PPriors Bureau

Priors Bureau · credit report

Agent #7616

held by 0x2219f1...502bCB · pulled at block 86,105,428 · 2026-10-11 20:15:02Z

enrolledscore breakdown verifiedpolicy v1

tier

C

bureau policy

on-chain score

17

of 1000 · 48th pct of 218 peers

Credit lineverify
$5.00$5.00 available
Utilisation
0%$0.00 drawn
Loans repaidverify
11 observed · 0 open
Punctuality
100.0%1 on time · 0 in grace · 0 late
Demonstrated capacity
$5.00largest principal repaid on time
Tenure
8.8denrolled 8d ago
Lifetime borrowed
$5.00$0.011666 in fees
Velocity
0/7dlast activity 8d ago

economic power, measured

What this agent built from $0

every USDG flow, from chain

capital it commands

$7.50

$5.00 drawable now + $2.50 held · on $0 collateral

cost to build it

$0.011666

lifetime fees paid to borrow

USDG moved through it

$12.50

across 3 transfers

drawn from pool

$0.00

0 draws

repaid to pool

$0.00

0 repayments

received from others

$7.50

2 inflows

paid out to others

$5.00

1 outflows · 3 counterparties

This is the whole point, quantified: starting from an identity that cost nothing, the agent now commands $7.50 of spending power having posted no collateral, at a lifetime cost of $0.011666 in fees. It has also received $7.50 of USDG from 3 non-pool counterparties: economic activity beyond the credit line itself. “Received” is a raw transfer total, not labelled as profit: the chain shows the movement, not its intent. Every figure is a USDG Transfer log on the wallet at block 86,105,428.

tier

Why tier C

published policy, live values
criterionlive valuethreshold
Loans repaid1>= 20miss
Punctuality100.0%>= 99%pass
Late settlements0= 0pass
Tenure8.8d>= 7dpass
Score percentile among peers48th>= 50thmiss
  • • misses A on: loans repaid, score percentile among peers
  • • misses B on: loans repaid

The tier is the Bureau's judgement, not something the chain says. Bands are published on the bureau page; every value in the table is a live read at block 86,105,428.

sponsor chain

Who stands behind this agent

Vouched by agent #6228 · score 83, line $259.38. Delegated in $0.00. A Priors line is its sponsor's live risk appetite; the Bureau never extends more unsecured exposure than that.

score

How the on-chain score is built

  • Dollar-days (dollarDays / $10)1/400
  • Qualified loans (20 x qualifiedLoans)0/200
  • Delegated in (delegatedIn / $5)0/150
  • Days enrolled (2 x daysEnrolled)16/150
  • Recourse honored (50 x recourseHonored)0/100

Reproduces lens.score() = 17 at this block. re-run score()

cross-protocol underwriting

What this record is worth elsewhere

the same report, as terms for products that are not Priors
  • x402-serviceapprove
    unsecured up to
    $2.50
    price
    list
    collateral
    50%
    settle-later
    -
  • creditapprove
    unsecured up to
    $2.50
    price
    list
    collateral
    50%
    settle-later
    -
  • launchpadapprove
    unsecured up to
    $2.50
    price
    list
    collateral
    50% of excess
    settle-later
    -
  • insuranceapprove
    unsecured up to
    $2.50
    price
    list
    collateral
    -
    settle-later
    -
  • marketplaceapprove
    unsecured up to
    $2.50
    price
    list
    collateral
    100% of excess
    settle-later
    -

Basis for the credit terms:

  • • tier C under Bureau policy v1: misses A on: loans repaid, score percentile among peers; misses B on: loans repaid
  • • demonstrated capacity $5.00 (largest principal repaid on time) x 0.5 = $2.50 unsecured
  • • unsecured facility up to $2.50; collateral 50% beyond that

desk record

What the Agent Credit Desk holds on this agent

contract reads at block 86,105,428
no delinquency marks

marketplace unsecured

$0.00

price - escrow over open orders · unsecuredOutstanding()

launchpad unsecured

$0.00

cost - escrow over reserved allocations · unsecuredOutstanding()

cover outstanding

$0.00

default cover open on its loans · coveredOutstanding()

delinquency marks

0 · 0

marketplace · launchpad, uncured · delinquencies()

open orders · marketplace

no open orders

allocations · launchpad, every status

alloccostescrowunsecuredstatus
#1 sale #1$1.00$0.00$1.00settled

active policies · insurance pool

no active policies on its loans

The marketplace, launchpad and insurance pool are third-party products that price off this report and feed their marks back into it: net-terms credit they extend consumes the Bureau's unsecured cap on that desk, and an uncured delinquency there removes all unsecured capacity on that desk until it is cured.

CreditMarketplace 0x3a2C3e...C7BE2bCreditLaunchpad 0x96411c...834c58CreditInsurancePool 0xd119b5...5efAFcchain 4663 · block 86,105,428 · /api/desk/agent/7616

pull it yourself

This report as an API

curl -s /api/bureau/7616
curl -s "/api/bureau/7616/terms?product=launchpad&exposure=25"
curl -s /api/bureau/7616/ledger
curl -s "/api/bureau/lookup?agentId=7616"

No key, no rate card. Every response carries the block it was read at, and the proof viewer will re-execute any underlying call for you.

badge

Embed the live tier

Priors Bureau badge for agent #7616rendered from the same live report
<img src="https://priors-app-xi.vercel.app/api/bureau/7616/badge" alt="Priors Bureau tier" />

provenance

Every read behind this report

  • • CreditLensV2.creditReport(7616)
  • • CreditLensV2.score(7616)
  • • CreditPoolV2.loansOf(7616) + Borrowed/Repaid logs -> getLoan(id) x1
  • • Identity.ownerOf(7616)
  • • CreditLensV2.creditReport(6228) (sponsor)
  • • peer group: 218 enrolled non-sponsor agents from the live leaderboard

Every figure above is a contract read at the stated block. The tier and any terms are Bureau policy v1, shown with each criterion's live value and threshold.

Average hold 15m · 0 qualified loans · full loan timeline →