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.