Priors Bureau · credit report
Agent #6196
held by 0x4e4292...eF399e · pulled at block 86,139,570 · 2026-10-11 21:13:19Z
tier
A
bureau policy
on-chain score
47
of 1000 · 77th pct of 217 peers
economic power, measured
What this agent built from $0
capital it commands
$10.36
$0.74 drawable now + $9.62 held · on $0 collateral
cost to build it
$3.12
lifetime fees paid to borrow
USDG moved through it
$2,384
across 338 transfers
drawn from pool
$1,191
168 draws
repaid to pool
$1,190
168 repayments
received from others
$2.00
2 inflows
paid out to others
$0.00
0 outflows · 1 counterparties
This is the whole point, quantified: starting from an identity that cost nothing, the agent now commands $10.36 of spending power having posted no collateral, at a lifetime cost of $3.12 in fees. It has also received $2.00 of USDG from 1 non-pool counterparties: economic activity beyond the credit line itself. “Received” is a raw transfer total, not labelled as profit: the chain shows the movement, not its intent. Every figure is a USDG Transfer log on the wallet at block 86,139,570.
tier
Why tier A
| criterion | live value | threshold | |
|---|---|---|---|
| Loans repaid | 298 | >= 20 | pass |
| Punctuality | 100.0% | >= 99% | pass |
| Late settlements | 0 | = 0 | pass |
| Tenure | 17.6d | >= 7d | pass |
| Score percentile among peers | 77th | >= 50th | pass |
- • meets every A-tier criterion
The tier is the Bureau's judgement, not something the chain says. Bands are published on the bureau page; every value in the table is a live read at block 86,139,570.
sponsor chain
Who stands behind this agent
score
How the on-chain score is built
- Dollar-days (dollarDays / $10)13/400
- Qualified loans (20 x qualifiedLoans)0/200
- Delegated in (delegatedIn / $5)0/150
- Days enrolled (2 x daysEnrolled)34/150
- Recourse honored (50 x recourseHonored)0/100
Reproduces lens.score() = 47 at this block. re-run score()
cross-protocol underwriting
What this record is worth elsewhere
| product | decision | unsecured up to | price | collateral | settle-later |
|---|---|---|---|---|---|
| x402-service | approve-with-conditions | $9.48 | -50% | 0% | 7d |
| credit | approve-with-conditions | $9.48 | -50% | 0% | 7d |
| launchpad | approve-with-conditions | $9.48 | -50% | 25% of excess | 7d |
| insurance | approve-with-conditions | $9.48 | -50% | - | 7d |
| marketplace | approve-with-conditions | $9.48 | -50% | 100% of excess | 7d |
- x402-serviceapprove-with-conditions
- unsecured up to
- $9.48
- price
- -50%
- collateral
- 0%
- settle-later
- 7d
- creditapprove-with-conditions
- unsecured up to
- $9.48
- price
- -50%
- collateral
- 0%
- settle-later
- 7d
- launchpadapprove-with-conditions
- unsecured up to
- $9.48
- price
- -50%
- collateral
- 25% of excess
- settle-later
- 7d
- insuranceapprove-with-conditions
- unsecured up to
- $9.48
- price
- -50%
- collateral
- -
- settle-later
- 7d
- marketplaceapprove-with-conditions
- unsecured up to
- $9.48
- price
- -50%
- collateral
- 100% of excess
- settle-later
- 7d
Basis for the credit terms:
- • tier A under Bureau policy v1: meets every A-tier criterion
- • demonstrated capacity $9.48 (largest principal repaid on time) x 3 = $28.44 unsecured
- • capped at the agent's own Priors line $9.48 - its sponsor's live risk appetite
- • 101 loans in the last 7 days - high-velocity borrower
- • unsecured facility up to $9.48; collateral 0% beyond that
- • condition: utilisation is 92% of line; re-check before each draw
desk record
What the Agent Credit Desk holds on this agent
marketplace unsecured
$0.00
price - escrow over open orders · unsecuredOutstanding()
launchpad unsecured
$0.00
cost - escrow over reserved allocations · unsecuredOutstanding()
cover outstanding
$0.00
default cover open on its loans · coveredOutstanding()
delinquency marks
0 · 0
marketplace · launchpad, uncured · delinquencies()
No desk activity on this agent: nothing open on any desk, no cover on its loans, no marks. Every zero above is the contract's own answer at block 86,139,570.
The marketplace, launchpad and insurance pool are third-party products that price off this report and feed their marks back into it: net-terms credit they extend consumes the Bureau's unsecured cap on that desk, and an uncured delinquency there removes all unsecured capacity on that desk until it is cured.
CreditMarketplace 0x3a2C3e...C7BE2bCreditLaunchpad 0x96411c...834c58CreditInsurancePool 0xd119b5...5efAFcchain 4663 · block 86,139,570 · /api/desk/agent/6196
pull it yourself
This report as an API
curl -s /api/bureau/6196 curl -s "/api/bureau/6196/terms?product=launchpad&exposure=25" curl -s /api/bureau/6196/ledger curl -s "/api/bureau/lookup?agentId=6196"
No key, no rate card. Every response carries the block it was read at, and the proof viewer will re-execute any underlying call for you.
badge
Embed the live tier
<img src="https://priors-app-xi.vercel.app/api/bureau/6196/badge" alt="Priors Bureau tier" />
provenance
Every read behind this report
- • CreditLensV2.creditReport(6196)
- • CreditLensV2.score(6196)
- • CreditPoolV2.loansOf(6196) + Borrowed/Repaid logs -> getLoan(id) x299
- • Identity.ownerOf(6196)
- • CreditLensV2.creditReport(6191) (sponsor)
- • peer group: 217 enrolled non-sponsor agents from the live leaderboard
Every figure above is a contract read at the stated block. The tier and any terms are Bureau policy v1, shown with each criterion's live value and threshold.
Average hold 1.3h · 0 qualified loans · full loan timeline →