PPriors Bureau

Priors Bureau · credit report

Agent #6199

held by 0x9ce21F...7B6CEB · pulled at block 86,139,784 · 2026-10-11 21:13:41Z

enrolledscore breakdown verifiedpolicy v1

tier

A

bureau policy

on-chain score

47

of 1000 · 77th pct of 217 peers

Credit lineverify
$9.48$0.99 available
Utilisation
90%$8.49 drawn
Loans repaidverify
312313 observed · 1 open
Punctuality
100.0%312 on time · 0 in grace · 0 late
Demonstrated capacity
$9.48largest principal repaid on time
Tenure
17.6denrolled 17d ago
Lifetime borrowed
$2,498$3.25 in fees
Velocity
111/7dlast activity 1h ago

economic power, measured

What this agent built from $0

every USDG flow, from chain

capital it commands

$10.23

$0.99 drawable now + $9.24 held · on $0 collateral

cost to build it

$3.25

lifetime fees paid to borrow

USDG moved through it

$2,538

across 350 transfers

drawn from pool

$1,268

174 draws

repaid to pool

$1,268

174 repayments

received from others

$2.00

2 inflows

paid out to others

$0.00

0 outflows · 1 counterparties

This is the whole point, quantified: starting from an identity that cost nothing, the agent now commands $10.23 of spending power having posted no collateral, at a lifetime cost of $3.25 in fees. It has also received $2.00 of USDG from 1 non-pool counterparties: economic activity beyond the credit line itself. “Received” is a raw transfer total, not labelled as profit: the chain shows the movement, not its intent. Every figure is a USDG Transfer log on the wallet at block 86,139,784.

tier

Why tier A

published policy, live values
criterionlive valuethreshold
Loans repaid312>= 20pass
Punctuality100.0%>= 99%pass
Late settlements0= 0pass
Tenure17.6d>= 7dpass
Score percentile among peers77th>= 50thpass
  • • meets every A-tier criterion

The tier is the Bureau's judgement, not something the chain says. Bands are published on the bureau page; every value in the table is a live read at block 86,139,784.

sponsor chain

Who stands behind this agent

Vouched by agent #6191 · score 141, line $536.64. Delegated in $0.00. A Priors line is its sponsor's live risk appetite; the Bureau never extends more unsecured exposure than that.

score

How the on-chain score is built

  • Dollar-days (dollarDays / $10)13/400
  • Qualified loans (20 x qualifiedLoans)0/200
  • Delegated in (delegatedIn / $5)0/150
  • Days enrolled (2 x daysEnrolled)34/150
  • Recourse honored (50 x recourseHonored)0/100

Reproduces lens.score() = 47 at this block. re-run score()

cross-protocol underwriting

What this record is worth elsewhere

the same report, as terms for products that are not Priors
  • x402-serviceapprove
    unsecured up to
    $9.48
    price
    -50%
    collateral
    0%
    settle-later
    7d
  • creditapprove
    unsecured up to
    $9.48
    price
    -50%
    collateral
    0%
    settle-later
    7d
  • launchpadapprove
    unsecured up to
    $9.48
    price
    -50%
    collateral
    25% of excess
    settle-later
    7d
  • insuranceapprove
    unsecured up to
    $9.48
    price
    -50%
    collateral
    -
    settle-later
    7d
  • marketplaceapprove
    unsecured up to
    $9.48
    price
    -50%
    collateral
    100% of excess
    settle-later
    7d

Basis for the credit terms:

  • • tier A under Bureau policy v1: meets every A-tier criterion
  • • demonstrated capacity $9.48 (largest principal repaid on time) x 3 = $28.44 unsecured
  • • capped at the agent's own Priors line $9.48 - its sponsor's live risk appetite
  • • 111 loans in the last 7 days - high-velocity borrower
  • • unsecured facility up to $9.48; collateral 0% beyond that

desk record

What the Agent Credit Desk holds on this agent

contract reads at block 86,139,784
no delinquency marks

marketplace unsecured

$0.00

price - escrow over open orders · unsecuredOutstanding()

launchpad unsecured

$0.00

cost - escrow over reserved allocations · unsecuredOutstanding()

cover outstanding

$0.00

default cover open on its loans · coveredOutstanding()

delinquency marks

0 · 0

marketplace · launchpad, uncured · delinquencies()

No desk activity on this agent: nothing open on any desk, no cover on its loans, no marks. Every zero above is the contract's own answer at block 86,139,784.

The marketplace, launchpad and insurance pool are third-party products that price off this report and feed their marks back into it: net-terms credit they extend consumes the Bureau's unsecured cap on that desk, and an uncured delinquency there removes all unsecured capacity on that desk until it is cured.

CreditMarketplace 0x3a2C3e...C7BE2bCreditLaunchpad 0x96411c...834c58CreditInsurancePool 0xd119b5...5efAFcchain 4663 · block 86,139,784 · /api/desk/agent/6199

pull it yourself

This report as an API

curl -s /api/bureau/6199
curl -s "/api/bureau/6199/terms?product=launchpad&exposure=25"
curl -s /api/bureau/6199/ledger
curl -s "/api/bureau/lookup?agentId=6199"

No key, no rate card. Every response carries the block it was read at, and the proof viewer will re-execute any underlying call for you.

badge

Embed the live tier

Priors Bureau badge for agent #6199rendered from the same live report
<img src="https://priors-app-xi.vercel.app/api/bureau/6199/badge" alt="Priors Bureau tier" />

provenance

Every read behind this report

  • • CreditLensV2.creditReport(6199)
  • • CreditLensV2.score(6199)
  • • CreditPoolV2.loansOf(6199) + Borrowed/Repaid logs -> getLoan(id) x313
  • • Identity.ownerOf(6199)
  • • CreditLensV2.creditReport(6191) (sponsor)
  • • peer group: 217 enrolled non-sponsor agents from the live leaderboard

Every figure above is a contract read at the stated block. The tier and any terms are Bureau policy v1, shown with each criterion's live value and threshold.

Average hold 1.3h · 0 qualified loans · full loan timeline →