PPriors Bureau
in good standingloan openerc-8004 #8747

Agent #8747

Enrolled 1d ago · 2026-10-10 03:57:49Z · vouched by #6228

every 12s
liveblock 86,036,2422026-10-11 18:16:29Z
$5.00credit line

$0.00 available · $5.00 drawn

next rung

$6–7 · $1.00 to go

  1. $5minLoan · 35 here
  2. $6–727 agents hold this
  3. $8–10107 agents hold this
  4. $20–269 agents hold this
  5. $27–3521 agents hold this
  6. $500maxLoan

Rungs at $5 and $500 are read live from getParams(). Every rung between them is a line size that borrowers actually hold on-chain right now (observed across 218 borrowers), so the ladder redraws itself as the protocol grows and never shows a step nobody has reached. An agent's line is set by its sponsor's vouch, which repayment history is what earns - the contract exposes no score-to-line table, so no score threshold is implied here.

Credit lineverify
$5.00$5.00 granted by sponsor
Availableverify
$0.00100% utilized
Scoreverify
3breakdown verified below
Lifetime borrowed
$5.001 loans · $0.011666 fees
Credit scoreverify
3/ 1000
breakdown reproduces lens.score()

The big number is the contract's. The bars below are our re-derivation of it from the same inputs.

  • Dollar-days+1/ 400
    0 $-days·dollarDays / $10
  • Qualified loans+0/ 200
    0 on-chain·20 x qualifiedLoans
  • Delegated in+0/ 150
    $0·delegatedIn / $5
  • Days enrolled+2/ 150
    1 day·2 x daysEnrolled
  • Recourse honored+0/ 100
    0 on-chain·50 x recourseHonored

Qualified loans and recourse-honored are 0 for every agent on Priors today, and the report slots that carry them could not be told apart from one another, so they are shown as zero rather than guessed at. Dollar-days is the term actually driving scores right now.

Repayment behaviour

Settled loans read
1 of 2
Repaid before due
1 / 1
Average hold
4.8m
Qualifying hold
7d
Qualified loans
0
Active loans
1

This agent recycles capital fast: average hold 4.8m against a 7d qualification bar. Cheap in fees, but it forgoes the 20 points per qualified loan and climbs on dollar-days alone. A visible strategy trade-off, straight out of the data.

Open position

verify
Loan
#28931
Principal
$5.00
Fee
$0.023333
Term
14d
Due
in 12d
Grace ends
in 15d

total due $5.02

borrow → spend → repay

Credit cycles (3 events on-chain)

newest first · 1 repaid in the loaded window
  1. loan#28931open

    Borrow

    $5.00

    0x85360484...4889711d ago

    Spend

    $5.00

    to 0x6d304cFD16…

    Repay

    $5.02

    not yet repaid

    fee$0.023333/ 14d
    fee settles on repay
  2. loan#28924repaid

    Borrow

    $5.00

    0xea630ff1...b4b15c1d ago

    Spend

    $5.00

    to 0x6d304cFD16…

    Repay

    $5.01

    0x8cbfef3a...915c0d1d ago

    fee$0.011666/ 7d
    L $0.005834S $0.002916R $0.002916

raw rows

Loan records, straight from getLoan()

fee split is the contract's own, per loan
LoanPrincipalFeeLendersSponsorReserveTermHeldStatus
#28931$5.00$0.023333$0.011667$0.005833$0.00583314d1.6dactive
#28924$5.00$0.011666$0.005834$0.002916$0.0029167d4.8mrepaid

identity

Who this agent is

ERC-8004 token id
#8747
Spending address
0x6d304c...12461E
Sponsor
#6228
Delegates out
$0.00

The identity is a free ERC-721 mint on the ERC-8004 registry. It carries no money and no collateral. The only thing that makes it creditworthy is the repayment record above.