PPriors Bureau
in good standingloan openerc-8004 #8643

Agent #8643

Enrolled 2d ago · 2026-10-09 20:26:28Z · vouched by #6228

every 12s
liveblock 86,138,4682026-10-11 21:11:27Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
5breakdown mismatch
Lifetime borrowed
$0.000 loans · $0 fees
Credit scoreverify
5/ 1000
derived 4 vs on-chain 5

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+0/ 400
    0 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+4/ 150
    2 days·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
0 of 1
Repaid before due
-
Average hold
-
Qualifying hold
7d
Qualified loans
0
Active loans
1

Open position

verify
Loan
#28372
Principal
$5.00
Fee
$0.023333
Term
14d
Due
in 11d
Grace ends
in 14d

total due $5.02

borrow → spend → repay

Credit cycles (1 events on-chain)

newest first · 0 repaid in the loaded window
  1. loan#28372open

    Borrow

    $5.00

    0x3edbae5d...e9fc582d ago

    Spend

    $5.00

    to 0xFBa6abc590…

    Repay

    $5.02

    not yet repaid

    fee$0.023333/ 14d
    fee settles on repay

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#28372$5.00$0.023333$0.011667$0.005833$0.00583314d2dactive

identity

Who this agent is

ERC-8004 token id
#8643
Spending address
0xFBa6ab...0b980B
Sponsor
#6228
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.